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Notes on the credit card of Everbright Bank:
2. Handling fee: none;
3. Limit on the amount of a single transaction: minimum 10 yuan (inclusive), maximum 50,000 yuan (inclusive);
4. Limit on the number of times a single card: 3 per month.
Introduction to Lakala:
Founded in 2005, Lakala Group currently has two business clusters, Lakala Financial Services Group and Lakala E-commerce Company, and is a member of Legend Holdings.
In 2014, the compound annual growth rate of the group's various businesses exceeded 100%, the payment transaction volume exceeded one trillion yuan, and it has nearly 100 million individual users and more than 3 million enterprise users.
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Pay back the credit card of Everbright Bank:
2. Handling fee: none;
3. Limit on the amount of a single card: a minimum of 10 yuan (inclusive), a maximum of 50,000 yuan (inclusive) 4. Limit on the number of times a single card: 3 per month.
Lakala Official**:
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The limit for repayment to Everbright Bank credit card with Lakala is: minimum 10 yuan (inclusive) and maximum 50,000 yuan (inclusive).
Lakala wishes you a happy life!
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The last repayment date of CEB credit card is 20 days after the statement date; For example, the 7th is the bill date, and the last repayment date is the 27th of the month;
The statement dates of CEB credit cards are the 1st, 5th, 8th, 15th, 18th, 22nd and 25th of each month.
Approval is automatically generated when you apply for a card, and you can push it up to 20 days after your bill.
Repayment methods: branch counters, automated teller machines (ATMs), self-service deposit machines (CRS), automatic transfer of Sunshine Card, inter-bank transfer and remittance, online banking repayment, and Lakala are all available.
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Everbright Bank credit card will be issued on 10 days per month. The repayment date is left on the 29th of each month. You can repay the loan directly through the ATM of Everbright Bank, or you can repay the loan through the online banking shield of other banks.
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Peanut tree credit card, search ** go in and see, there are many ways to operate credit cards, dozens of card software and machine analysis, handling channels, credit card points and financial management routines, in fact, each bank's card can not only solve the problem of funds, but also make money. First of all, if you don't want to insure the amount, you can choose the minimum repayment and installment payment, although the cost is higher, you may not be raising the limit, but it will not go to the point of suing, and the overdraft before the bill date can also be queried. Specifically, there are three main ways:
Manual inquiry at the bank counter, ATM inquiry and credit card customer service center of the issuing bank** inquiry.
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The dragon is very good. But there are a lot of ways you really don't know that you can call the bank to check your repayment time, this is accurate, and the bank will also send you a bill, you can also read it, which is written very clearly. You don't have to do the math yourself.
Now Lakala is very convenient, but the arrival is slower, and the repayment on the ATM is of course the best, and the repayment will be made immediately, and it will arrive immediately.
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Tenpay, Alipay, direct inter-bank transfer, to the counter, online banking, repayment, etc.
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There are many ways to repay credit cards, and I usually pay them back through Alipay
Repayment through the Counter: Repayment through the Counter refers to the bank card issued by the networked financial institutions to carry out RMB current deposit and withdrawal transactions through the counters of other banks' bank outlets registered in the host system of the UnionPay Exchange Center.
Convenience store repayment: This method is mainly completed through the "La Pai Sheng Blind Kara" smart payment terminal installed in the convenience store. Generally, it takes 2 to 3 working days to arrive in the account, and at the same time, the repayment is made in this way, and the handling fee is waived.
Repayment within the card issuer: including card issuer counters, ATMs, online banking, autopay, telephone phone repayment, etc. After repayment, the credit card limit will be restored immediately, and it will generally be credited to the account after the system processes it on the same day.
Inter-bank transfer: It is mainly divided into two methods: intra-city inter-bank and non-local inter-bank. No matter how you transfer or remit money, you will charge a certain fee, and the time of arrival and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment, etc.
Repayment Connect: Repayment through repayment is generally charged according to the charging standards for intra-city inter-bank transfer and non-local inter-bank remittance stipulated by the local People's Bank of China.
Third-party payment: At present, the more common online platforms in China include UnionPay**, Fast Money, Alipay, Tenpay, etc. Different platforms and banks have different fees and specific payment arrival times.
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Using Alipay to repay a China Merchants Bank credit card can only be repaid up to 5 times a month.
