What is the income of China Life Fulu Xinzun Insurance after paying 100,000 yuan per year

Principal plus dividends, how much dividends, ten years later, if someone tells you now, how much you can get, it is also an estimate, absolutely not accurate!!

Long-term life insurance, you can't receive the principal after 10 years!

This product is an investment wealth management insurance, and all such insurance returns are not very high, and after calculation, it is not as good as the bank regular interest. However, the main functions of this type of insurance are: compulsory savings, reasonable tax avoidance, reasonable debt avoidance, and property inheritance.

If you don't have the above needs, there is no need to buy products in this category. If you are only looking for high returns, it is recommended to consider other financial products besides insurance. Buy insurance, choose what you need.

Analyze your family's protection needs (accident, hospitalization, critical illness, education, pension, investment and financial management, in a first-served order) before selecting the right insurance product. The specific plan needs to be discussed in detail to make a more targeted plan. I graduated from university with a bachelor's degree and joined the "Insurance Intermediary" (professional insurance supermarket) in 2009, and I can compare and analyze the "thousands" of insurance products from more than 50 insurance companies for free.

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Hello: Ask your agent to give you the calculation of the insurance liability, and you will understand. Because the return of the insurance money is calculated according to the basic sum insured, it is not calculated if you say that you pay 100,000 yuan a year and pay it for 10 years.

Dividends can only be **, because dividends are not fixed, and how much can be divided each year depends on the investment income of the insurance company in the previous year.

With interest, it should not be less than 1.22 million.

Chinese Life's Fulu Xinzun is an insurance that integrates annuity, return and dividends, and the income calculation of this product is more responsible, and the following is an example to explain with you. Many people are excited when they hear about dividends, but do you really understand dividend insurance? Here's the truth about participating insurance

Why are there so many complaints about participating insurance? Demystifying the mystery of participating insurance

In order to make it easier for everyone to understand, I take a 30-year-old man as an example, pay 10,000 yuan per year for 10 years, pay 10,000 yuan a year, and the age of receiving the birthday pension is 55 years old, and the insurance amount is only 7357 by calculating it, which is equivalent to you spending 100,000 yuan to buy an insurance with a 7357 insurance amount. Do you think this is the pit? You can also check out this one:

Fu Lu Xinzun, who everyone robbed like crazy back then, why are so many people talking about pits now

Let's take a look at the annuity income function

At the age of 33, you can receive the first survival fund of 1303 + 200 special survival fund, and add 200 each time in the future, then you will receive a total of 10,000 before the birthday celebration. If you receive a birthday pension of 100,000 yuan at the age of 55, then you will receive a total of 10,000 yuan at the age of 55; After that, the pension will be received every year until the whole life.

Not counting the payment period, only counting the period of 40-45 years old, the actual annual income for 15 years is only, and the annual interest rate of current wealth management products is basically above 3%. Let's talk about pensions, you can only receive them every year, which is equivalent to receiving more than 60 per month, just ask, what can you do if you are more than 60 a month?

And how much can you get every year in dividends, you have to be clear, the dividends of all dividend insurance are uncertain, and Fulu Xinzun does not have a guaranteed interest rate, so how much you get is completely unguaranteed, dozens of hundreds are possible. If you want to find a financial insurance with reliable returns, I have selected some better products for your reference:Top 10 Annuity Insurance Points Worth BuyingHope!

The product is a combination of annuity insurance (participating) and universal insurance; 1. The premium you pay will be refunded in accordance with the terms of the annuity insurance, and there will be dividends every year, which are not fixed; 2. The returned annuity + dividends will be entered into the universal insurance account of Xin account (which can be withdrawn at any time) for appreciation (guaranteed interest rate, monthly interest rate is uncertain, and will be published on the corresponding official website; In other words, dividends and interest rates are uncertain, so the situation of the money in the universal insurance account is uncertain.

Further information: Chinese Life Insurance (Group) Company (hereinafter referred to as Chinese Life), a leading financial enterprise, is a state-owned super-large financial and insurance enterprise company; Headquartered in Beijing, it is one of the world's top 500 enterprises and one of the top 500 Chinese brands. The predecessor of the company was the original Chinese People's Insurance Company, which was established in 1949, and was divided into China Insurance Life Insurance **** in 1996, and changed its name to Chinese Life Insurance Company in 1999.

