Is the money regular, and the membership fee is deducted if the application for an online loan is no

Hello, formal loan platforms usually do not charge pre-loan fees for any reason, so you must be wary when encountering them. If you need money urgently, you can consider taking out a loan to relieve the pressure, but at the same time, you should also do what you can and try to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

It is recommended that you use Youqian Hua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqian Hua, renamed as "Youqian Hua" in June 2018), a big brand with reliable and low interest rates. Youqian Hua has launched a consumer credit product for individuals, with a maximum loan amount of 200,000 yuan (click on the official amount, the daily interest rate is as low as the start, and it has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

You've tried it yourself, not only did you fail your application, but you also deducted your membership fee, which must be very irregular, and it's likely to be a ** company.

Judging from the content you expressed, there are some non-compliant ** at a glance, and the security of the regular ** platform is relatively high. There is no such thing as a membership fee.

Nowadays, there are many such online loan platforms, and many of them are not sure whether they are regular, so if you feel that the interest fee is outrageously high, don't use it.

In this case, it's a **, no need to believe it.

Hurry up and call the police, the sooner the better, online loans or go to regular companies or banks, my situation is similar to yours.

You can choose to report to the police, and the anti-fraud center will investigate and investigate in time!

You can't take out an online loan, there is no such good thing in the sky, just don't keep thinking about cheapness.

Police, 110Only the police can solve the problem.

Report to the relevant authorities and stay away from those false advertisements.

Keep the evidence, negotiate first and then report to the police.

First take out your phone, then click on Call, and then enter 110 in the input box to call the police.

There is no way to do private online loans.

Nowadays, many online loans are still irregular, and fraud is still widespread, so we must be vigilant when doing online loans to prevent falling into the trap of routine loans.

If you want to apply for an online loan, it doesn't have that service fee, and you can also withdraw cash to let you become a member, so there may be some fraud, be careful.

What is your name?? This kind of a lot is a lie.

Answer dear, hello! I'm glad to answer your question, the online loans that need to pay membership fees are unreliable, don't believe in this, don't pay money, the regular online loan platform only has two kinds of approvals and disapprovals, and those who need to pay membership fees are frauds, you must be cautious, don't pay money, and don't believe this.

Question: I have already paid the money, can I return the membership money?

Ask 298 what to do ** complaint.

Question** How much?

If you complain, you can get the money back.

The answer to 12378 is a complaint opened by the CBRC for consumers to protect their rights**, and consumers can call the ** to complain when their rights and interests are damaged. But note that there are a lot of people who need to answer every day, and there may be a situation where you can't get in.

Dear, it's hard to get this money back.

Online loan platforms are first asked to pay you a little money, slowly pull you in, and ask you to pay this fee and that money, and say that your qualifications are not good, one will say that you bank flow is not much, and then I will give you a small order first, and then from other banks for a loan, and finally give you a good loan and you have to pay 20% of the fee, look at such a loan platform is now more than the country, we ourselves have no money, so tossed down, I didn't get a few dollars for a loan, and I have to bear more debts, Friends, don't be deceived, as long as you are asked to pay the fee first, it is a routine, I have experience.

is unreliable, and will only enter the routine step by step.

Ninety-nine percent of the money paid first is **.

Now mainstream loan companies will charge membership fees, which were not called membership fees before, generally called handling fees, service fees, etc., and are deducted after the loan, for example, if you borrow 10,000 yuan, the actual account is 9,700 yuan, and 300 is directly deducted as a service fee. And now you basically pay about 300 membership fees first, and then put 10,000 yuan into your account. Why do this now?

Do you have to pay the money before you borrow it? This stems from the Notice on Regulating and Rectifying the "Cash Loan" Business issued by the China Banking Regulatory Commission (CBRC) on November 30, 2017, which stipulates that interest and service fees shall not be deducted from the principal in advance. This means that "cut interest" cannot be charged in any form.

In addition, it is also stipulated that the comprehensive annualized return shall not be higher than 36%. However, it is difficult for regular online loan companies to survive without charging service fees, except for 9-12 points of capital costs, about 7 points of bad debts, about 3 points of promotion, and then about 3 points of operating wages, etc., which cannot maintain survival. What should I do if I don't collect service fees, and it is difficult to survive if I don't collect them, so what should I do, there are policies and countermeasures, and the online loan company has packaged the membership fee, and it also comes with a series of irrelevant membership privileges, avoiding a strong association with a single loan, and generally after paying the membership fee, you don't need to pay the membership fee if you borrow again within a year.

Doing so is tantamount to collecting the money, and it does not violate the regulations of the CBRC.

This kind of platform is a deception, don't be fooled, there is a membership fee for loans.

Generally, such online loans are earned by charging additional fees to earn interest, because if there is no interest at all according to the interest rate stipulated by the state, so you set up a name to achieve the purpose of maximizing benefits, you did not pay that fee, or you refused to lend money to you, because there should be an agreement before you agreed to release the money, or it is treated as a failure to repay on time, which is overdue, very troublesome, and the more penalty interest will be paid for a long time, so that not only more money, but also be discredited in credit, Therefore, it is recommended that you try not to touch the online loan if you don't touch it.

Home Credit or, what platform? It seems that Home Credit is going to pay liquidated damages. Brothers.

Won't be looking for you. You don't have a loan relationship, and he has no reason to come to you.

If you need a loan, it is recommended to handle it through formal channels, and you can consider applying for the ABC online quick loan business.

Application Condition (1) Basic Condition 1Be at least 18 years old and not more than 60 years old, have the nationality of the People's Republic of China, and have full capacity for civil conduct. 2.

Possess a valid legal ID. 3.Our bank's e-banking customers are in front of the customer and hold the security authentication tool issued by our bank.

At present, only the second-generation K treasure customers are supported) 4Good credit profile, 5There is no unexpired loan amount and no outstanding balance of the loan.

6.Stable income and ability to repay credit on time. 7.

The purpose of the loan is reasonable and clear.

The loan amount for applying for a network quick loan is 3,000 yuan to 300,000 yuan; The loan limit is valid for 30 days, and the borrower needs to use the loan within the validity period of the loan.

2) The borrower understands the product situation, the basic conditions of the loan and the handling process.

3) Fill in the basic information, the term of the loan to be applied, the borrowing and repayment account, the mailing address, etc.

4) The system verifies the validity of the mobile phone number.

6) Confirm the loan information, the amount of the loan to be applied for, the purpose of the loan, etc.

Purpose of NetJet Loan:

1) The online quick loan business is used for personal consumption and shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

2) The online fast loan adopts the method of issuing cash credit.

The annual interest rate of Wangjieqiao loan: the interest rate of mortgage customers will rise by 15%, and the interest rate of non-mortgage customers will rise by 15%-50%. The Bank will make interest rate adjustments in a timely manner according to market conditions.

If you apply for a loan, if you fail the review, you will be asked to pay any membership fee, which is not credible.

You have a credit card. You can find a local area, financial service, don't experiment blindly.