In auto commercial insurance, what is the maximum amount of insurance for the three?

Commercial third party liability insurance.

The sum insured is divided into 50,000, 100,000, 150,000, 200,000, 300,000, 500,000 and 1,000,000. Under normal circumstances, it is below 500,000, and the insurance company will measure the moral hazard of the insurance when the insured amount of 500,000 and 1 million is insured.

based on the probability of agreeing to underwrite. If there are three insurance policies of more than 1 million, you can negotiate with the upper management of the insurance company to decide the amount of coverage and whether to provide coverage.

It can be insured up to 500,000, but it is generally insured below 200,000, because it is generally not necessary to buy compulsory insurance, and the insured amount of compulsory insurance is still 10,000.

There are three types of commercial and compulsory insurance, it depends on your own technology and ideas If you really want to play the meaning of insurance, I recommend that you insure to 10,000, which is the price of a person's life.

Three-party insurance for automobiles.

What is the sum insured?

Tripartite insurance, i.e., tripartite liability insurance, refers to the accident caused by the owner of the insured vehicle and the qualified driver authorized by the owner of the vehicle during the driving of the vehicle, resulting in the loss of ownership or personal injury to a third party, and the three-party liability insurance can be used as a supplement to the compulsory insurance, that is, the cost paid to the injured party of the accident; After paying the compulsory insurance, other costs will be covered by the liability insurance.

How much does <> third-party liability insurance cost?

Third Party Liability Insurance.

There are 8 limits for consumers to choose from, namely 50,000 yuan, 100,000 yuan, 150,000 yuan, 20,000 yuan, 300,000 yuan, 500,000 yuan, 1 million yuan, more than 1 million yuan, and less than 50 million yuan.

Why buy third-party insurance?

One wonders, is it still necessary to purchase third-party insurance and insurance? Third-party insurance is designed to cover the amount of compensation that exceeds the limit set by compulsory road insurance after a road accident. Three insurances.

It is one of the car insurance that many car owners will choose to buy, and the current scope of three insurances is 5-5 million, but after the automatic insurance reform, the amount of three insurances will appropriately reach 10-10 million. Road accident victims.

The amount of compensation is enormous. If you don't purchase third-party insurance, the party who exceeds the mandatory traffic compensation limit will have to pay out of pocket. As a result, third-party insurance covers losses beyond what we can afford.

For example, once the owner crashes into a luxury car and the damage is finalized, he must pay $500,000. Compulsory insurance with a limit of compensation is certainly not enough. At present, it is necessary for third-party insurance to play a role.

The main basis of automatic insurance consists of two parts: compulsory traffic insurance and commercial car insurance.

Compulsory traffic insurance is enforced by the state.

Commercial vehicle insurance is provided free of charge by the user as needed.

The full name of compulsory traffic insurance is compulsory road traffic accident insurance.

Must be purchased in accordance with national laws. Tariff standards are uniform across the country. Depending on our accident situation in the previous year, the insurance premium will increase or decrease.

Xiao Ke believes that we can simply compare compulsory insurance with five types of insurance and one ** that are compulsorily purchased. Although there are safeguards in place in the event of an accident, the amount of compensation is not high. In addition, compulsory traffic insurance includes third-party liability insurance, which only pays the third party (not you) in the event of an accident.

The specific content is as follows: Death and disability compensation limit: 110,000 yuan medical expense compensation limit

10,000 yuan property damage compensation limit: 2,000 yuan.

The three types of insurance are one of the basic types of insurance, and they are the insurance types that everyone must choose before the "Compulsory Insurance of Motor Vehicle Traffic Accident Liability" (hereinafter referred to as "Compulsory Traffic Insurance") appears, but after the introduction of "Compulsory Traffic Insurance", some people think that commercial third-party insurance is like chicken ribs. In fact, the maximum compensation amount of compulsory traffic insurance is only 50,000 yuan, and now human life is generally more than 50,000 yuan, sometimes up to 300,000 yuan, 500,000 yuan. Therefore, it is absolutely not enough to be protected by "compulsory traffic insurance".

After purchasing "compulsory traffic insurance", it is necessary to choose an appropriate amount of commercial third-party insurance to supplement it.

Technique: "Adapt to local conditions". Due to the different levels of economic development in different places, the value of human life also varies greatly.

