Is it appropriate to buy ABC Wanshi Hongfu Insurance at the age of four?

Hello, this is a participating insurance. Each insurance policy has its own value and significance. It's not for everyone.

For 4-year-old children, the first thing to buy is medical health insurance and accident insurance, because children are young and their resistance and self-protection ability are not as good as adults. It is recommended that you consult the insurance company with specific insurance types based on the actual situation of your child, and here is also a reference link for you.

How to buy children's insurance).

The insurance age of ABC Wanshi Hongfu Insurance is from 30 days old to 60 years old, so you can buy it at the age of four. This is a wealth management insurance product, which not only has survival insurance benefits, but also has death insurance liability, and at the same time has powerful, flexible and convenient financial management functions through the Fortune Treasure universal account.

Specific insurance liabilities include:

Survival Benefit: From the first policy anniversary after the effective date of this main insurance contract, if the insured is still alive on each policy anniversary, we will pay a survival benefit once a year in the proportion of the basic sum assured multiplied by the table below until the last policy anniversary before the expiry of the insurance period.

Maturity Payment: If the insured survives to the end of the insurance period, the plan is terminated when the sum of all premiums paid to the main insurance and the account value of the rider.

Death Benefit: In the event of death before the first settlement date after the age of 18, the sum of the following two benefits: the greater of the premium paid for the main policy and the cash value of the main insurance + the account value of the rider.

Dividend distribution: Dividends will be determined annually according to the actual operating conditions of the participating insurance business and in accordance with the relevant regulations of the insurance regulatory authority. The dividend distribution method of this product is cash dividend, and the payment method is cash collection.

Summary. Dear, the benefits are as follows: 1. Provide a supplementary pension for your honorable person, so that your later life is the icing on the cake.

2. The pension is guaranteed to be received during the receiving period, so that your benefit payment is guaranteed to be worry-free.

3. The pension method of compound interest increases to make your old age life rise step by step.

4. Share the financial management results of ABC Life's investment experts, so that you can enjoy stable wealth and income.

5. Choose a variety of pension ages, so that your pension planning is free and flexible.

6. Maintain a high standard of quality life for a long time, so that you can live a free and happy life.

ABC Wanshi Hongfu Annuity Insurance.

Hello dear, ABC Liang Jian Life Jingchai Insurance Wanshi Hongfu is a wealth management whole life insurance product, the main income of which will be based on the actual operating conditions of the participating insurance business, in accordance with the relevant provisions of the insurance regulatory authority to determine the dividend. The dividend distribution method of this product is cash dividends, and the receiving method is accumulated interest-earning, so the dividend distribution of this product is not fixed.

What are the benefits of this insurance?

Dear, the benefits are as follows: 1. Provide a supplementary pension for your noble life, so that your later life is icing on the cake. 2. The pension is guaranteed to be received during the receiving period, so that your benefit payment is guaranteed to be worry-free.

3. The pension method of compound interest increases to make your old age life rise step by step. 4. Share the financial management results of ABC Life's investment experts, so that you can enjoy the steady income of wealth. 5. Choose a variety of pension ages, so that your pension planning is free and flexible.

6. Maintain a high standard of quality life for a long time, so that you can live a free and happy life.