Girl 21 years old 2000 yuan per month How to manage money

The most important thing to choose is to make more money first, buy an insurance first, protect your body, and then go to the bank to see, they will recommend a lot of financial products, indicating ** regular investment, bank wealth management products explained.

Make your own plan and make a plan.

I can give you a simple plan, your monthly income of 2,000 yuan, then the annual income bonus is not calculated 20,000 four, you want to manage money is to find a certain way to save money, then buy insurance is absolutely able to set your money not to spend, according to professional opinions, if you want to buy insurance, the money invested in a year should be 10%-15% of your annual income, that is, 2400-3600 yuan a year, then what products to buy, I recommend that it is a type of insurance for critical illness, because there must be protection before financial management, And now the critical illness insurance has the function of returning the capital, because the investment and return of the critical illness insurance on the market are not too much different, just give you a plan, it is the golden life of CPIC, because I can't only have the plan here in CPIC, female, 21 years old, 10 copies, 15-year payment, annual payment of 3670, a total of 55,050 yuan. As soon as you hand it in, there will be a critical illness account of 100,000 yuan, which will increase year by year, giving you a reliable data (100,000 yuan per year, this account can be received at one time from birth to critical illness (of course, the death and total disability are the same), and then if you have not been born with a critical illness, you can convert it into a pension, but you have to wait a long time, I will give you a medium dividend (demonstrated data: 73,159 yuan at the age of 50, 122621 yuan at the age of 60, 196995 at the age of 70, This is calculated according to the company if the company is calculated every year, you can check the operation of each company, my suggestion is to buy it or go to the three major domestic will be better, at least the dividends will be more reliable.

What do you like and what are you interested in? Learn whatever you like.

People with a monthly income of 2000 will not know how to manage money It seems that you do it?

Save some money. Buy a little bit within your means** fixed investment. It's the experts who help you manage your money. **The minimum initial capital is 1,000 yuan, and the minimum investment is 200 yuan.

You can buy **to the bank or **company. Banks can **many** company business, and the specific account opening can be handled by the bank wealth management counter. Now some ** companies also have **** trading. After the bank opens online banking, there is a discount on the general fees for online purchases.

First of all, do a self-understanding, whether you want high risk and high return or stable capital preservation and income. The former buys **type**, and the latter buys bond type or currency type**. After determining the type, you can choose according to the performance, manager, scale, investment direction preference, charging standard, etc.

**Performance is ranked online. A more stable **type** can choose an index or an ETFIt is best to choose the back-end payment for regular investment, and the same underlying index** should choose the one with low management fees and custody fees.

I don't make specific recommendations, only the feet know whether the shoes are good or not.

Generally speaking, there are two types of open-ended** investments, single investments and regular fixed amounts. The so-called "fixed investment" refers to the investor's investment in a fixed amount (such as 1,000 yuan) at a fixed time every month (such as the 10th of each month) into a designated open-ended investment, similar to the bank's lump sum deposit and withdrawal method. Due to the low starting point and simple method of "fixed investment", it is also known as "small investment plan" or "lazy financial management".

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

Investment**type** to make a fixed investment is always an opportunity, but the determination to persevere to the end can see the effect.

Except for the necessary living expenses.

30 to 40 percent of the monthly deposit income or tens of thousands of dollars per deposit.

The current state of the economy ......Give up financial investments.

You can make a fixed deposit, or a fixed amount of small deposits, or buy a short-term life insurance with a reverse type. Because life insurance companies are not allowed to go bankrupt, they can only be acquired, which is more reliable than banks. Because banks can be declared bankrupt.

I am in a similar situation to you, I will handle the whole deposit, go to the bank once a month, reach a certain amount, and turn into a fixed deposit when it expires, and now it is already considerable for one and a half years.

Now**,**,**,Forex,**......Which one do you dare to touch?

First of all, you need to know how much of your money can actually be used for financial management. When a month is 2000.

The marked annualized rate of the 30-day bid period of Speed Cat Finance. When 10% is counted, because there are red envelopes or something.

The income of the first month is 2000 * 10% * 30 365 = yuan.

In the second month, there was 4,016 yuan, and I continued to invest in the bid for 30 days.

The income of the second month is 4016 * 10% * 30 365 = 33 yuan. So we have 4049 yuan.

Here is just talking about the income of investing in 30-day targets, the annualized rate of 60-day targets is, and the annualized rate of 90-day targets is.

How you invest depends on your choice.

In fact, you already know a lot about financial management, and there are so many people like you who are so thoughtful and understand so many people If you don't understand the basic things of financial management, there are very few people who really understand financial management. You're most likely a tot.

Generally, I eat all and use it up, and I am in good health, haha. It's good to think about financial management.

It is recommended that you can do the foreign exchange spot ** financial management, in this regard, I believe that the country will become more and more popular.

Well, you can take a look at the recent international ** market wealth management! It's also the peak season in September! If you need to know anything, you can contact me Enna** and the foreign exchange market, you can also learn about it.

Are you expecting someone to come and ask you, "Wow, how did you do that?" Teach me.

If it were me. . . I will give a small amount of money to help some orphanage children. 10,000 a month is a lot.

It's good that money makes money. But it's useless to ask for so much money... Ha, we can't think that we want to be in society.

There are many types of financial management, such as **,**, real estate,**, **, etc.

First of all, you should find the industry or type you are familiar with, if you are not familiar with it, don't invest in a hurry, learn it step by step, and then make a decision after understanding.

In the same way of investing, some people make money and some people lose money, so only after being familiar with it, can we truly understand the risks and benefits.

Sell some books about money management and take a look. Invest in it**. Relatively less risky. Slowly intervene in the ** compensation test.

1.1,000 yuan per month for a lump sum deposit, with a term of 1-5 years. Don't say this and don't think about it, this is the root of life!

2.If you are not a civil servant or something, you should consider configuring basic insurance, accident insurance, critical illness insurance, etc., but you are not in favor of buying participating financial insurance.

3.Do 3-5 ** fixed investment, 1000 yuan each, index**, hybrid**, strategy**, advantage**, **** and other combination configurations. You can also add a bond** if you wish.

4.For specific operations, you can consult the bank's wealth manager.

**There are risks and caution should be exercised.

Engage in investment, play, buy, buy insurance, and more.