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The above content is for your reference, and the actual business regulations shall prevail.
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There are more than 60,000 judgments in Bank of China Consumer Loan Finance, and you can go on (enterprise check, credit information network can check) Fraudulent Loans" Bank of China Consumer Loan Finance has more than 64,000 judgments (enterprise check, credit information network can be checked)!More borrowers are deceived into loans, and the purpose of the loan must be decoration, education, tourism, etc., but in fact, they are mostly used to buy houses and speculate in houses, and in the end, the real estate market is not good, the risk is not controllable, and the loss of money cannot be repaid. It is hoped that the national financial institution regulatory department will severely punish and refrain from lending, because this is the largest shareholder of Bank of China taking the lead in violating financial laws and regulations and violating the financial order.
There are more than 60,000 judgments in Bank of China Consumer Loan Finance, and you can go on (enterprise check, credit information network can check) Fraudulent Loans" Bank of China Consumer Loan Finance has more than 64,000 judgments (enterprise check, credit information network can be checked)!More borrowers are deceived into loans, and the purpose of the loan must be decoration, education, tourism, etc., but in fact, they are mostly used to buy houses and speculate in houses, and in the end, the real estate market is not good, the risk is not controllable, and the loss of money cannot be repaid. I hope that the national financial institution regulatory department will severely punish and refrain from lending, because this is the largest shareholder of Bank of China taking the lead in violating financial laws and regulations and violating the financial order, and secretly operating to fight against the wind!
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BOC Consumer Finance**** is a subsidiary of Bank of China and is not a loan. Bank of China Consumer Finance**** provides borrowers with mortgage consumer loans, credit consumer loans, and transaction installment consumer loan services. Bank of China Consumer Finance**** has many loan products, and different loan products have different names.
Bank of China Consumer Finance's loan products: Happy Loan, Owner Loan, Salary Loan, Policy Loan, Skill Cloud Installment, Education Cloud Installment, etc. Some loan companies have established a cooperative relationship with Bank of China Consumer Finance, which is supported by Bank of China Consumer Finance.
Therefore, even if the borrower does not use loan products such as Happy Loan, Owner Loan, Salary Loan, Policy Loan, Skill Cloud Installment, Education Cloud Installment, etc., he will see records related to Bank of China Consumer Finance **** in his personal credit report.
When the borrower sees the records related to BOC Consumer Finance**** in his personal credit report, he needs to recall which loans he used against the date, determine which loans he used, and then search for the lender of the loan software through search engines such as Sogou and Google.
If the borrower does not want to search for the lender, they can see the lender on the loan details page of the loan software. Borrowers can also directly contact the manual service of Bank of China Consumer Finance **** to understand relevant matters.
Extended Information] Bank of China Consumer Finance Corporation Loan Application Requirements:
1) Chinese citizens aged between 20 and 60 are not accepted for the time being, Hong Kong, Macao, Taiwan and military and armed police personnel;
2) Choose one of the following three options: the applicant has a local property under mortgage in his name, and has been repaid normally for 6 months, and is more than three years away from the maturity date of the loan; The applicant has a commercial building in the local area, including commercial and residential use, shops, and commercial services (excluding office buildings and factories), and has repaid the loan for one year; The applicant has a local mortgage property in the name of the applicant, including personal housing, commercial and residential dual-use, and shops (the market value of Wuhan City is 1 million, and the market value of the prefecture city is 600,000 yuan), and the loan amount is 1 year, and the loan amount has been used for half a year;
3) The applicant has a stable job and income in the local area**;
4) Have a good credit record.
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Founded in 2010 and headquartered in Shanghai, BOC Consumer Finance is a licensed consumer finance company approved by the China Banking Regulatory Commission (CBRC) and a subsidiary of Bank of China Co., Ltd. (BOC), committed to becoming a leading comprehensive consumer finance service provider in China and continuously promoting the construction and development of China's consumer finance industry.
After the capital increase and share expansion in 2015, the company gives full play to the rich experience and high-quality resources of six well-known shareholders, including Bank of China, Bailian Group, Lujiazui Financial Development, Bank of China Card in Hong Kong, Bode Innovation and Sequoia Capital, to provide consumers with professional, convenient and flexible consumer financial products and services.
After nearly eight years of steady development, adhering to the business philosophy of "Responsibility, Integrity, Professionalism, Innovation, Stability and Performance", BOC Consumer Finance adheres to the guidance of science and technology, innovation driven, and realistic transformation, and has carried out a series of fruitful work in strategic management, risk control, product research and development, business development, channel construction, internal management, corporate governance, cultural construction and social responsibility. Up to now, the company has set up first-class regional centers in 32 provinces, municipalities and autonomous regions (including municipalities directly under the central government) across the country, with inclusive finance covering more than 300 cities across the country, more than 1,000 cooperative merchants and outlets, and has provided consumer financing services for millions of customers.
In the future, standing in the wave of the new era and facing the challenges of new opportunities, BOC Consumer Finance will embark on a new journey, with the guiding ideology of serving the national strategy, the starting point of helping the development of the real economy, the main line of "data, intelligence, and scenario-based", and the path of transformation, innovation and development, to continue to create shared value for customers, shareholders, employees, the industry, and the society, and build itself into a first-class consumer finance company in the new era.
The above content is for your reference, and the business allows the royal wide regulations to be subject to the actual situation.
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