I would like to ask what is the most suitable age for children to pay marriage insurance? Is the sma

Hello! If you are planning your child's marriage insurance and education funds, of course, the younger the better, the cheaper the premium. It is recommended to consider Xinhua's "Respect for Life", which features the following:

Accumulate wealth, plan for the future, after the policy expires three years to before the age of 60, return 5% of the sum insured every year, and return 10% of the sum insured every year from 60 to 80 years old. In addition, there is a premium waiver function, please contact us for details!

The smaller the better, and many types of insurance are priced according to age, and the smaller the cheaper!!

Hello, in fact, the wedding money is a way to force you to save money, right, when the time is not only reversed, but also a lot of higher returns. Then the income is related to two things: one is the amount of principal; One is the length of the year. Therefore, the sooner the child is saved, the more suitable it should be.

Hello, generally speaking, the child's education fund, wedding money and other types of participating insurance products are the sooner you buy, the more cost-effective, because the child is young, the dividend time is longer, it is more advantageous I hope it can help you!

Hello! It's a pleasure to serve you! If you are preparing education funds and wedding money for your children, it is good to buy them at a young age. The premium to be paid at a young age will be less, the premium and age are related, I hope it will help you, thank you!

Hello: The dowry is generally stipulated in the contract to receive a sum at the age of 25 or 30, or you can choose your own age, which is related to the type of insurance and the age of the child. I wish you all the best!

Hello! Yes, the younger the age, the longer the benefits roll, and the longer the insurance is, the more valuable the insurance is.

Xueba says insurance, only recommend insurance that is really useful for children! This year, the comparison table of 136 best-selling children's critical illness insurance has been updated, click to claim now, I believe it can help you.

How to buy insurance for your childThis problem has discouraged countless mothers and fathers who want to buy insurance for their babies, so let's take a good look at how this problem should be solved! Keep these three tips in mind:

First, medical insurance is essential, especially for children!

After the child is registered, the first thing to do is to complete the medical insurance. Whether it is a major illness or a minor illness, basic medical insurance is particularly important, so this must be handled for children.

Second, the three types of commercial insurance, critical illness insurance + medical insurance + accident insurance, should be configured together after handling medical insurance.

First of all, critical illness insurance, which provides a relatively long period of protection. Secondly, critical illness insurance is paid directly in cash after getting sick, in addition to solving the best expenses, it can also solve many hidden problems caused by illness, such as taking care of sick children, and the economic losses brought to the family. Buying a pure protection critical illness insurance can just solve these problems in the future.

Let's take a look at medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the sum insured of 10,000 yuan, and the annual premium is only one or two hundred yuan, which is cheap and useful.

Finally, accident insurance, children's accident insurance is very cheap, as long as it is sixty or seventy yuan a year, you can buy 200,000 yuan of protection, which can protect the child's accidental death, accidental disability and accidental medical liability, which is not expensive and very useful.

Third, is there any insurance that I should not buy for my child?

has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, one thousand yuan per year can be fully configured, if you buy lifelong protection, it is only two or three thousand per year, which is quite cost-effective.

That's all for me"Is there a cost-effective price point for child dowry insurance? "

Generally speaking, the more premiums you pay for your marriage leave, the higher the amount you will receive in the future. But it's not that the higher the premium, the better, and if the premium is too high, it may cause some financial pressure on your family.

You can choose how much you want to pay each year based on your actual financial situation. As a suggestion, the sooner you buy your child's wedding money, the more cost-effective it is, because the younger the age, the cheaper the premium.

Finally, there are some types of wedding insurance suitable for children, and it is recommended that you choose the right insurance channel to insure, such as the China Minsheng Insurance Network that I used to insure, you can consider it to facilitate you to get better protection.

To apply for commercial life insurance, pay attention to a tailor-made, that is, you need to meet your own needs, and you need to provide the following basic information: gender, age, occupation, physical condition, income, family situation, social insurance ownership, commercial insurance ownership, and what kind of insurance (children's education, retirement pension, wealth planning, health protection) is required

The annual premium is about 15-20% of the annual income, which is more appropriate!

