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At an interest rate of 3%, 15 years are compounded.
The income is 56%, and the interest of 60,000 yuan is about 33,000, which is quite low. If you buy a wealth management, the income will almost double. It is not recommended to make bank deposits.
After all, after fifteen years, prices may be higher.
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At present, Ping An Bank's five-year fixed annual interest rate is.
Interest for the first 5 years: 60,000*RMB;
Interest from the 6th to the 10th year: (60000+8400)*RMB;
Interest from the 11th year to the 15th year: (60000+9576)*RMB;
The total interest of 60,000 yuan for 15 years is: 8400 + 9576 + yuan.
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If the current 5-year interest rate of China Merchants Bank is the current lump sum deposit and withdrawal for up to 5 years), if the interest rate remains unchanged, the principal and interest will be automatically transferred every 5 years, and the principal and interest will be RMB in total.
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If 60,000 yuan is deposited for ten years, if the annual interest rate is calculated according to the annual interest rate, and the interest is rolled into the compound interest of the principal, the sum of principal and interest is:
If you follow a three-year cycle, save three cycles plus one year, it is:
If you save two cycles in a five-year cycle, it is:
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At present, the bank does not have a lump sum deposit for 10 years, and the longest is only 5 years, and the transfer can be handled after the expiration of 5 years, and the interest rate is recalculated according to the interest rate at that time.
At present, the longest bank deposit period is 5 years, and the interest rate is. 60,000 deposits for 5 years, the interest is: the principal is 60,000 5 years, and the annual interest rate due is 14,250 yuan.
If you want to save for another 5 years after the expiration of 5 years, you can apply for automatic rollover, and the interest rate for the renewed 5 years is calculated according to the interest rate at that time, and there will be changes.
The deposit interest rate of each bank is different, according to the five-year annual interest rate of Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and China Merchants Bank, Shanghai Pudong Development Bank, Bank of Shanghai, Postal Savings Bank, Industrial Bank, and China CITIC Bank are 3%.
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What is the interest of $60,000 for 10 years?
At present, the bank's fixed deposit interest rate, the five-year fixed deposit interest rate is about 4%, so the interest of 60,000 yuan for ten years is about 25,000 yuan.
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First of all, you should consider the bank you choose for your deposit, and the interest rate of your deposit is different for different banks, so you can consult the deposit bank service platform. The bank deposit interest rate refers to the ratio of the amount of interest to the principal amount over a certain period of time. It is usually expressed as a percentage.
If it is calculated on an annual basis, it is called an annual interest rate. The calculation formula is: interest rate = interest amount principal time 100%.
Adding x100% is switching the number to a percentage, which means the same as multiplying by 1.
Extended information: Taking the interest rate of the whole deposit and withdrawal as an example, the three-year interest rate from 30,000 yuan was yesterday and today, down by one percentage point; The three-year interest rate from 50 yuan was yesterday and today, down by one percentage point; The interest rate on two-year fixed deposits starting from 50 yuan was yesterday and today, down by one percentage point; The interest rates on one-year fixed deposits of 10,000 yuan and 50 yuan were respectively tied yesterday and changed to 2% today, down by one percentage point respectively. At the same time, the interest rate on semi-annual time deposits rose from 50 yuan last night to today, a slight increase of one percentage point; The three-month fixed deposit rate rose by one percentage point last night and today. At present, among the four major banks, the three-year fixed deposit interest rate of ICBC and ABC is relatively high, up to the maximum.
For products with higher interest rates in the same tranche, ICBC only needs 50 yuan for deposits, and Agricultural Bank of China and Bank of China need 5,000 yuan. China's central bank has also joined the global central bank's joint action to cut interest rates and bail out the market. China is moving faster and more aggressively than the market.
The People's Bank of China decided to reduce the RMB reserve requirement ratio of depository financial institutions by one percentage point; The benchmark interest rate for one-year RMB deposits and loans was lowered by one percentage point, and the benchmark interest rates for deposits and loans of other maturity grades, including the interest rate on provident fund loans, were also adjusted accordingly. China has also decided to temporarily exempt individual income tax on interest income from savings deposits from the 9th. The current tax rate is 5%. The Federal Reserve Bank of the United States joined other central banks around the world on Wednesday in cutting its benchmark federal interest rate by one percentage point.
At the same time, the European Central Bank, the Bank of England, the Swiss National Bank, the Bank of Canada and the Bank of Sweden have also cut interest rates. The "reserve requirement ratio" and "bank interest rate" are the most influential monetary policy tools of the central bank, which can directly regulate the amount of money. Because the abolition of interest tax can increase residents' savings income and avoid the impact of capital costs on the capital market, this means is likely to become an alternative to the current regulation.
Based on the current level of inflation, the abolition of the interest tax would not change the negative real interest rate, but could significantly increase the low deposit rate. The one-time abolition of the levy is equivalent to raising the deposit rate by almost 60 basis points, which can be used to make considerable adjustments while getting rid of the restrictions of exchange rate policy.
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Don't know what your deposit rate is? Under normal circumstances, the interest rate of the bank for one year is about 160,000 yuan, and the interest for one year is 160,000
4400 (yuan).
This interest is less, so it is recommended that you buy low-risk wealth management products from banks, which generally have an annual interest rate of about 10%.
