If the woman goes to buy a house after the divorce, does it belong to the second house?

Updated on society 2024-05-11
4 answers
  1. Anonymous users2024-02-10

    No, it's the first home. The specific criteria for identifying the first home are as follows (for your own reference).

    1. If you have taken out a loan to buy a house, the commercial loan has been settled, and then you have a loan to buy a house - it is the first set.

    2. If you have bought a house with a loan and later sold it, you can't find the property through the housing registration system, but you can find the loan record in the bank credit system, and then take out a loan to buy a house - the first set.

    3. I have bought a house in full and bought a house with a loan - the first set.

    4. I bought a house in full, and later sold it, and the housing registration system could not find the property, so I took out a loan to buy a house - the first set.

    5. The individual has a record of two commercial loans under his name, all of which have been paid off and can provide proof of two houses, in this case, when refinancing - the first set.

    6. There is a commercial loan under the individual's name that has been paid off, and the other is a provident fund loan, and at the same time, he can provide proof of housing, apply for a commercial loan and then buy a house - the first set.

    7. Husband and wife, one party uses a commercial loan to buy a house before marriage, and the other party uses a provident fund loan to buy a house before marriage, and the two want to take out a joint loan in the name of husband and wife after marriage. If the loan has been repaid, the banking financial institutions can flexibly grasp the loan interest rate and down payment ratio according to the borrower's solvency, credit status and other specific factors.

    8. Husband and wife, one party has a house before marriage but no loan record, and the other party has a loan record before marriage but no real estate in his name, and applies for a loan after marriage to buy a house - the first set.

  2. Anonymous users2024-02-09

    After buying a house, the business loan has been settled, and then the loan to buy a house - the first one.

  3. Anonymous users2024-02-08

    Not counted. In any of the following circumstances, it shall be deemed to be a second suite. If the borrower applies for the loan to purchase a house for the first time, if the borrower has registered one (or more) complete housing in the housing registration information system (including the pre-sale contract registration and filing system, the same below) in the housing registration information system of the place where the house is to be purchased.

    The borrower has used the loan to purchase one (or more) housing and applies for a loan to purchase the housing; Due diligence by the lender in the form of credit investigation records, interviews, interviews (visits if necessary) and so on. For non-local residents who can provide proof of local tax payment or social insurance payment for more than one year to apply for housing loans, the lender shall implement the differentiated housing credit policy in accordance with Article 3 of this Notice. Article 1062 of the Civil Code of the People's Republic of China The following property acquired by husband and wife during the existence of their marital relationship shall be the joint property of the husband and wife and shall be jointly owned by the husband and wife

    1) Wages, bonuses, and remuneration for labor services; (2) Income from production, operation and investment; (3) the proceeds of intellectual property rights; (4) Inherited or donated property, except as provided for in item 3 of Article 163 of this Law; (5) Other property that shall be jointly owned. Husband and wife have equal rights to dispose of joint property.

  4. Anonymous users2024-02-07

    Legal analysis: Buying a house after divorce is a second house, and both parties jointly take out a loan to buy a house after marriage, and one party applies for a loan to buy a house after divorce, which will be recognized as a second house.

    Legal basis: Civil Code of the People's Republic of China

    Article 1076:Where both husband and wife divorce voluntarily, they shall sign a written divorce agreement and apply for divorce registration in person at the marriage registration authority.

    The divorce agreement shall clearly state the parties' expression of intent to divorce voluntarily and the consensus on matters such as child support, property, and debt handling.

    Article 1079:Where one of the husband and wife requests a divorce, the relevant organization may conduct mediation or directly initiate divorce proceedings in the people's court.

    People's courts hearing divorce cases shall conduct mediation; If the relationship has indeed broken down and mediation fails, the divorce shall be granted.

    In any of the following circumstances, if mediation fails, a divorce shall be granted:

    1) bigamy or cohabitation with another person;

    2) Committing domestic violence or abusing or abandoning family members;

    3) Having bad habits such as gambling and drug addiction that they have repeatedly taught and not changing;

    4) Separated for two years due to emotional discord;

    5) Other circumstances that lead to the breakdown of the relationship between husband and wife.

    Where one party is declared missing and the other party initiates divorce proceedings, the divorce shall be granted.

    Where, after a people's court has ruled that divorce is not permitted, the parties have been separated for one year, and one party initiates divorce proceedings again, the divorce shall be granted.

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