The most basic (and most practical) insurance package for children, in a nutshell, a one-year-old baby example:

1. If you invest in education for your child, pay a total of 80,000 yuan in 15 years, then you can receive 60,000 yuan to your child's high school and college, 20,000 yuan when you get married, and there are 60,000 yuan in the account at this time, and if you receive a pension at the age of 60, you can receive 3,000 yuan per month, and a total of 700,000 yuan in 20 years! After the age of 80, there are still 170,000 in the account! 550,000 yuan in the account at the age of 100, and an additional 50,000 yuan in the case of 100 years old or death!

8% of the sum insured will be refunded every 3 years for life!

2. Attach a comprehensive accident hospitalization medical insurance! Reimbursement for all accidental hospitalizations and medical malpractice is included! The waiting period for hospitalization is only 30 days, and the reimbursement rate is 80%!

3. You can attach a critical illness insurance to protect you until the age of 88, pay for 20 years, the sum insured is 50,000, and the cumulative payment is 16,000, you can get 40 kinds of critical illness protection, enjoy the triple illness compensation mechanism, enjoy the annual dividend and final dividend, and receive a one-time maturity payment of 50,000 yuan when the contract is terminated at the age of 88!

You might as well learn about the latest Chinese Life Fulu Xinzun Annuity Insurance listed in 2012, the fastest return on the market, the premium is only paid for three years, there is no pressure at all. Return the principal and repay the income, and repay the wealth without the principal. If you have the ability to pay money, you can repay the money without capital, you will pay dividends without capital, you will have this protection, and you will have no capital to pay back!

A great value for a super insurance. This is the only case in the world. It can accompany the child for life.

You can think about it.

Hello! Happy New Year! There is no such thing as a good or bad insurance product, only the right and the unsuitable. You need to give your specific situation, and we will make a plan that meets your actual situation according to your situation.

Hello: You are a very planned parent, and it is also great to focus on preparing a wedding fee for your children, but it depends on your budget to determine what kind of product is suitable.

It is recommended to learn about Zhonghong's smart baby insurance plan, and you can contact you if you have any specific needs. You can also [Zhang Youdong Xiang Kui] on my personal ** consultation.

New China Insurance Company's Happy Growth Insurance!

A lot of dividends are mostly OK, and education is OK.

Dear customers, our company now has a new insurance called Auspicious Supreme, which should be the best choice for children to do wedding and education funds.

What are the benefits of buying children's wedding insurance, mainly as follows:

1. It can ensure the smooth completion of children's studies.

Children's marriage insurance has the characteristics of compulsory savings, and parents must deposit a fixed amount of money in the insurance company at an agreed time every year, and can only withdraw the insurance money when they can receive it. When the insured reaches the age of 16 (i.e., the age at which he or she can enter high school under normal circumstances), he or she can start to receive high school education fees for 3 years; When you reach the age of 18, you will start to receive university education fees for 4 years; When the child reaches the age of 22, the insurance company pays the dowry according to the agreement, and the amount of the payment is based on the amount paid.

2. Basic insurance protection.

Buying children's marriage insurance can also protect children from illness and accidents. If the insured is disabled or dies due to an accident during the insurance period, the insurance company will pay part or all of the insurance benefits according to the regulations.

3. Premium waiver function.

If the insured, i.e., the parent, dies or becomes disabled due to illness or accident and is unable to continue to pay for the child, the insurance company will waive the remaining unpaid premiums, and the insured, i.e., the child, can still receive the protection they deserve, and the insurance company will still bear the agreed insurance liability.

Xueba talks about insurance, focusing on evaluating children's insurance! This year, the comparison table of 136 best-selling children's critical illness insurance has been updated, click on the blue word to claim it immediately.