In 2003, with the approval of *** and the former China Insurance Regulatory Commission, the former Chinese Life Insurance Company was restructured and restructured into Chinese Life Insurance (Group) Company. Chinese Life Insurance (Group) Company and its subsidiaries constitute China's largest state-owned financial and insurance group and are also important institutional investors in China's capital market. The business scope comprehensively covers life insurance, property insurance, corporate and occupational annuity, banking, asset management, wealth management, industrial investment, overseas business and other fields.

In 2020, the Group's consolidated operating income was nearly 1 trillion yuan, the consolidated premium income exceeded 750 billion yuan, the consolidated total assets exceeded 5 trillion yuan, and the consolidated third-party assets under management exceeded one trillion yuan, which continued to maintain a historical high. In 2020, Chinese Life Group ranked 127th in the "Top 500 World Brands" list of the World Brand Lab, with a brand value of up to 100 million yuan, continuing to lead China's financial and insurance enterprises. In 2021, Chinese Life Group ranked 32nd in the Fortune Global 500 and 5th in the "China's 500 Most Valuable Brands" by the World Brand Lab.

Mr. Zhang bought the Chinese Life Insurance China Life Fulu Xinzun Insurance Participating Product, has been paying insurance for ten consecutive years, although he is paying insurance on time every year, to be honest, his heart is not low, I don't know when I can recover the principal, so I want to consult when I can recover the principal, whether I can receive the principal at one time after ten years? If it is 50 years old, he will receive the principal at the age of 50, and if he is 55 years old, he can only receive the principal at the age of 55.

When Mr. Zhang bought the Chinese Life Insurance China Life Fulu Xinzun Insurance Participating Product, it was also introduced by a friend, in fact, he did not know what the insurance product he bought was, and it was not the same as he imagined, he thought that as long as he paid the insurance on time for ten years, he could receive the capital after ten years, but the reality was not so.

This Chinese Life Insurance China Life Fulu Xinzun Insurance Participating Product is composed of universal insurance and annuity insurance (dividend). The premium paid by Mr. Zhang will be returned in accordance with the terms of the annuity insurance, and there will be a certain amount of dividends every year, of course, there is no fixed amount of this dividend. The returned annuity plus dividends will be paid into the universal account opened on time, this money can be promoted, of course, the amount can be withdrawn at any time, but there is naturally no appreciation when it is raised, the appreciation is according to the interest rate, and the interest rate will be uncertain every month, and you can check how much you want to know through the corresponding official website.

Therefore, the interest rate and dividends of this product are not fixed, of course, the dividends may also be zero, so the money on the universal insurance account is also uncertain. Moreover, this insurance product does not have a guaranteed anti-interest rate, and there is no guarantee of dividend income, so it will take a long time for this insurance to return to its original value, which is determined according to the age of insurance and the age of collection.

This is related to the contract you signed, some people are in their 60s, some people are in their 70s, everyone's contract is different, and the time of the capital is also different.

There is no way to determine, because there is no way to determine the value of the income of this insurance, and after paying the insurance, there is no way to control the rise and fall in the later stage.

It is almost impossible to recover the capital, after all, this is also a kind of insurance, and it is more difficult to recover the capital that belongs to you.

It will take about 30 years to pay for itself, because at a later stage you can receive some dividends, and these dividends can create value.

When you are 55 years old, you can get all your capital back. Starting at the age of 56, you can receive 2,287 yuan per year.

Summary. After the age of 60, he receives yuan every year until his life.

China Life Fulu Xinzun Insurance (Dividend-paying 43-year-old, 10,000 5-year-old, 60-year-old How much money can you get.)

Hello, friend. China Life Fulu Xinzun Insurance (Dividend) is purchased at the age of 43, with an annual payment of 10,000 yuan, and a payment period of five years, and the following are received: the highest survival pension every 3 years before the age (the first time the yuan, each increase in yuan) is received at the age of 50,000 yuan, and the pension is received every year after the age of 50,000 yuan until life.

That is, when you are 43 years old, you will be insured at the age of 60 and receive a total of yuan.

