Insurance Three Party Car Reimbursement Questions 20

The general process for mainland customers to purchase insurance in Hong Kong is as follows:1You can first communicate with the company's financial advisor, and note that it is a real financial advisor registered with the Hong Kong Insurance Regulatory Commission.

After communication and understanding of the situation, the financial consultant will issue a plan, and then exchange views with the customer, explain the plan, and if necessary, modify the plan according to the customer's feedback and needs, and finalize it. 2.Once you have decided on your plan, you can arrange a time to make an appointment with your financial advisor to sign your plan in Hong Kong.

Apply for a Hong Kong and Macao Permit to Hong Kong. Please note that any insurance outside of Hong Kong** and contracted insurance is called an "underground policy" and is not protected by law, please be sure to go to Hong Kong to sign up in person; 3.After arriving at the company, I will fill in the application information that needs to be submitted with the financial consultant in the company, and then...

After the insurance terms were changed in July 2018, subrogation was added, which means that if your own vehicle has been insured with commercial insurance car damage, you can, and the other party can not make a claim to your vehicle in time, you can find your own insurance company to settle the claim, and let your insurance company go to the fully responsible party to sue for your compensation instead of you, (provided that you have underwritten the car damage insurance), you need to go to the traffic team to print the owner information, driver information, and traffic police award certificate. Go to the insurance public claims adjuster to fill out the application form for the claim on your behalf, and all the follow-up troubles will be handed over to your insurance company, which may count you as an accident.

I'm glad to be able to ask you this question, whether this third party is in prison or not, if you are completely negligent, the compensation is paid by the insurance company directly to the third party, can he go to jail? It has nothing to do with you, if you are a third party, then the person who hit you is in prison, then this issue will have to go through the judicial route.

In criminal and civil cases, the court will award compensation.

The third party of automobile insurance, also known as commercial third party liability insurance, is a type of insurance that compensates for the loss of a third party in an accident on the basis of compulsory traffic insurance. The Road Traffic Law stipulates that vehicles on the road must purchase compulsory traffic insurance, and compulsory traffic insurance can only compensate for the losses of the other party after the occurrence of traffic accidents between two parties (or parties) (vehicle accidents on both sides, no one is injured, and the losses of both are below 2000, and the responsibility is not disputed and can be used to compensate each other with compulsory traffic insurance), and compulsory traffic insurance can be said to be "no responsibility for training" and "responsibility must be compensated", that is, there is no responsibility for compensation: property loss 100, medical injury 1000, death and disability 10000, If you are responsible (whether you are primarily or secondarily responsible or equally responsible) 2,000 for property damage, 10,000 for medical injuries, and 100,000 for death and disability.

When a major traffic accident occurs, because of the limitation of the compensation limit of compulsory traffic insurance, it is often not enough to compensate for the loss of a third party, so there is a commercial third-party liability insurance, which is divided into insurance amounts to purchase, including 100,000, 200,000, 500,000, and 1 million, which are used to compensate for the property damage or personal injury of a third party. When a commercial third party pays compensation, it is "compensation according to liability", that is, 70% of the primary liability is paid, 30% is paid for secondary liability, and 50% is paid for the same liability.

The scope of third-party car insurance compensation is: if the insured suffers an accident during the use of the insured vehicle, resulting in direct personal or property losses to the third party, the insured shall bear economic responsibility in accordance with the law.

In short, it is the compensation for the loss of people or things touched by the car in a traffic accident, excluding the loss of the people and vehicles in the main car.

The sum insured of third-party car insurance ranges from 50,000 to millions, and the higher the sum insured, the higher the amount of insurance payout, and the higher the premium.

This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.

What does the three-party insurance mean in car insurance?

You're talking about third liability insurance, which means a third party other than the car itself! In addition to the accident that hits someone else, it is your full responsibility, and the insurance company will settle the claim, and the specific compensation is according to the subject insurance amount of the third liability insurance you bought!

Third Party Liability Insurance can pay for the following items: Compensation within the sum insured. Medical expenses include:

Medical expenses, diagnosis and treatment expenses, hospitalization expenses, hospitalization meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery expenses, and nutrition expenses. Death and disability expenses include: funeral expenses, death compensation expenses, transportation expenses for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, transportation expenses, living expenses for dependents, accommodation expenses, lost work expenses, and solatium for mental damage caused by judgment or mediation.

Property Loss Personal Injury Compensation Article 17 of the full text of the judicial interpretation The person obligated to compensate the victim for personal injury, as well as the loss of income due to medical treatment, medical expenses, nursing expenses, transportation expenses, accommodation expenses, hospital meal subsidies, and necessary nutrition expenses. If the victim is disabled due to injury, the person obligated to compensate for the necessary expenses incurred by the victim due to the increase in living needs and the loss of income caused by the loss of ability to work, including disability compensation, disability assistive devices, and living expenses of dependents, as well as the necessary expenses, nursing expenses, and follow-up expenses actually incurred due to nursing care and continuation. Where the victim dies, the compensation obligor shall, in addition to compensating the relevant expenses provided for in the first paragraph of this article on the basis of the circumstances of the rescue, also compensate for the funeral expenses, the living expenses of the dependents, the death compensation expenses, and other reasonable expenses such as transportation expenses, lodging expenses, and lost work expenses incurred by the victim's relatives in handling funeral matters.

Hello, I am a salesman of Shenzhen Ping An, and car insurance is my business.

Commercial auto insurance is divided into many different contents: car damage insurance, third-party liability insurance, vehicle injury insurance, theft insurance, glass breakage insurance, excavation spontaneous combustion insurance, etc.

If you are the party responsible for the accident, whether you encounter another vehicle or objects outside the car, you will be compensated by the compulsory traffic insurance and the third party insurance, and the compulsory traffic insurance will pay first, and the insufficient part will be compensated by the third party insurance. For the injury of the driver and passengers in the car, the third-party insurance is not compensated, depending on whether you have purchased the car injury insurance.

If the third party is the party responsible for the accident, the loss of your car and the injuries of the people in the car belong to the third-party insurance of the third-party vehicle, and the other party's compulsory traffic insurance and third-party insurance need to bear the compensation for the loss of your vehicle and personal injury. Car bending scale.

I hope the above reply is clear enough.

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According to Article 60 of the Insurance Law, the scope of compensation of third-party liability insurance is as follows: 1. Compensation for medical expenses caused by accidents.

2. Compensate for the nursing expenses incurred in the process of medical training.

3. Lost work expenses of the victim due to the accident.

4. Daily living expenses such as catering expenses and transportation expenses.

5. If the accident causes death, tremor or disability, compensation will be made in accordance with the provisions of the concession and defeat.