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Hello Yellow Lingtong card is a fold card type of ordinary Lingtong card, blue is the e era Lingtong card, e era card and ordinary peony Lingtong card compared with the function is more powerful, not only can handle demand deposits, but also can directly deposit a variety of deposit period of time deposits, withdraw with the card, get rid of the inconvenience of saving the fixed deposit certificate. In terms of currency, you can directly deposit US dollars into the Peony e era card, and you can also deposit foreign currencies such as Hong Kong dollars, British pounds, euros, Canadian dollars, and Japanese yen. In terms of deposit term, you can choose current or fixed term of various tenors.
If you cancel the original e-era and apply for a new card, please go to your local outlet with a valid ID card and the original card, and you need to pay an annual fee of 10 yuan for the first year of the new card and a card production fee of 5 yuan.
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You're talking about the blue and yellow cards in the previous question.
Peony e era Lingtong cards are all blue new cards for this type.
Peony Lingtong card, blue and yellow, all belong to ICBC's early products.
Peony e era Lingtong card can deposit foreign currency, but also can save a fixed period of Peony Lingtong card can only survive in RMB.
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ICBC debit.
The card blue bai color du is an ordinary debit zhi card.
Ordinary debit cards are exempt from application (exempt.
DAO annual fee, free of small account management right fee), an annual fee of 10 yuan per year, and a small account management fee of 1 yuan per month if the daily average is less than 300 yuan per quarter, which will be charged quarterly.
The yellow one is the Elite Finance account card.
Elite Club account card is available to customers with 5-star or above, and the annual fee and management fee are waived at present. Go to the counter to handle business and enjoy VIP services and preferential rates.
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The yellow one you are talking about should be the wealth management gold card, which can only be handled by customers with 5 stars or above, and there is no annual fee at present. The blue one should be an ordinary e-era Lingtong card, with an annual fee of 10 yuan per year.
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ICBC has always had these two kinds of cards, there is a difference, the blue is a general card, and the yellow one is a gold card.
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The yellow one is the IC card and the blue one is the magnetic stripe card.
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There's no difference, it's just that there's a difference, some people like this, some people like that.
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Hello, ICBC's Lvshang Lingtong Card is a kind of debit card, which is the same as the basic nature of the Peony Lingtong Card.
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Hello, Peony Lingtong Card or Peony Lingtong Card e-era card can register for personal online banking, and make purchases and transfers.
There is no essential difference between the two, Lingtong card-e era is a non-foldable Lingtong card, and its corresponding basic account is a current multi-currency settlement account, which can save capital, foreign currency current, fixed, purchase, treasury bonds, etc., a card with multiple currencies, and is closely integrated with online banking and ** banking, which is more convenient to use and query. The e-era card has a blue card face and the E logo is printed on the card surface.
The Peony Lingtong Card has the function of linking down to the account, which can be linked to your current or regular passbook under your Lingtong card for management through online banking; However, the e-era card does not support the function of adding a linked account.
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Hello! Let me tell you about their features.
The first is the special function of the Peony Lingtong card.
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Hello, the "e-commerce" function of personal online banking is different from the "external transfer function": if you need to conduct B2C transactions, you need to open the "e-commerce" function of online banking; If you need to transfer or remit money to any other person's account or your own account that is not registered with online banking, you need to activate the "external transfer" function of online banking.
If you are prompted that the "e-commerce" function has not been activated when you use personal online banking to make purchases and payments, please bring your online banking registration card and valid ID card to the branch that accepts e-banking business in the area where you open your account to apply for this function.
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It's all the same. It's just that he opened online banking and added a digital certificate U shield used in online banking payment. As long as you are at least 18 years old, you can also open online banking services.
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The card number 622200 yellow and white is the Peony Lingtong Card, and the card number 622202 blue is the Peony Lingtong Card e era. Both are debit cards and there is no difference in basic functionality. Peony Lingtong card was issued earlier, Peony Lingtong card e era can be said to be its upgraded product, relatively speaking, it is more convenient to use, such as deposit time, with Peony Lingtong card e era, access and use is more convenient, treasury bonds, ** and other current ** financial products can also be handled.
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The blue peony card can be stored directly in this card, or it can be used for regular investment, and the financial management function is a little more, but the white one is not
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1. If the deposit of the Japanese army is less than 300 yuan per quarter, a small current deposit account management fee of 3 yuan will be charged every quarter. The annual fee is 10 yuan per year.