After the age of 60, he receives yuan every year until his life.

Summary. China Life Fulu Xinzun Insurance paid for 10 years, 120,000 people died, accompanied by 200,000 yuan, mainly depending on the cash value.

China Life Fulu Xinzun Insurance paid for 10 years, 120,000 people died, accompanied by 200,000 yuan, mainly depending on the cash value.

Regardless of region.

By region. Is it different for different regions?

Jiangsu's. The payout varies depending on the region.

The average wage of the local society is linked.

Take a look at this kind of help.

See. 2013 policy.

There is a cash value of the policy to calculate the income.

There is a policy cash value and dividends.

What benefits can you get when you pay for 10 years and 60 years old?

China Life Fulu Xinzun Insurance (Participating) is a whole life insurance product, which has the characteristics of lifelong protection, diversified dividends, and flexibility. If you buy the product and pay for it for ten years, at the age of 60, you can get the following benefits:1

Get the insurance money: If you are still alive at the age of 60, you will receive the insurance benefit for this insurance, which is the policy amount plus dividends. 2.

Get dividends: China Life Fulu Xinzun Insurance is a kind of participating insurance, you can also get the dividend distribution of the insurance while paying the premium. When you turn 60, you will receive a dividend from this insurance, which is usually based on factors such as the operating conditions of the insurance company and the performance of your policy.

3.Flexible payment of insurance benefits and dividends: At the age of 60, you can choose how to receive insurance benefits and dividends according to your needs, such as one-time payment, installment payment, etc.

Summary. Hello dear, happy to answer your <>

China Life Fulu Xinzun Insurance pays 10,000 yuan per year for five years. Leader: China Life Fulu Xinzun Insurance is an insurance investment product, which not only includes insurance protection, but also has the function of asset accumulation.

Since you pay 10,000 yuan a year for five years, you pay a total of 50,000 yuan in premiums. The exact amount of money you can receive depends on the specific insurance plan you have purchased, as well as the interest rate, insurance period, sum insured and other factors agreed in the specific policy.

China Life Fulu Xinzun Insurance pays 10,000 yuan per year for five years. How much can I get.

Good. Hello dear, happy to answer your <>

China Life Fulu Xinzun Insurance pays 10,000 yuan per year for five years. Able to lead: China Life Fulu Xinzun two difference Li Minquan insurance is an insurance investment product, which only includes insurance protection, but also has the function of asset accumulation.

Since you pay 10,000 yuan a year for five years, you pay a total of 50,000 yuan in premiums. The exact amount of money you can receive depends on the specific insurance plan you have purchased, as well as the interest rate, insurance period, sum insured and other factors agreed in the chain of insurance policies.

I started to pay it in 2014, 10,000 yuan per year, and paid it for five years. How much money can I get in the future.

It's like nothing.

China Life Fulu Xinzun is a whole life insurance product launched by Chinese Life Insurance Company. Specifically, if you pay 10,000 yuan a year for five years, you can enjoy protection until you are 100 years old. Whole Life Insurance Protection:

If the insurer dies during the insurance period, the insurance benefit will be doubled the basic sum assured, and the insurance contract will be terminated at the same time, and there is no longer any need to continue to pay the premium of the cane chop. Investment and wealth management income: In addition to paying for insurance costs, the premium of this product will also be invested in the financial market to obtain corresponding investment income.

This part of the proceeds will be included in the account value as the insured property.

After five years, you can receive 50,000 yuan.

You can only comprehend the principal.

Yes dear.

Summary. Hello, I have received your question, which is being sorted out and will be answered as soon as possible.

Chinese Life Insurance China Life Fulu Xinzun Insurance Dividend Payment for 10 years, when can the capital be recovered?

Hello, I have received your question, which is being sorted out and will be answered as soon as possible.

How much you pay, and from what year you start receiving it, is written in the contract, and you open your insurance contract. Find the Cash Value page. Generally, the cash value of the corresponding number of years is found on the second or third page of the contract.

That is how much money you can receive, you can refer to it, if there are other dividend income parts, it is recommended that you contact the insurance company to let the salesman or customer service give you a benefit demonstration and calculate the surrender amount.

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