I want to get a life insurance! I asked about life insurance

The remarks upstairs are too extreme, saying that insurance deceives people, where is your evidence?

With a monthly income of 2,000 yuan and a child aged 10, the annual premium expenditure should be controlled below 2,500 yuan.

This budget can plan a more comprehensive protection for the economic pillar, covering serious illnesses, accidents, illnesses and accidental medical treatment, but it is only enough for one person.

Specific to the company and the type of insurance, it can only be said that each company has its own characteristic products, there is no best insurance, only the most suitable for themselves, ** people are also good for each family.

In the West, insurance companies often use two words, one is insurance, which is generally called insurance, and generally covers until the age of 65 (medical exception), because at this age, most of the children have grown up, and they themselves have reached retirement age, and the impact on the family's economy after an accident is not great. That is, what you are protecting is fate, and accidents may happen, but not necessarily. The second type is assurance, that is, guarantee, such as life insurance, because everyone dies, so it must be insured to the end of life, and the compensation is mostly used to pay inheritance tax or funeral expenses.

The two biggest differences are, first, you can be the beneficiary yourself. Second, you will never see your insurance money again, because you are dead at the time of the payment.

First of all, you should buy insurance for the breadwinner of the family, and both husband and wife should buy it. First, consider purchasing three types of basic protection insurance – protection life insurance, accident insurance, and health insurance. It is not wrong to consult with your local life insurance company based on these principles.

Hello, if you have the economy, it's better to buy one for the whole family.

It is recommended that you go to Chinese Life Insurance Company. It's better.

in the world's top 500. Not bad.

Summary. Kin-kiss life insurance is a type of life insurance, which takes the life of the insured as the subject of insurance and the life or death of the insured as the condition of payment[1]. As with all insurance businesses, the insured passes the risk to the insurer, accepts the insurer's terms and pays the premium.

Life insurance is a type of life insurance, which takes the life of the insured as the subject of insurance, and the life insurance of the insured and the survival or death of the insured as the condition of payment[1]. As with all insurance businesses, the insured passes the risk to the insurer, accepts the insurer's terms and pays the premium.

Unlike other insurances, life insurance transfers the risk of survival or death of the insured.

And I asked, "I used to have the insurance that my family bought and I wanted to get a survival fund."

Dear, the life insurance survival fund collection process is as follows: 1. First of all, you need to log in to the official app account of Chinese Life First with a vertical account, select "Policy" to enter the policy inquiry page; 2. Then select "Go to View" to enter the list of Chinese life insurance policies purchased by individuals, click on the policy that needs to receive survival benefits, and enter the policy details; 3. Select the "Yu Sui this payment and payment - maturity payment" clan in turn; 4. After carefully checking the bank account, enter the verification code and click "OK".

Dear, yes.

Now it's a customer service information authentication failure, and after the modification, you can enter it directly, right?

Dear, yes, if you can't get it, you can go directly to the offline with your ID to get it.

If you pick it up offline, you can get it on the same day, so you still need to wait.

Dear, offline collection needs to wait for the insurance company's review, and the payment will be made after the audit is completed.

Life insurance protects people's bodies and lives, and this is what our domestic life insurance companies sell. This is what we ordinary people buy. It's life insurance.

It consists of three parts: life insurance, Zen Accident Insurance, and health insurance. The basic content of life insurance is: the policyholder (that is, the person who buys the insurance) signs a contract with the group insurer (that is, the insurance seller) to establish rights and obligations with each other, the policyholder pays the insurance premium to the insurer, and when the insured suffers from death, disability, illness and other insurance accidents, or when the insured is destroyed and lives to the age agreed in the contract, the insurer pays the insurance money to the insured or its beneficiary.

The main functions of life insurance are reflected in two aspects: one is to protect the economic compensation for the family loss caused by the death of the insured, reduce the financial burden of the family or children, and enable the surviving family members to obtain a certain income to maintain their lives and pay debts; The second is to save funds for future retirement. The former is of the guarantee type, and the latter is of the reserve type.

