Who first invented money Who invented money

Currency is a medium of exchange that is naturally formed during the transaction process, and there are many kinds! In every era, new money is created, and it can be said that humanity itself invented it.

Money is slowly created and derived by working people in the process of production and life.

According to archaeological research, ancient items were exchanged for goods, and later everyone felt inconvenient, so they used something as an intermediary, and it is said that primitive societies used shells as intermediates, so shells are the prototype of money.

The function of money:

1. Value scale.

The value scale is a function used to measure and express the value of commodities, and it is the most basic and important function of money.

2. Means of circulation.

Money functions as a medium of exchange for commodities. In the process of exchanging goods, the seller of goods converts goods into money, and then uses the money to buy goods. Here, money plays the role of a medium of exchange, performing the function of a means of circulation.

3. Storage means.

The withdrawal of money from the field of circulation is a function of storing as an independent form of value and a general representation of social wealth. Money is able to perform the function of a store of goods because it is a general equivalent that can be used to buy all commodities, and therefore a store of money is necessary.

4. Means of payment.

The function that money performs when it is a separate form of value for unilateral movements, such as the settlement of debts, the payment of taxes, the payment of wages and rents, etc.

5. World currency.

Money performs the function of a general equivalent on the world market. Due to the occurrence and development of international currency, currency circulation goes beyond the scope of a country and plays a role in the world market, so currency has the function of world currency. As the world's currency, it must be gold and silver of sufficient value, and it must take off the regional cloak of coinage and appear in the shape of gold and silver nuggets.

Qian originated in the ancient period of Yao Shun invented, but at that time the money was called punbei, that is, a kind of shell, at the beginning of our ancestors were bent through the barter, the content and its cumbersome trouble, and even sometimes feel that they suffer a loss, large objects for small objects small objects more, large objects heavy, things lasted for a long time caused all kinds of conflicts, but also began to take the goods circulation.

Until one day, a group of young girls are collecting shells at sea and making ornaments (Aimi has been around since the time of her ancestors).

One of our male ancestors wanted to exchange some things, but he happened to see these shells, so he asked the person who came to exchange them to discuss using shells to transport them instead of some goods, and he could also exchange shells for them next time, and the shells were exchanged for more and more people.

After a period of time, Yao Shun found that most of the people began not to farm, but to pick up shells, very angry, so he asked why everyone did not farm but picked up shells, and later inquired and learned that shells could be exchanged for food, so he ordered Haiti to be nationalized, and it was not allowed to pick up shells privately, because there were fewer and fewer shells on the sea, Yao Shun began to invent imitation shells, and used them for future use.

The Punbei currency continued until the Yin Shang period, when copper shell coins began to appear, and then followed by the six countries of Qin Yitong and unified use of copper coins.

That's where the money comes in.

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Analysis: At the beginning of the Song Dynasty, the area under the jurisdiction of the Later Shu regime was divided into two rivers and two roads in the west of the gorge, such as bends, also known as two rivers. In the fourth year of Xianping of Song Zhenzong (1001), the two roads were divided into four roads, namely Yizhou, Zizhou, Lizhou, and Kuizhou, which were collectively called the four roads of Sichuan Gorge, referred to as Sichuan Road, and the regional name of Sichuan was basically formed.

Sichuan: "Luben is four administrative units, why are they called together? This is because they belong to a whole economic region, and therefore they also enjoy a special position in the use of money. The currency of the Tang Dynasty sedan chair was copper coins; At the end of the Tang Dynasty and the Five Dynasties, the divided countries were divided into their own systems, so there were two kinds of money: copper and iron.

At that time, the Southern Tang Dynasty, Chu, Fujian, and Shu all cast iron coins, which were parallel to copper coins, but there were very few copper coins. In the early years of the Northern Song Dynasty, a policy of gradual elimination of iron money was adopted in the south of the Yangtze River, but it was left to the exercise of the Sichuan region. During the Kaibao period of Song Taizu (968 976), copper coins were also forbidden; During the Taiping Rejuvenation Period (976-984), it was explicitly ordered that iron money in Sichuan was not allowed to leave the country.

