What money management software is up to date? I feel that there are many new activities, and it is r

I really don't want my children to suffer and be gossiped about, so tell us what you're going to do.

Speed Cat Wealth Management is new.

You're welcome.

69 loans, I used it for two months, it was quite lively.

1. There is no such thing as the best, just see if it is suitable for you. Even if there is a high interest rate now, the cycle is half a year, but you want to use the money next month, then it is not suitable for you.

Guaranteed principal and interest, but the income is too low:

Compared with buying wealth management and saving deposits, it is necessary to sacrifice liquidity and earn a high yield, but at present, the income of the principal-guaranteed and fixed income wealth management products issued by some banks is similar to that of regular savings, which loses the meaning of buying wealth management products to earn high returns. In fact, whether the bank product achieves principal and interest protection, in addition to whether the agreement indicates the principal and interest guarantee, but also depends on the investment direction and expected rate of return, if the investment channel is high-grade bonds, State Grid, Ministry of Railways and other stable channels, and the yield is below 5%, then such a product can actually guarantee the principal and income. Therefore, in the same situation, if the annual income of the two half-year wealth management products is guaranteed by principal and interest, and the annual income of the non-guaranteed floating income products with the investment direction of the Ministry of Railways is, then the former must be abandoned and the latter will be chosen.

Guaranteed principal, but the yield is too high:

Some bank wealth management products belong to the capital guaranteed floating income type, and the maximum annual return is expected to reach 20%, so the yield of this product may be 0 20%, while individual banks only put the highest return of 20% on the advertisement when publicizing, and the minimum return is not specified. This makes it easy for customers to think that the annual income of this product is 20% and ignore the zero income clause. Judging from the current historical operation of such products, the probability of achieving a 20% yield is almost zero, while the probability of achieving a zero yield is very large.

If you put your hard-earned money in the bank for a year and can't get a penny of income, wouldn't it be a bamboo basket for nothing.

The yield is high, but the term is too short:

Our bank is selling 20-day short-term wealth management products, with an annual income of up to 5%", many people think that it is cost-effective to buy for half a year or buy for 20 days! As a result, everyone rushed to buy short-term high-yield wealth management products. In fact, if the funds are indeed to be used after 20 days, then it will be slightly cost-effective to buy this short-term financial management, but if the funds are not clearly used in the short term, the funds will return to the current account after the expiration of 20 days, and it will generally take another 10 days or so to choose the next short-term financial management product, even if the short-term financial income has been maintained at a high level of 5%, then in a few months, the actual income you get is only about to buy a slightly longer financial product will be higher than this!

The product is good, but the connection is not good:

Some wealth management products can not find fault with both stability and profitability, but the only thing that is not good is that after the maturity of wealth management, the bank does not have a connected product, at least wait for one or two months to launch a period, so that the maturity funds will be "lying" on the current account for a long time to buy wealth management is more difficult than buying treasury bonds, and such products cannot be bought. If the bank's product line is rich, there will be continuous products after expiration, and some can even buy new products with interest on the same day, which can be seamlessly connected and rolled in financial management, so as to maximize the income of financial management.

There is no best, only the best for yourself. For example, spot investment, paper, paper, paper, etc.

According to your actual situation, what suits you is the best.

There is no best, only better Now the bank is very good to do physical *** deferral, you can buy up and down The bank operates in online banking The safety of funds You can find me.

At present, there are a lot of financial management apps on the market, and some investors are spent, but they don't know which one to choose, and they are very entangled. Which software is better for mobile banking? Relevant content has been prepared for your reference.

When choosing a financial app, the first thing is to see whether the financial app has a license for business and financial industry, whether it is a formal financial app, whether it is reliable, whether it is well-known, when choosing, it is best to choose a well-known financial app.

Secondly, when choosing, you can choose according to the software you use, generally the more common software are: Alipay, WeChat, bank APP, etc., in fact, these are all financial management.

If you use Alipay more, then you can consider Alipay financial management, Alipay's financial products are more, such as: there are ** financial management, financial product management, ** financial management, etc., you can choose according to your own situation.

Secondly, WeChat financial management and Alipay financial management are also more similar, but in WeChat financial management, there are also a lot of financial management in it, if you usually use WeChat more, you can consider WeChat financial management more.

The last is bank financial management, first of all, it depends on what bank card you handle, generally speaking, the bank will have its own APP, ** its banking software app, you can register and log in for financial management, which is very convenient.

In fact, this question can indeed be answered by experienced people, because a lot of that kind of software is not very stable, and if there is, it is generally necessary to type a name, a well-known, and a software that has been for a long time. For example, the speed transaction is relatively stable, and it seems that it has begun to enter the software class in 2013, so I hope this answer will help you!!

For example, the current product "Sanxiang Bank Current", the income can be withdrawn in advance, deposited and withdrawn at any time, interest from the same day, no restriction on holidays, withdrawal on any natural day, real-time arrival on the same day, no trading day limit, no limit limit, 100% compensation within 500,000 yuan;

For example, the fixed-term bank wealth management product "Revitalization Smart Deposit", with an annualized rate of return of about it, is a bank deposit product, with 100% compensation within 500,000 yuan, which is suitable for stable and above investors;

There are risks in financial management, financial management does not protect the principal, and financial management needs to be cautious, please "adopt".

Appreciation of the work, the theme of the work.