In addition, credit cards are not repaid in this way, and it is easy to miss repayments. Please repay the loan from the time the bill is issued to the repayment date, usually 3 days before the repayment date, which is safer. Although Alipay repays the credit card of China Merchants Bank, and the repayment before 23 o'clock will arrive on the same day, in order to avoid accidents that cause repayment failure, it is best to repay 2 to 3 days in advance, so that you can only repay once a month.
1) Apply in the following 4 ways:
1. Please log in to your credit card** and select "Apply for Credit Card" - "New Customer Application";
2. Please bring your original identity certificate, work certificate and financial proof documents to the business outlets of China Merchants Bank in person;
4. If you have applied for the professional version of our online banking, you can apply through the professional version.
2) After more than 5 times: If you have to repay the loan in other ways after more than 5 times, it is recommended to go to the bank counter or ATM to repay.
3) How to use Alipay to repay CMB credit card?
2. After logging in, under the home page - My app, click "Credit Card Repayment", if it is not displayed, click "Management" settings, and bring it up.
3. Click "Repay Now".
4. Since I have used to repay the loan before, I have a default repayment account, click "Repay for other credit cards" to add a new repayment account.
5. Click the small triangle on the right side of the card-issuing bank, select China Merchants Bank credit card, (select your credit card issuing bank), fill in the card number, name, repayment amount, click Create and pay by phone. Note: Now Alipay will charge a fee for repayment on the computer side, so choose free mobile phone payment.
6. After confirming, the repayment application information has been synchronized to the Alipay wallet client. Use your mobile phone to log in to the Alipay client.
8. After the repayment is confirmed, the repayment operation is completed.
9. The rest is to wait for the payment to arrive, according to personal experience in repaying many times, China Merchants Bank can generally repay within 1 hour.
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Generally, it is within two working days if it is inter-bank. within one business day for the Bank.
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1》If you deposit directly with the ATM, it will arrive immediately;
2》The repayment of the Everbright online banking account will also arrive immediately;
3》Use Lakala to repay within 2 days;
4》Repaying with Alipay or Tenpay will arrive within 2 days;
5》If you miss the repayment period for repayment, you need to pay additional bank liquidated damages and default interest.
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Hello, thank you for your attention and support to Lakala. 1. The credit card repayment time is related to the credit card issuer. 2. Lakala only supports debit cards with UnionPay marks to repay credit cards.
3. Due to different regions and bank conditions, the recovery time of the repayment amount is different. 4. Trading day: 23 o'clock is the settlement point of the silver brother Zhengxing, and the transaction before 23 o'clock every day is counted as the transaction of the day, and the transaction after 23 o'clock is counted as the next day's transaction.
5. Working days: refers to the days except Saturdays, Sundays and statutory holidays. 6. It is recommended that you complete the repayment three working days before the last repayment date.
1) Issuers with real-time credit: China Merchants Bank (Nationwide), Minsheng Bank (Nationwide), Industrial Bank (Nationwide), Guangfa Bank (Nationwide), Bank of Jiangsu (Nationwide), Bank of Nanjing (Nationwide), Bank of Ningbo (Nationwide), China CITIC Bank (Nationwide), Shenzhen Development Bank (Nationwide), Ping An Bank (Nationwide), China Everbright Bank (Except Guangdong, including Shenzhen), Bank of Communications (Nationwide), Bank of Beijing (Nationwide), Bank of Changsha (Nationwide) (2) 1 trading day+Issuer of 1 natural day: Pudong Fa Xian Songzhan Bank (Nationwide), Huaxia Bank (Nationwide), Bank of Dalian (Nationwide), Chengdu Rural Commercial Bank (Nationwide) (3) Issuer of 1 trading day + 1 working day:
Bank of Shanghai (Shanghai), Bank of Wenzhou (Nationwide), Agricultural Bank of China (Nationwide), Bank of East Asia (Nationwide) (4) Issuers for 1 trading day + 2 working days: Baotou Commercial Bank (Nationwide), Bank of China (Nationwide), Industrial and Commercial Bank of China (Nationwide), Citibank (Nationwide) (5) Issuer for 1 trading day + 2 natural days: China Construction Bank (Nationwide) (6) Issuer for 1 trading day + 3 working days:
China Everbright Bank (Guangdong, excluding Shenzhen) and Bank of Guangzhou (Nationwide) Lakala wish you a happy life!
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