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Anonymous users2024-02-11Thank you, the key to Ponzi ** is the fundamental sustainability of its model, the accumulation of debt risk and the decline of solvency, leading to the collapse of the operating system, does social insurance have the same characteristics?
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Anonymous users2024-02-10Answers]: c, d, e
The main knowledge points examined are the factors that affect the demand for personal family insurance: cultural background factors, social relationship factors, emergency factors, risk factors, socio-economic system factors, demographic factors, insurance substitute factors, compulsory insurance factors, and scientific and technological factors.
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Anonymous users2024-02-09There are many factors that affect the demand of the insurance market, mainly including:
1) Risk factors. The specific content of insurance products and services is a variety of objective risks, and there is no risk. The higher the degree and scope of risk factors, the greater the total demand for insurance; Conversely, the demand for insurance is smaller.
2) Socio-economic and income levels. Insurance is a social productive force.
It is the product of a certain stage of development, and develops with the development of the productive forces of society. The income elasticity of insurance demand is generally greater than 1, that is, the increase in income leads to a larger proportion of the increase in demand for insurance. However, the income elasticity of different types of insurance is different.
3) Insurance products**. The ** of the insured product is the insurance rate.
The need for insurance depends mainly on the amount of premiums that can be paid. The higher the insurance rate, the smaller the insurance demand; Otherwise, the bigger it is.
4) Demographic factors. Demographic factors include total population and demographic structure. The development of the insurance industry is closely linked to the demographic situation. Total population and personal insurance.
Under certain conditions of other factors, the larger the total population, the greater the total demand for insurance, and vice versa. Population structure mainly includes age structure, occupational structure, cultural structure, and ethnic structure. Due to age risk, occupational risk, education level.
Different from national habits, the demand for insurance products is also different.
5) Commodity economy.
degree of development. The degree of development of the commodity economy is directly proportional to the demand for insurance, and the more developed the commodity economy, the greater the demand for insurance; Otherwise, the smaller it is.
6) Compulsory insurance.
implementation. Compulsory insurance is a form of insurance protection that is enforced by legal or administrative means. All insured persons within the prescribed scope must be insured, so the implementation of compulsory insurance has artificially expanded the demand for insurance.
In addition, changes in interest rates have an impact on savings insurance products.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Anonymous users2024-02-08Answer: A
The stronger the awareness of insurance consumption, the greater the demand for health insurance products and the greater the market potential.
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Anonymous users2024-02-07Answer]: a, b, c, e
The basic characteristics and influencing factors of enterprise insurance demand (1) The concentration of ownership is positively correlated with the company's motivation to diversify risks through the insurance market; (2) The risk attitude of other stakeholders of the company affects the company's insurance choice; (3) The purchase of insurance can partially correct the information asymmetry between the enterprise and the market; (4) The company's purchase of insurance can reduce the cost of the company's financial difficulties; (5) The purchase of insurance by the enterprise can obtain professional risk management services provided by the insurance company (6) Enterprises can reasonably avoid taxes by purchasing insurance (晌guess7) Regulated industries have higher insurance demand (8) Statutory insurance has promoted the insurance demand of enterprises.
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