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Hello, your consideration is very correct, accidents are everywhere, and it is inevitable, no one can ** their own one day will have an accident, so it is a very correct choice to buy an insurance for these accidents, although it can not reduce the probability of accidents, but to a certain extent, it can reduce the degree of pain caused by accidents to your family.
Business people like you who often take planes to shuttle around the world have to buy an insurance for themselves, now there are many types of accident insurance, like you can directly buy vehicle accident insurance, like the sunshine insurance of Sunshine Insurance, this insurance is a very comprehensive traffic accident insurance, it covers the means of transportation are planes, cars, ships, trains, subways, light rail, taxis, self-driving, etc. Moreover, the maximum insurance amount for a one-year traffic accident is 1.6 million. You buy it all at once and you can sit back and relax when traveling all year round.
It should be noted that this insurance is for Chinese nationals and professional non-driver customers aged 18-65, if your profession is a driver, you may not be able to buy this insurance.
Hope it can be helpful to you, thank you, hope.
Hope, thank you.
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Yes, bring some other tools, accident insurance, such as cars, trains, etc., and consult the salesman.
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Hello, often take a plane is to buy yourself an aviation accident insurance, in view of the fact that you often take a plane can buy a one-year aviation accident insurance so that it will be more cost-effective, different groups of people to buy aviation accident insurance is different, it is recommended that you best combine your actual needs to the insurance company to compare and choose, you can also refer to this link.
How to buy aviation accident insurance).
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Hello! Accident insurance with a high sum insured is sufficient.
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Need to buy. Aviation accident insurance is not mandatory, you can not buy, there is already passenger liability insurance in the ticket, after the plane accident, a compensation will be given to passengers, but it will be relatively small. In order to strengthen risk protection, it is recommended that you can buy an insurance company's aviation accident insurance, which has a very low premium, a minimum of several million, and is super cost-effective.
The reasons to buy aviation accident insurance are as follows:
First, the aircraft accident, easy not to go out, a major event, the death and injury is extremely serious, so it is necessary to buy an insurance for yourself, in the event of an accident resulting in death or disability, the insurance company will make corresponding compensation according to the insurance contract.
2. Be responsible for your family. Many people who often fly are the breadwinners of a family, and once they die or become disabled, the mental damage and economic losses caused to their families are huge.
Three, **low. Under normal circumstances, aviation accident insurance** is about dozens of yuan, and the insurance amount is generally as high as hundreds of thousands, which is very great for medical and mental compensation after the accident, so hundreds of thousands of yuan of air tickets have been bought, and this may as well bring one.
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Need to buy, aviation accident insurance has a low premium and high sum insured, which can transfer the accident risk.
Among the means of transportation, in fact, the safer and faster ones belong to airplanes. The probability of an accident is very low, but low risk does not mean that it will be zero risk, so it is more reassuring to buy an aviation accident insurance when you take a plane.
Here are a few tips for buying aviation accident insurance:
1. Trapeze artists who often travel on business: These people who often fly can buy a one-year aviation accident insurance for themselves, and the insurance amount can be as high as millions, and all aviation accidents that occur by plane within the one-year insurance period can be covered.
2. People who occasionally take a plane: For those who occasionally take a plane, you can buy a single aviation accident insurance, and there are currently very cheap single aviation accident insurance on some Internet platforms, as low as a few yuan.
3. People traveling by air: For this kind of people, you can buy the corresponding travel insurance, usually the coverage of these travel insurance includes aviation accidents, aviation delays, loss of baggage documents, etc.
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It is not necessary to purchase aviation accident insurance. Here's why:
Accident insurance is included in the ticket, and in the event of a major personal accident, passengers can receive compensation of more than one million yuan, which is much higher than the amount of compensation paid by aviation insurance.
Air transport is currently the safest mode of transportation, with an accident rate of 1 in 5.3 million (according to the International Aviation Association), and the navigation system used by aviation is the most advanced, and the safety management is the most stringent, which is safer than trains and cars.
The safety management of domestic airlines is very strict, and it can be seen from the security check that it is much safer than Malaysia Airlines and Asiana Airlines, so it is recommended to choose domestic airlines for travel.
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Hello, the insurance company will pay a certain amount of compensation according to the insurance conditions of the policyholder, or give a virtual disability compensation according to the degree of physical disability, and the specific amount of compensation and the detailed compensation content need to see the content of the insurance contract actually purchased by the policyholder.
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The scope of aircraft insurance insurance includes: in the process of boarding, taxiing, flying, and landing hail grandchildren, that is, during the safety period, due to death or disability caused by aircraft accidents, the insurance company shall pay the death insurance according to the insurance amount specified in the insurance clauses, or pay the disability insurance according to the corresponding disability ratio, such as the insurance amount of some aviation accident insurance products is 2 million, and the insurance amount of part is 1 million, and the specific protection content can be found in the terms of the insurance contract.
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Flying is a very common way for people to travel today, but many people hesitate before traveling: do I need to buy aviation accident insurance for myself?
First of all, we need to clarify the concept of aviation accident insurance. Aviation accident insurance is an insurance product that provides coverage for accidents that occur during the course of an airplane. This type of insurance usually covers accidents that occur during aircraft collision, crash, fall, take-off and landing, as well as sudden illness or emergency medical evacuation in the cabin.
So, do we need to buy aviation accident insurance for ourselves? The answer to this question is not so simple. It is necessary to judge according to your own specific situation.
First of all, if you are taking a domestic commercial flight, the airline will usually buy aviation accident insurance for you by default when selling tickets. The premium for this type of insurance is usually included in the ticket price, so you don't need to purchase it separately.
Secondly, if you're flying internationally, then the airline will usually give you an additional option to purchase insurance. In this case, you need to know exactly what the airline offers and what the premium is, and then make a decision based on your needs and financial means.
Finally, if you're buying a ticket on a low-cost airline, chances are you don't have airline accident insurance. In this case, you will need to purchase your own insurance. However, it is important to note that the flights of such low-cost airlines are usually short-haul and short-lived, and the probability of accidents on the plane is relatively low, so you need to make decisions based on your financial ability and travel needs.
To sum up, there is no standard answer to the question of whether you need to purchase aviation accident insurance when you fly. You need to judge according to your own specific situation. However, whether you choose to buy aviation accident insurance or not, you need to make adequate preparations before traveling to ensure your travel safety.
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