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Buying a house is a big deal for the people. It is generally known that when buying a house, you should review the five certificates of the project developed by the developer, but how to review the five certificates is very crucial. Generally speaking, the most important of the five certificates are the sales license and the pre-sale license, that is, the state-owned land use right certificate.
According to the current operating norms, the legitimacy of the project in question can be proved with these two certificates. However, the author would like to remind buyers that there are two kinds of state-owned land use right certificates, one is the temporary land use right certificate, which indicates that the developer has only paid part of the land transfer fee, and the other is called the paid land use right certificate
It indicates that the developer has paid the full land transfer fee. Since the developer only paid part of the transfer fee, its sales scope has been limited to a certain extent, mainly reflected in the specific provisions of the sales scope on the pre-sale sales license, and buyers should pay attention to whether the purchase of the house is within the scope of sale.
However, it is not enough to understand the five certificates, how to sign a more rigorous purchase contract is very important. Many homebuyers are inexperienced and lax in signing the purchase agreement, so much so that they suffer in the event of a dispute with the developer due to the lack of corresponding contractual provisions, such cases can often be seen in the newspapers. Therefore, it should be a good idea to hire a real estate professional lawyer to assist in buying a home.
The strength of the developer includes the economic strength of the developer and the ability to operate the project. The economic strength of the developer is mainly reflected in the registered capital, shareholder composition, enterprise qualifications, etc. The project operation ability is mainly reflected in the quality of management personnel, communication skills with the best management department, advertising planning, sales planning ability, etc., and the personal quality of management personnel sometimes plays a very important role in the strength of the developer.
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Pooled housing is different from general commercial housing, although raising funds to build houses does not exclude investment for the purpose of profit, but it is rarely sold through developers, and the main part of the real estate is owned by pre-plan.
If you want to buy a pooled house, you can get the owner's information and sales information through the developer, and then make a targeted transaction.
Since the owner of the property you fancy says that there is a way, it is nothing more than to change the name of the inner book through the developer, and directly transform it into the property you raised funds. There will be no transfer of ownership at that time, and both parties will save a lot of taxes and fees, if so, why not?
Even if this is not the case, the owner says that there is a way to listen to it in detail before making a decision.
If you simply don't want to give the money to the owner himself, just find a middleman or intermediary (which can also be the developer) that both parties agree to be suitable, so that you can protect against risks.
If you can change your name directly through the developer, it is on the book. It's worth it to make some of the costs come true. This should be the direction of effort and also in line with your desire through the developer. If this step can be completed, the formalities and the real estate certificate will be solved.
If not, then there are the following problems:
1.Pooled housing generally has a time limit on listing, although it can also be bought and sold, but the transfer of ownership must wait for the expiration of the period, and the buyer is more risky.
2.If there is no time limit for listing, the owner has just paid the deed tax and stamp duty and other fees, and then has to pay business tax and personal income tax. These taxes will have to be passed on to the buyer, and you need to be prepared for that.
3.If the transfer of the fund-raising house is allowed, the real estate certificate will generally not be a problem, but the land use certificate is likely to be a collective certificate. However, this has little effect.
4.When signing a contract, the four issues of property rights, transfer time, payment method, and liquidated damages should be clearly written, which can reduce the risk.
4.As for the specific procedures, the above people have said a lot of good things, and I will not repeat them.
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Procedures for purchasing commercial housing:
1) Confirm whether the developer is a real estate company with legal procedures;
2) Sign the subscription letter;
3) Sign a contract;
4) Pre-sale registration and transfer;
5) Check-in;
6) Transfer of property rights and receive property rights certificates.
Things to pay attention to when buying a commercial house:
In recent years, complaints about illegal real estate projects have been a hot topic, and verifying the information provided by the developer to ensure that all five certificates are in place is a special concern when choosing a house. The "Five Certificates" include:
1) Construction Project Planning Permit of the Planning Department;
2) State-owned Land Use Right Certificate of the Land Department;
3) "Construction Land Planning Permit" (proving that the developer has paid the land transfer fee and has property rights protection);
4) Construction Project Permit of the construction department;
5) The "Commercial Housing Sales (Pre-sale) License" of the Land Department.
In order to determine whether the developer's land is for sale, buyers should focus on reviewing the following documents:
1) Contract for the Transfer of State-owned Land Use Rights or Contract for the Transfer of State-owned Land Use Rights;
2) State-owned Land Use Right Certificate;
3) Relevant vouchers for payment of land premium.
The main contents that need to be clarified are: location, area, land use, the amount and payment of the land transfer price (including land transfer fee and municipal infrastructure supporting construction fee), the term of investment and development, land use and planning conditions.
Special attention should be paid to:
1) the official "State-owned land use right certificate" should be stamped with the people's official seal, and the official seal of the administrative departments of housing and land;
2) The land certificate should be stamped with a "special seal for paid land use certificate"; If the land certificate is stamped with a "special seal for temporary land use certificate", it means that the land user has not paid the full land price.
3) The land certificate shall not be altered without authorization.
4) The name of the land user indicated on the land certificate shall be consistent with that of the developer.
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There's nothing you need to pay special attention to.
Be optimistic about the contract and pay attention to the delivery date of the new house.
Second-hand housing pay attention to the move-in date.
Let the salesperson do it for you.
Second-hand housing let the agent help you.
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1: Look at the property rights, whether it is residential land or commercial land. The village certificate is still the city certificate.
2: The shared area is not large, how much is the greening rate of the community, if it is a high-rise, how many floors, and generally the upper middle is the first floor.
3: Look at the house type, whether it is transparent, that is, whether there are windows in the north and south leading to the outside world. How about lighting, it is best to be partial to the door, a ladder and a few households.
4: If you have a car, whether there is enough parking space, how about the surrounding community, whether the traffic is developed, whether there is a vegetable market or supermarket, whether there is a kindergarten or primary school if you have children, and whether there is a hospital nearby. The summary is whether the business circle is developed or not.
5: When will the house be down, how long will it take to deliver the house, how about the property, etc., I can think of so many for the time being, I hope it can help you.
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