2. The annual fee is 10 yuan per year.
If you owe the money to the bank first, you will deduct it again if you recharge the money.
4. The current interest is the same for all banks in the country, it is all annual, one month is yuan, and one year is yuan.
5. Debit cards are the same.
The following is for reference:
1 Industrial and Commercial Bank of China, less than 300, small account management fee of 12 yuan per year.
2. China Construction Bank, less than 500, small account management fee of 12 yuan per year.
3 Bank of China, less than 300, small account management fee of 12 yuan per year. However, the micro-account management fee is temporarily waived for customers who apply for a debit card.
4. Agricultural Bank of China, less than 500, small account management fee of 12 yuan per year.
5. Bank of Communications, less than 500, small account management fee of 12 yuan per year
6. China Merchants Bank, no annual fee, less than 10,000, small account management fee of 36 yuan per year, credit card binding repayment account is free.
7. China Minsheng Bank, no small account management fee.
8 Huaxia Bank, no small account management fee.
9. Shanghai Pudong Development Bank, once in the year credit card consumption or the balance of more than 1,000 yuan can be exempted, inter-bank card withdrawal of more than 1,000 yuan is free.
10. IB, no small account management fee.
11. China CITIC Bank, no small account management fee, after the withdrawal of the account balance of more than 50,000 yuan, inter-bank card withdrawal is free.
12 Shenzhen Development Bank, less than 300, small account management fee of 12 yuan per year.
13China Everbright Bank, no small account management fee.
14. Guangdong Development Bank, no small account management fee, inter-bank card withdrawal is also completely free for the time being.
15 Bank of Beijing, no small account management fee.
16 Beijing Rural Commercial Bank, less than 300, small account management fee of 12 yuan per year
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There is no charge for online banking, just take your ID card and bank card to the ICBC counter to open it, if you choose U shield, you will be charged about 35 yuan U dong money, if you use a password card, there is no charge. You should have no bank card before, and then you got a new bank card at the counter, you said that you didn't give you a password card and didn't open online banking for you, and you need to charge a bank card of 5 yuan and an annual fee of 10 yuan for the first year, and you said that you received 25 yuan, which should include the 15 yuan, and it is possible to return you to open other businesses. As for the 25 yuan question, it is better for you to go to the bank to ask clearly, after all, ICBC's online banking is free to use.
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Just get an ID card, the key is to have an ID card. You don't know what 25 yuan is, you just pay it, you save 100 too little, you have to deduct the management fee, there is no charge for opening the financial management function and ** account, the password card is generally money, and the first password card of the Bank of China is free for three years. If you can't realize online banking without a password card, you can only view it.
Both the annual fee and the service fee will be deducted from your balance. Security controlWhen you log in, the computer automatically prompts you not to worry, the key is to get your ID card, go to the counter to open online banking, and get the password card.
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The school deduction is done by the bank, and there is no problem with this.
Not differential, just want to help you.
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If the card amount is less than 400
A small deposit management fee of 1 yuan per month will be charged.
Deducted quarterly. The card has an annual fee of 10 yuan per year.
One person can get more than one card.
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A person can apply for multiple bank cards, you don't withdraw money or remit money for a month, there is no fee, and the small account management fee is charged once every 3 months (less than 300 yuan).
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If the average daily deposit balance is less than 300 yuan, a small account management fee of 1 yuan per month will be charged, and 3 yuan will be deducted at the end of each quarter. An annual card fee of $10 will be charged on a month-to-day basis in the year following the date of your card. As long as you provide your ID card, you can open a bank account at any time, and the bank does not limit the number of cards you can handle.
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15 yuan is charged when applying for a card (including 5 yuan for production cost and 10 yuan for annual fee), and 10 yuan for each year thereafter.
If the average daily account balance is less than 300 yuan, a small account management fee of 1 yuan per month, quarterly and 3 yuan per quarter.
ICBC online banking is free to open and use, and will not be deducted every month in the future.
When applying for a card, you can save at least 1 yuan.
It's a good idea to explain to the staff what you want to do, and if not, how will she understand.