After the failure of Wang Xiaobo and Li Shun's uprising, the wealthy merchants in Sichuan thought that the iron money was too heavy, inconvenient to carry, and hindered the exchange of **, so they agreed to jointly issue a kind of banknote, named "Jiaozi", which circulated in the market. Due to the lightness of banknotes and their ease of circulation, local governments were forced to recognize their existence and protect them. During the reign of Song Renzong Tiansheng (1023-1032), due to the credit problem of "Jiaozi", it could not be cashed in full, and it was once discontinued.

Later, at the suggestion of Zhang Ruogu and others, a special government-run "Jiaozi Affairs" was set up to be issued by the government, and a certain amount of issuance, a period of reserve circulation, and a method of exchange were stipulated. In this way, the Sichuan region became a special economic zone that was different from other regions in the Song Dynasty. It is probably for this reason that the rulers of the Song Dynasty merged the four roads in Sichuan and called them "Sichuan Road".

It can be seen that in the history of Chinese currency, Sichuan is the first region in China and the world to use paper money, and it is the birthplace of Chinese paper money, and it will soon be implemented throughout the country. When Marco Polo brought the news of China's use of paper money to Europe, Europeans simply could not understand it. /

Jiaozi is a currency issued in the first year of the Tiansheng of Yurenzong in the Northern Song Dynasty (1023), which was once circulated as official legal tender, called "Guanjiaozi", and has been circulating in Sichuan for nearly 80 years. Jiaozi is an important invention of the ancient Han working people, is the earliest paper money officially issued by the first in China, and is also considered to be the earliest paper money used in the world, six or seven hundred years earlier than the paper money issued by Western countries such as the United States (1692) and France (1716).

In the first year of Song Renzong's Tiansheng (1023), ** Yizhou Jiaozi was set up in Chengdu, and one or two officials of the Beijing Dynasty served as supervisors to preside over the issuance of Jiaozi, and "placed a paper making institute to reform the disadvantages of forgery", and strictly enforced its printing process. This is the earliest paper money officially issued by ** in China - "Guanjiaozi". It is six or seven hundred years earlier than the issuance of paper money in Western countries such as the United States (1692) and France (1716), so it is also the earliest paper money issued in the world.

In the early days of the issuance of "Guanjiaozi", its shape was modeled after the folk "private relations", and the denomination was still filled in temporarily, stamped with the state seal of the state, but it was divided into a certain level, from 1 to 10. and stipulates the scope of circulation. During the reign of Emperor Renzong of the Song Dynasty (1039 onwards), it was changed to five and ten times.

By the time of Song Shenzong (1068 onwards), it was changed to two types: consistent and five hundred wen. There is also a limit on the amount of issuance, which stipulates that the issuance shall be divided into three years (two years) for each boundary, and the new Jiaozi will be exchanged when the boundary is full. The first Jiaozi issued 1256340 yuan, with a reserve capital of 360,000 yuan (with Sichuan's iron money as the banknote), and the reserve was equivalent to 28% of the issuance.

Later, due to the overissuance of military supplies, Jiaozi was seriously depreciated. In 1105, the issuance was discontinued, and the "money citation" was used instead.

In order to avoid carrying a large number of coins, the traders invented the Jiaozi silver ticket for the exchange of goods and coins, so the earliest paper money was produced for commercial transaction circulation.

Chinese banknotes were invented by Cai Lun.

1134901 fans.

Jiaozi, which first appeared in Sichuan, was issued in Chengdu in the early Northern Song Dynasty (1023).

The original Jiaozi was actually a kind of deposit certificate, with patterns such as houses, trees, and people printed on it, and there was a signature as a secret sign.

In the early years of the Northern Song Dynasty, there were "Jiaozi shopkeepers" in Chengdu, Sichuan Province who operated cash custody business for merchants who were inconvenient to carry huge sums of money. The depositor delivers the cash to the shopkeeper, who fills in the deposit amount on a paper roll made of pinched paper, and then returns it to the depositor, and charges a certain custody fee. This kind of paper coupon that temporarily fills in the deposit amount is called Jiaozi.

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Details on 2020-04-16.