What insurance should I buy for my child?This problem has always been a problem that stumped tens of millions of parents, so let's sort out the methods and ideas for buying insurance for children! Follow these three points:

First, the country's medical insurance must be handled.

After the child is registered, it is necessary to handle the neonatal medical insurance (urban and rural residents' medical insurance) as soon as possible, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so it is necessary to handle the medical insurance for the child.

Second, after the medical insurance is handled, you can consider configuring commercial insurance for your child, giving priority to critical illness insurance + medical insurance + accident insurance.

Start with critical illness insurance, which provides coverage for a long time (up to a lifetime). Secondly, critical illness insurance is paid directly in cash after getting sick, in addition to solving the problem of medical expenses, it can also solve many subsequent hidden problems, such as the delay in studies caused by medical treatment and some losses in subsequent life, all need money, after all, as the saying goes, money is not everything, but no money is absolutely impossible. Buying a pure protection critical illness insurance can solve these problems.

In addition, medical insurance can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan per year, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.

Finally, it is necessary to configure an accident insurance, children's accident insurance is very cheap, 200,000 yuan per year is only 60 or 70 yuan, which can fully protect the child's accidental death, disability and medical expenses caused by accidents, which is cost-effective and practical.

Third, what insurance should not be bought for children?

Don't buy life insurance for your children, and try not to think about critical illness insurance with both liabilities attached. The specific reasons I know are in this answerDon't buy either type of insurance for your child! Comprehensive insurance strategy!

has been introduced in detail, because there is already a detailed analysis in the manuscript, so I won't spend too much space here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, 1000 yuan per year can be fully configured, if you buy lifelong protection, it is only two or three thousand per year, which is very cost-effective.

That's all for me"Insurance companies are recommending children's education and marriage insurance, is it useful for children to buy this when they are still young? "

Education and marriage insurance is a children's insurance product tailored for children, which can bring certain protection to children's education, entrepreneurship and marriage, and parents can handle it for their children. Moreover, the sooner you buy this insurance, the better, so that your child can get the relevant protection as soon as possible. However, parents need to pay attention to the following when insuring their children:

1. You should choose some plans with additional exemption functions, because the payment period is generally longer, and the interests of the child can be guaranteed in case of risk or accident during the payment period. Take the worry out of your parents.

2. The age in the insurance policy should be filled in according to the age of the year, and the health status column must be filled in according to the facts.

Third, after the successful insurance properly keep the insurance policy, the policy is the only proof to participate in the insurance, but also an important basis for receiving insurance money or surrendering in the future, once lost, should notify the insurance company in time, and go through the procedures for a new policy.

Fourth, do a good job of insurance planning, do what you can, and don't deviate from the reality of affordability. Don't go for it all at once, it's better to work it out gradually.

Buying insurance for children needs to buy the right to buy accurately, in fact, an insurance plan can get the basic insurance configuration required by children:Social medical insurance + critical illness insurance + accident insurance + medical insurance

Social health insurance: The first type of national insurance must be purchased first, after all, it is a benefit given by the state.

Critical illness insurance: In the face of serious illness, everyone is equal.

Children have poor immunity and weak resistance, which inevitably increases the probability of disease. It's okay for Xiao Mao to be sick, but if she suffers from a serious illness, it will be a nightmare for the whole family. Add to that the economic strain, and the whole family could be ruined.

Therefore, the purchase of critical illness insurance is a must. Here's what you've sorted outTop 10 cost-effective children's critical illness insurance in 2020Don't worry about critical illness insurance being too expensive and unaffordable, the critical illness insurance in the article is a cost-effective product.

Medical insuranceThere is a difference between medical insurance and social medical insurance, which can only reimburse part of the medical expenses, and the rest must be borne by yourself; Assuming that the amount is too much, the rest of the social medical insurance is not covered, so medical insurance will make up for this loophole.

It is necessary to have medical insurance for your child.

Finally, I hope that parents should also know that they are the biggest umbrella for their children, so buying insurance for themselves is also an extra protection for their children.