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As long as you don't have a job, the elders will give you New Year's money... Just say a few auspicious words...
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1. The New Year's money is not handed over to the parents if the child is paid.
During the Chinese New Year, it is a custom for relatives and friends to give their children New Year's money, which has a beautiful meaning, and hopes that the children will be safe and happy in the new year. New Year's money is for the children, this happiness also belongs to the children, so it should not be handed over, parents should let this happiness continue, so that the children can experience more customs and give the children a good memory.
2. When you are young, your parents will keep it on your behalf.
From the birth of the child, every Chinese New Year, relatives, friends and the child's elders will give the child a bag of New Year's money, one or two years old children do not know what is the New Year's money, and there is no way to keep it, therefore, parents can keep it on their behalf. After the child has the ability to manage his or her own money independently, the parent can give the money to the child for safekeeping.
3. Let children learn to manage their own New Year's money at the appropriate age.
Some psychologists have proposed that at the right age, let children learn to manage their own New Year's money, so that children can have a basic understanding of money, cultivate their financial quotient, and this New Year's money may become the "start-up capital" when children grow up.
It is recommended that the child divide the New Year's money into three parts: one part is the discretionary part, discuss the monthly expenses with the child, and keep the monthly expenses in the account; Part of it is the investment part, you can use the child's money to make some investment, although the amount is not much, but it can cultivate their awareness of "raising big fish in the long run"; The last part of the Pin's sub-rule can be deposited in the bank, so that children can develop a sense of saving money from an early age.
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At this time of year, children will get New Year's money, and they will also take this opportunity to teach children and cultivate children's financial management concepts.
Many children have received New Year's money from their elders during the Chinese New Year, ranging from a few hundred yuan to more than tens of thousands. Over the course of a year, the children have become "little rich". However, it has been reported recently that many children squander and waste the New Year's money after they get it.
Even 5 children spent more than 30,000 yuan a day. The child spends his money like this. I'm afraid it's not what parents who give their children New Year's money want to see.
I thought that although the problem was with the child, when the parents should be held accountable, the parents should clearly tell the children that the New Year's money is also the parents' money, and they should not spend it indiscriminately. It is a traditional custom of our country to give New Year's money, which is not only a sign of family, friendship and courtesy, but also increases the festive atmosphere of the New Year. On the surface, the New Year's money is for children, but in fact, this money is also for adults, otherwise ignorant children think that the New Year's money is for themselves and have the right to use it independently, so they spend money excessively and make an astronomical amount of tens of thousands of yuan a day.
Telling children that the New Year's money belongs to the parents is to tell the children not to abuse the New Year's money, and to educate the children to manage the New Year's money.
In the past, the economic conditions were poor, and the New Year's money was not much, but now the conditions are good, people are unexpectedly generous, and the ** of the New Year's money for the children is also rising every year, and the New Year's money has become a lot of wealth, and parents have the responsibility to take this opportunity to tell their children about the economic situation of the family, the hardships of the parents' entrepreneurship, and carry out the education of "repentance and bitterness", and in the face of the current social collapse before the bank will compare and swagger extravagant waste and money worship, educate children not to lose their way. Let children know the harm of spending money indiscriminately, and don't develop the bad habit of getting something for nothing.
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With the improvement of people's economic conditions and living standards, the children's New Year's money during the Chinese New Year can range from a few hundred to tens of thousands, and even some can not divide this money into these parts
Clause. 1. The part of the holiday pocket money allows the child to use it freely and at will. The amount can be two to three times the child's usual pocket money, which is not only conducive to cultivating the child's sense of autonomy, but also allows the child to experience the joy of the New Year and establish a sense of money from an early age.
From an early age, children learn to use these small amounts of money independently and have the ability to manage. In addition, in the real shopping environment, the child also learned to calculate the key macro.
Clause. Second, in the long run, you can save a sum of money for your child's education and entrepreneurship. You may wish to use your child's New Year's money to help your child buy education annuity insurance from this year, and use the New Year's money from the growth process to pay the renewal premium.
In this way, when the child grows up, he already has a large amount of money, and he can use this money as the child's first pot of gold, so that they can face the future more calmly. This will help children develop the right financial management concept and risk awareness. Let him know that money can not only buy some snacks and toys to satisfy our desires, but also can be used to do some big things, establish a long-term thinking mode for children, and open the first step of children's financial intelligence.
The first slippery. 3. In the long run, you can save a sum of money for your child's education and entrepreneurship. You may wish to use your child's New Year's money to help your child buy education annuity insurance from this year, and use the New Year's money from the growth process to pay the renewal premium.
In this way, when the child grows up, he already has a large amount of money, and he can use this money as the child's first pot of gold, so that they can face the future more calmly. This will help children develop the right financial management concept and risk awareness. Let them know that money can not only buy some snacks and toys to satisfy our desires, but also can be used to do some big things, establish children's long-term thinking mode, and open the first step of children's financial intelligence.
Within the acceptable risk range, encourage children to invest in some reliable financial products, and teach them some simple financial concepts, such as principal, profit, investment risk, etc.
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New Year's money is a traditional custom during the Chinese New Year, usually when adults give a certain amount of red envelopes to minors as New Year's gifts. It is said that this custom originated in ancient times, when it was believed that evil gods appeared during the Spring Festival, and children were the most vulnerable to evil gods. Therefore, parents and elders will put some coins, silver ingots and other belongings under the child's pillow as amulets to prevent the child from being harmed by evil gods.
Over time, this custom has evolved into a form of giving children New Year's money to express their love and blessings, and to imply that they can spend the New Year safely and healthily.
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**In ancient Chinese legends, because there were "Zhen" monsters at that time, which would harm people on Chinese New Year's Eve, so in order to suppress it, people used red envelopes as money to bless people's safety.
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During the Ming and Qing dynasties, New Year's money became popular. The elders give the younger generations New Year's money, which represents the exorcism of evil spirits and the protection of the younger generations.
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