It may take 50,000 or 100,000 to kill a person in some poor cities such as the northwest, while it may take 500,000 or more to kill a person in economically developed places such as Beijing, Shanghai, and Shenzhen. Therefore, you should decide how much insurance to buy according to the local economic level. It is suggested that the central and western regions should choose 10-200,000 yuan, the eastern region should choose 20-300,000 yuan, and the municipalities directly under the central government should choose 30-500,000 yuan.

However, the cost is not much different.

I took your suggestion and added 200,000 third-party liability insurance.

1. What are the three dangers of commercial vehicles?

Commercial third-party insurance refers to the economic responsibility that the insured or its permitted driver shall bear in accordance with the law if an accident occurs in the process of using the insured vehicle, resulting in direct damage to the person or property of a third party, and the insurance company is responsible for compensation. To figure out what commercial third-party insurance is, you can only know it when you apply for car insurance.

It is the "third party" in the commercial three-party insurance

As the name suggests, commercial third-party insurance is a type of insurance in which an insurance company is liable for the loss of a third party. A third party refers to a third-party victim other than the policyholder, the insured, and the insurer who suffers losses due to an accident on the insured vehicle.

2. How much is the commercial auto insurance?

Motor insurance, commercial insurance, third parties generally do not exceed 30% of the liability limit. The full name of the three liability insurance is commercial third-party liability insurance, which refers to the accident that occurs during the use of the insured vehicle by the insurer or its permitted drivers, resulting in direct personal damage or property to the third party, and the insured shall bear economic responsibility and the insurance company shall be responsible for compensation. After the introduction of compulsory liability insurance, the three liability insurance can be used as a supplement to the compulsory liability insurance.

Commercial third-party liability insurance refers to the amount of compensation that should be paid by the insured in accordance with the relevant provisions of the insurance contract due to the death of an accident that occurs in the process of using the insured vehicle by the qualified driver allowed by the insured, resulting in direct personal or property losses to the third party. If the insurance company agrees in writing, the insurance company shall bear the arbitration or litigation costs incurred by the insured. This type of insurance is mainly to ensure that the third-party victims of road traffic accidents receive timely and effective compensation.

The aftermath of the accident needs to be handled by the insured. The insurance company will pay you up to 30% of the limit of liability.

Commercial auto insurance is one of China's motor vehicle insurance projects, which mainly protects the personal and property rights of our third parties. According to the actual situation, the state has also formulated the compensation standards for commercial auto insurance. In this way, people will know how much commercial auto insurance is covered by the three in their daily life when they encounter injuries caused by a third party in a traffic accident.

Therefore, we will be able to safeguard the interests of our people very well.

Summary. Hello dear, it is a pleasure to serve you <>

Automobile commercial insurance, the three insurances require a fixed annual fee of 1721 yuan, and the same amount of insurance is different**. Specifically, you can refer to the latest third-party liability insurance premium table, and the car owner can choose the appropriate amount to insure according to his needs The compensation grade of third-party liability insurance is divided into seven grades, namely 50,000, 100,000, 150,000, 200,000, 300,000, 500,000, and more than 1 million, and the corresponding standard premiums are 660 yuan, 954 yuan, 1088 yuan, 1182 yuan, 1335 yuan, 1602 yuan, and 2242 yuan.

How much does it cost to cover the three with car commercial insurance.

Hello dear, it is a pleasure to serve you <>

Automobile commercial insurance, the three insurances require a fixed annual fee of 1721 yuan, and the same amount of insurance is different**. Specifically, you can refer to the latest draft of the third-party liability insurance premium table, the owner can choose the appropriate amount of insurance according to the needs of the third-party liability insurance The compensation grade of the third-party liability insurance is divided into seven grades, namely 50,000, 100,000, 150,000, 200,000 Yinxiao, 300,000, 500,000, and more than 1 million, and the corresponding standard premiums are 660 yuan, 954 yuan, 1088 yuan, 1182 yuan, 1335 yuan, 1602 yuan, and 2242 yuan. Punch.

Extended information: third-party liability insurance belongs to commercial insurance, commercial three liability insurance** due to different insurance companies, different channels of insurance, the specific lack of wisdom and less money Fuchang also depends on the maximum compensation limit of the corresponding grade: the premium is also Bizhou from low to high changes.