What are the insurance documents, and the difference between an insurance certificate and an insuran

What is the type of contract?

The forms of insurance contracts are: insurance policy (common), temporary insurance policy (also called temporary policy), insurance certificate (also called small policy), and other written forms (such as insurance agreement, electronic policy, etc.).

Or is it referring to the insurance contract or what documents are available after the insurance is purchased?

Common documents include: insurance contract, scanned copy of insurance policy, transfer agreement (agree to entrust the bank to deduct), payment invoice, etc., and need to be signed as well as product manuals, children's minor questionnaires, etc.

Why don't you refine the question? Welcome to the exchange.

Insurance Policy, Certificate of Insurance,Joint VoucherEndorsements.

Notice of Insurance.

Insurance policy, insurance policy and one forgot about it.

The difference between a certificate of insurance and an insurance certificate is as follows: Talk.

1. The nature is different. Insurance policy.

It is a written proof that the insurer and the policyholder have signed an insurance contract. The certificate of insurance refers to the document proving the validity and establishment of the insurance contract, that is, the simplified insurance policy.

2. The content characteristics are different. The insurance policy is a description of the matters related to the subject matter of insurance by both parties, including the name of the insured, the name of the subject matter of insurance, the place or state where it is stored, and the amount insured.

insurance period, insurance premium, etc.; A description of the matters related to the subject matter of the insurance, including the name of the insured, the name of the subject matter of the insurance and its storage location or status, the amount insured, the duration of the insurance, the insurance premium, etc. The terms of the insurance contract are usually not listed on the insurance certificate and have the same effect as the insurance policy.

3. The role is different. There are several different expressions of the above matters in the insurance policy of the insurance company, although the words are not very different, but they will have different legal effects on the insurance policy, which in turn affects whether the insurance company should be liable for compensation. The insurance certificate is often under a group insurance policy, and a separate certificate needs to be issued to each person participating in the insurance; In the event that there is an advance contract for the cargo transport insurance, a separate voucher is issued for each shipment.

Test your anti-risk index, experts will interpret it for you for free!

An insurance policy, abbreviated as an insurance policy, is a formal written proof that the insurer and the insured have entered into an insurance contract. The insurance policy must fully state the rights, obligations and responsibilities of both parties to the insurance contract. The content recorded in the insurance policy is the basis for the performance of both parties to the contract, and the insurance policy is the proof of the establishment of the insurance contract.

Key contents of the policy:

The insurance policy must clearly and completely record the rights and obligations of both parties to the insurance, and the policy mainly contains the names of the insurer and the insured, the subject matter of insurance, the amount insured, the insurance premium, the insurance period, the scope of liability for compensation or payment, and other specified matters. The insurance policy is the main evidence for the insured to claim compensation from the insurer when the insured suffers losses due to an accident and is also the basis for the insurer to collect insurance premiums.

The main contents of the insurance policy include:

Matters of Declaration. The important information provided by the applicant is set out in the insurance contract as the basis for the insurer to cover the perils. Such as the name and address of the insured, the name and place of the subject of insurance, the amount of insurance, the duration of the insurance, the amount of premiums paid, and the warranties or undertakings made by the insured for the relevant dangers.

Insurance Matters. That is, the insurance liability that the insurer should bear.

Exclusions. That is, the insurer's liability is appropriately modified or limited, and the insurer is not liable for losses caused by the excluded perils.

Conditional matters. That is, the obligations that both parties to the contract need to perform in order to enjoy the rights, such as the liability of the insured after the accident, the statute of limitations for applying for claims, the exercise of the right of subrogation, the change, transfer, cancellation of the insurance policy, and the choice of compensation.

Miscellaneous. Such as dispute resolution clauses, statute of limitations, etc.

Test your anti-risk index, experts will interpret it for you for free!

Insurance policy. Generally, the so-called large insurance policy of foreign trade enterprises is an insurance policy. It is an independent document issued by the insurer to express that it has accepted the underwriting liability at the request of the insured.

It is a formal insurance document, which is the main basis for the insured to make a claim when the goods are damaged.

Certificate of Insurance. Commonly known as a small policy. The certificate of insurance is a document in which the insurer simplifies the terms of the insurance policy in order to simplify the procedures, and does not make a detailed record of the terms on the back.

Therefore, it is a simple form of proof of insurance policy. An insurance policy has the same legal effect as a certificate of insurance.

Combined Insurance Certificate: The insurance company does not issue a separate insurance policy, but uses the commercial invoice to stamp on it, indicating the insurance number, insurance system, amount, name of the loaded vessel, departure date, etc., which is used as the insurance certificate. It must be noted that this kind of joint insurance certificate is not a special document and cannot be transferred, and is only applicable to the business under the letter of credit issued by Chinese-funded banks in Hong Kong and Macao.

Automobile insurance documents include: insurance policy, insurance policy, insurance card, endorsement and insurance premium invoice. An insurance policy is a written document for the policyholder to apply for insurance.

The insurance policy is usually provided by the insurance company and is filled out and signed or stamped by the policyholder. The insurance company issues the original insurance policy according to the content of the insurance policy filled out by the policyholder.

An insurance policy is also called an original insurance policy. It is a written proof that the insurance company has entered into an insurance contract with the policyholder. An insurance policy is issued by an insurance company and mainly states the rights and obligations between the insurance company and the insured. It is a document for the insured to make a claim to the insurance company.

An insurance card is a simple card-type document issued by an insurance company to the policyholder, which records the main contents of the original insurance policy and is for the policyholder to carry with him.

The endorsement is for the purpose of changing the content of the insurance contract, and the insurance company issues a supplementary written certificate to the insured.

The insurance premium invoice is the proof of payment of the insurance premium. An official invoice produced by the Inland Revenue Department.