In addition, according to the Individual Income Tax Law of the People's Republic of China, insurance claims are exempt from individual income tax. Generally speaking, life insurance solves two major life problems: one is the problem of premature death (disability and paralysis); The second is the problem of people living too long.

Life insurance, life, death, health. Generally speaking, Hengxiang has no intention of eliminating the expiration of the cherry blossoms, and in the event of an accident, he will pay money according to his responsibility, and he will lose money for hospitalization due to illness.

Flying pigs look for answers on the Internet

To put it simply, life insurance is a contract, a standard contract, you sign and pay the money and the traces are leaked, the insurance company underwrites, you have an accident, the insurance company to see whether you should pay, whether you can not pay, whether you can pay less, so there is no real understanding and quite familiar with the insurance of friends, it is recommended to stop the clear explanation before buying

Insurance that covers death, critical illness, accidents, and emergency medical treatment, and only purchases after confirming the need for insurance.

Life insurance, as the name suggests, guarantees that a person's life will be protected when the risk comes. A person's life must be accompanied by consumption, from birth to old age, and a person's life, the time to make money is not so long, may start to have income from about 25 years old, about 60 years old to retire, this time period to prepare sufficient living expenses, the cost of buying a house and a car, the cost of having children, the cost of starting a business, the cost of old-age care, temporary emergency reserves, then when will what will lead to a decrease or disappearance of income, and even consumption will increase? That is when there are accidents and health risks, at this time, we can only plan by using the insurance system, and use the protection function of insurance to reduce the mental and economic damage that risks bring to us.

Let us have money to see a doctor and support our families without losing our dignity as human beings! So, I think, maybe that's what insurance is all about!

Hello! Life insurance belongs to the category of "life insurance", which is a type of insurance that takes human life as the object of insurance. After the policyholder or the insured pays the agreed insurance premium to the insurer, the insured shall pay the insurance benefit when the insured dies or survives to a certain age during the insurance period.

If you want to consult a specific life insurance product, it is recommended that you go to the insurance company or a professional insurance company ** Huize to consult.

Hope it helps!

Pay the annual fee to the insurance company and ask.

First of all, insurance buys protection, not profit, it can bring you dividends, but if you want to make a fortune with insurance, then you are really in the water.

Secondly, everything has a cost, you also say that you are surrendering, that is to say, you have not paid the full term, you can look at your policy (I think you should not have noticed) the policy is written on it, or the color page given to you at the beginning is also there, what is the annual cash value, that cash value is the amount you can receive when you surrender the policy halfway. You can see how many years you pay to keep your capital, and how many years you can "earn", you just unilaterally listened to it to make money, and you haven't read the content.

Third, you said that the salesman has a dead face pestering you, they are salesmen, if you are also doing their type of work, you can understand, there is boredom, but people don't tolerate it, can you say that you haven't looked at people's faces? Can you know how many people's faces and tempers they have to face every day?

Fourth, with regard to the complaint, are you sure that you did not buy this insurance because you were motivated by profit in the first place? It is unforgivable that the salesman is flawed in his business, but there is no way to avoid it at present. The insurance policy is signed by you, and the terms are approved by you, is it all people's fault?

Fifth, no matter whether this insurance is really in demand, it really can't be bought, it's really as good as the salesman said, but if you are not in a hurry to wait for the money, it is recommended to pay the full term, so that there will be no personal loss to you.

I'm an insurance company's back-office, and there's no criticism of anything, it's just that your opinion is too subjective. I have accepted customer complaints, and I have dealt with the problem salesman, the anger is understandable, but the fault is on both sides, no matter what you buy, if the person who buys something does not tell you a little bit of the product, always tell you the risk of buying back, do you still dare to buy something? There is also insurance, just insurance, buy insurance mainly to buy protection, count on insurance investment, make money, make a fortune is rare, any investment is risky, deposit in the bank on a regular basis, you withdraw the loss interest in advance, right?

I'm tired, don't talk about it, calm down.

Children give you the knowledge to popularize, those who want to make money by insurance are crazy who want money, and you believe what others say, haven't you graduated from primary school?