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1.An annual fee of 10 yuan will be charged for each card. The cost of the card is 5 yuan. If you don't have 300 yuan per day, you will be charged a small management fee of 1 yuan. $3 per quarter.
2.If you have done online banking, mobile banking and other functions, you can open and use them. $12 per year. Online banking is free.
3.SMS service is $2 per month.
4.You are at the time of processing. To fill out an application form. Tick the box you need to open it.
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There is no essential difference between the two, they are both debit cards, the functions of the two are different, the e-era is the form of the Lingtong card without folding, its basic account is a current multi-currency settlement account, which can directly handle foreign currency settlement business; The Lingtong card is hung under a passbook. Both the e-era card and the Lingtong card can apply to open online banking or ** banking.
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There is no essential difference between the two, Lingtong card-e era is a non-foldable Lingtong card, and its corresponding basic account is a current multi-currency settlement account, which can directly handle foreign currency deposit and withdrawal business; Moreover, you can use it to apply for fixed deposits directly, without the need to open a separate passbook. The e-era is more powerful, and it will gradually replace the previous Lingtong card in the future.
You can link your current or fixed passbook to your Lingtong card for management through online banking; However, the e-era card does not support the function of adding a linked account.
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It seems that the e-card can be used to attach all accounts such as fixed periods to it (it becomes a no-fold account). And the Lingtong card cannot.
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Both the card and the Lingtong card are debit cards, the e-card is a separate bank card, and the Lingtong card is attached to a passbook. Both cards can be applied to open online banking or ** banking.
The Times Card can not only handle demand deposits, but also directly deposit fixed deposits of various deposit periods, and handle them with the card when withdrawing, getting rid of the inconvenience of keeping fixed deposit certificates. In terms of currency, you can not only deposit US dollars directly into e-era, but also foreign currencies such as Hong Kong dollars, British pounds, euros, Canadian dollars, and Japanese yen. Of course, in terms of deposit term, you can choose current or fixed term of various tenors.
3.If the passbook is a multi-currency account, then the card can be deposited in foreign currencies such as US dollars and Hong Kong dollars.
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The biggest difference between the two is that the Lingtong card has a corresponding passbook, while the e-pass card does not have a corresponding passbook.
The other is that the e-pass card can be hung in for a fixed period of time, while the Lingtong card can only survive.
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The e-card can be used to repay the loan in the form of a card number, while the account number must be checked to repay the loan with the Lingtong card.
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There is no passbook for the e-era card, and the Lingtong card is a one-fold card.
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What are the commonalities and differences between ICBC's Peony Card and Lingtong Card as follows:
1. Commonality: Both can be used in ATM machines to withdraw cash, and can be used in consumption places for card consumption, must use passwords, but can be changed unlimited times on ATMs, the annual fee of 10 yuan, deducted on July 15 of each year, if you do not use it, please cancel before July 15, and your annual fee will not be charged.
2. Differences: Peony cards include credit cards and credit cards, which can generally be overdrawn, and the currencies are relatively single: RMB, US dollars, with fewer functions, only ordinary current deposit and withdrawal and consumption functions. In addition to not being able to overdraw, the Lingtong card has a variety of functions:
You can access fixed term, bank wealth management products, **, treasury bonds, all foreign currency deposits opened by ICBC, 99 accounts, etc., while the Peony card has only one basic account. The Lingtong card has a low annual fee and a low entry threshold, while the Peony card has a high annual fee and more requirements - a deposit in the bank, a job, other contacts, and so on.
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"Peony Card" is a pass of various bank cards issued by ICBC.
With a title, similar to the title of "Lenovo computer". "Peony cards" are subdivided into two main categories: debit cards and credit cards.
A debit card is a bank card that is deposited first and used later, which is suitable for general savings and consumption groups, and has no credit requirements. The "Nexus Card" is one of the most basic of these, but there are also international debit cards (which can be used to spend or withdraw cash abroad).
A credit card is a bank card that is used first and then repaid, which is commonly known as a "credit card", and its biggest feature is that it can be overdrawn, which is suitable for people with stable jobs and income** and good credit ratings. Using a credit card regularly can build up your credit history, which will help you a lot in the future when you are dealing with various types of credit. It is divided into ordinary RMB credit card, international card, etc., and international card is divided into Visa card, MasterCard, American Express card, etc. according to different cooperative organizations.
Any one of them can actually be cancelled online.
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