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It may vary from bank to bank, assuming that the annual interest rate of a fixed deposit for one year is yes, and if you deposit $10,000, the interest you can get at maturity is; 10000*1*yuan. 160,000 is 3,120 yuan.
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The current interest of 160,000 deposited banks is 560 yuan a year, and the fixed interest is 3,120 yuan a year. 160,000 yuan is simply deposited in the bank, the deposit is a current savings, the interest rate is only, and the interest for a year is only 560 yuan; If the deposit is a one-year time deposit, the interest rate is about 3,120 yuan; If the deposit is a two-year time deposit, the interest rate is about, the average annual interest rate is 4368 yuan; If the deposit is a three-year time deposit, the interest rate is around, and the average annual interest rate is 5,280 yuan, which is relatively high for the Agricultural Bank of China at this stage. Many people say that they can deposit certificates.
The threshold of certificates of deposit is 200,000, and the principal of 160,000 is not enough; At this stage, ABC only issues one-year and two-year certificates of deposit, and the interest rate is not as good as that of three-year time deposits. If you want a higher interest rate, you can consider other banks. After all, of all the banks in the country, the interest rate of the state-owned bank can be said to be the lowest.
Extended information: 1. If the deposit of 160,000 yuan comes from rural credit cooperatives or local commercial banks, the interest rate of three-year time deposit can reach 6,600 yuan, and the one-year interest rate can reach 6,600 yuan. If the deposit is a five-year time deposit, regardless of liquidity, the interest rate can reach, and the one-year interest rate can reach 7,800 yuan, which should be said to be the peak of all domestic bank deposit products at this stage. Some people think that small banks are a little worried about the safety of their principal.
In fact, you don't have to worry. If they deposit bank deposit products such as fixed deposits and large certificates of deposit, they are protected by deposit insurance regulations. Regardless of whether you deposit in a state-owned bank or a rural credit cooperative, as long as the bank fails, the depositor can get up to 500,000 yuan in full compensation.
2. Generally speaking, if 160,000 yuan is simply deposited in the bank, it is a current savings, and the interest rate is only, and the interest rate is only 560 yuan for one year; If the deposit is a one-year time deposit, the interest rate is about 3,120 yuan; If the deposit is a two-year time deposit, the interest rate is about, the average annual interest rate is 4368 yuan; If the deposit is a three-year time deposit, the interest rate is around, and the average annual interest rate is 5,280 yuan, which is relatively high for the Agricultural Bank of China at this stage. Many people say that they can deposit certificates. The threshold of certificates of deposit is 200,000, and the principal of 160,000 is not enough; At this stage, ABC only issues one-year and two-year certificates of deposit, and the interest rate is not as good as that of three-year time deposits.
If you want high interest rates, you can consider other banks.
3. Among all the banks in the country, the interest rate of state-owned banks can be said to be the lowest. If the deposit of 160,000 yuan comes from rural credit cooperatives or local commercial banks, the interest rate of three-year time deposit can reach 6,600 yuan, and the one-year interest rate can reach 6,600 yuan. If the deposit is a five-year time deposit, regardless of liquidity, the interest rate can reach, and the one-year interest rate can reach 7,800 yuan, which should be said to be the peak of all domestic bank deposit products at this stage.
4. Some people think that small banks are a little worried about the safety of the principal. In fact, you don't have to worry. If they deposit bank deposit products such as fixed deposits and large certificates of deposit, they are protected by deposit insurance regulations.
Regardless of whether it is deposited in a state-owned bank or a rural credit cooperative, as long as the bank fails, the depositor can get a full compensation of up to 500,000 yuan
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Summary. Hello dear, happy to answer for you
Dear about the question you asked to do the following answers to your queries:
Deposit $150,000 in the bank. The annual interest rate is 6%. Then the interest for a year is 150,000 6% is equal to 9,000 yuan.
The average annual interest rate for bank deposits is about 4%. Bank deposits that can reach 6% should be cherished. In addition, bank deposits are all 500,000 deposit insurance system, so it is very safe.
I hope mine can help you
How much is the interest for six years if you save 150,000 yuan in a rural credit cooperative?
Dear hello, I am happy to answer for you, dear Regarding the question you raised, Haitan thought that you would do the following answer to your inquiry: deposit 150,000 yuan in the bank. The annual interest rate is 6%.
Then the interest for a year is 150,000 6% is equal to 9,000 yuan. The average annual interest rate for bank deposits is about 4%. Bank deposits that can reach 6% should be cherished.
In addition, bank deposits are all 500,000 deposit insurance system, so Wulun is very safe. I hope mine can help you
Ask about custom messages].
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Generally, there is no deposit period of 15 years. Such as Feng Cong Jing Yin Shen Guo pure theoretical calculation, according to the current annual interest rate.
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Because the maximum term of the bank is five years, the interest rate of the credit cooperatives in Nongdaming Village is higher than that of the slag, and the five-year fixed deposit is about 15 years later.
120,000 (yuan).
One hundred and twenty thousand.
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The current five-year deposit benchmark interest rate is that it can be raised to According to the interest rate of the upper mu float, 100,000 yuan is saved for five years, and the interest obtained = 10 * 10,000 yuan, that is, 26,125 yuan.
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