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Hello, if you are in need of money, you can consider taking out a loan to relieve the pressure, and at the same time, you should do what you can. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan, it is recommended that you choose a formal platform to protect your personal interests and information security.
It is recommended to use Youqian Hua, the original name of "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.
It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.
Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.
2. Information requirements: During the application process, you need to provide your second-generation ID card and debit card.
Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be a second-generation ID card, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.
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In this case, he hasn't repaid it, but has been borrowing, which means that he is really used to borrowing, and his face is thick, if he is really in trouble or really has difficulties, then he should make it clear, so that friends will help. But now he is obviously living on everyone's money, If it were me, then I wouldn't contact him, just block him, stay away from this person, don't be a friend, it's okay to be a friend, after all, this kind of person is nothing worth being a friend for.
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1. Learn to test each otherIf the two parties have not set a repayment date, then you can take the opportunity to meet and chat, care about the other party's current situation, probe the other party's tone, try to be generous, and don't ask the other party to repay the money. If the borrower can afford to repay, seize the opportunity to get the other party to set a repayment date;If the borrower is really in trouble and cannot afford to repay the money in the short term, since they are good friends, they should give the other party time to raise money.
2. Euphemism suggests3. Directly express the intentionIf the other party deliberately does not pay back the money, then this good friend of yours needs to be put in quotation marks. At this time, you don't have to care about the faces of others, who knows that being tolerant of others is cruel to yourself, but you can directly show the borrower your intention, which is to collect the arrears. If the borrower denies it to death, remember not to fight violence, because if you do so, you will not only fail to repay the debt, but you will also be beaten by the other party.
4. Find a foreign helper to helpIf you are tricked by a good friend, you must be angry and depressed, but anger can't solve the problem, you need to calm down, and believe that there are more ways than difficulties. At this time, as long as you have sufficient evidence, you can hire a lawyer to solve the trouble by suing. If you really can't, you can also ask a professional collection company with practical experience to serve you, which is the only effective method in the end.
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When a friend borrowed money from you, you must have asked him why he was short of money. Now you can talk to him about the reason for his lack of money at the beginning, and kindly ask him how things were at the beginning, whether it has been resolved, and whether he is still short of money......The hints are already obvious, and if he hasn't grasped it yet, then you repeat it a few more times.
When you chat with the friend who borrowed money and didn't pay it back, you have to mention how much money you borrowed from you, and what you did (this matter can be made up, after all, life is like a play, it all depends on acting); The amount of money and the things you do should be the same as what happened between the two of you, so that he can remember.
It's also a more euphemistic way to make up a reason to ask him to repay the money, for example, you just tell him that your daughter-in-law has been in charge of it recently and has no money on her, and then you want to get back the money you borrowed before.
You can borrow as much as he borrows from you, and if he forgets to pay you back, then he can forget the money he lent you, and that's exactly what he has done. If he hasn't forgotten the money he lent you, then you can just make it clear, if you don't pay back the money you owe, you don't have to pay it back if you lend it.
The above four methods are ways to tactfully ask a friend to pay back the money. But I think that when we lend money to our friends, we are kind enough to help them get through the difficulties; In the end, when he asked for money, he made us look like we were debtors, and if you were really good friends, he shouldn't have dragged you back the money. If he really forgets, I think it's better for you to speak directly, so that both of you can save trouble.
I hope my answer is helpful to you and I wish you a happy life!
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In fact, if people with different personalities are not the same way to deal with it, some think that they should pay it back, and directly say that he may have forgotten, but he feels embarrassed, so some people will feel that they are urging others to repay the money, and they will feel that they are stingy, in fact, this is completely their own thoughts.
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If you feel embarrassed to speak, then you are embarrassed to do anything.
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I usually ask my friend's friend to ask for it.
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I'm going to buy something, I don't have any money, can you let me use how much money first.
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So that a friend is not embarrassed to pay back the money can do this:
1. You can euphemistically post a circle of friends.
Let your friend see that you have run out of money recently, awaken the memory that he once owed you money, and if he has been richer recently, he will take the initiative to pay it back.
2. Remind him in other ways.
Since you can lend him money, it proves that you have a very special relationship and that you will spend a lot of time talking to each other. You can joke with her that you have run out of money lately, or that the money he borrowed suddenly disappeared from the bank card, which will make him think that you forgot to lend him money.
If he really remembers, he will take the initiative to speak up and tell you the date of repayment. You can also often tell him that someone owes you money. Let him always remember that he owes you money.
When he has money, he will pay you back as soon as possible. If you are embarrassed to say yourself, then you can find a friend to approach you and ask the friend of other friends to remind you that you should pay back the money, but also let him know that you are embarrassed to let him pay back the money when he will give you the money for the first time, but also think that you are a worthy friend.
3. Tell him that you have been short of money recently.
You can also often joke with this friend, who has been poor recently and wants to buy something but has no money to buy it, and when he has money, he will pay you back as soon as possible.
It's awkward to talk about money between friends, so try to make an appointment with a friend when borrowing money. If your friend exceeds this time, it will be proven to be his fault, and he will not mind your request. However, if you don't set a repayment date in the first place, he will think you are stingy when you mention the repayment date.
4. Speak directly.
It's easy to say it directly, but you have to find a reason that people can't refuse, for example, I'm about to buy a house, I'm going to renovate something, and I need a lot of money.
Can you pay me back first if you borrowed me? Or Double 11
If you buy too many things, you have to pay back your credit card and Huabei.
Whatever, I'm in a hurry.
5. Inadvertently mentioning the repayment of money.
If you borrow money to go out, you are embarrassed to urge. In this way, you can fancy a long-desired product on the Internet, send a link to a friend, and ask him to help you refer to it, and after chatting with each other for a while, suddenly say: Oh, by the way, the money you borrowed from me last time has not been repaid.
At this time, the other party will generally pay you back immediately.
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Remind him in other ways, tell him that you have been short of money recently, and directly explain that it is not embarrassing to ask someone to pay back.
1. Remind him in other ways.
Since you can lend him money, it proves that there is a very special relationship between you and you will spend a lot of time talking to each other. You can joke with her that you have run out of money lately, or that the money he borrowed suddenly disappeared from the bank card, which will make him think that you forgot to lend him money.
If he really remembers, he will take the initiative to tell you the repayment date. You can also often tell him that someone owes you money. Let him always remember that he owes you money.
When you have money, he will pay you back as soon as possible. If you are embarrassed to talk about yourself, then you can find a friend to approach you and ask the other friends to remind him that you should pay back the money and let him know that you are embarrassed to ask him to pay it back. When he gives you money for the first time, he also thinks you are a worthy friend.
2. Tell him you've been short of money lately.
You can also joke with this friend often. I've been poor lately, and I want to buy something but I don't have the money to buy it. When he has money, he will pay you back as soon as possible.
It's awkward to talk about money between friends, so try to make an appointment with a friend when borrowing money. If your friend exceeds this time, he will be proven to be his fault and he will not mind your request. However, if you don't set a repayment date at first, he will think you're stingy when you mention the repayment date.
3. Direct explanation.
A simple way to do this is to say it directly, but find a reason that people can't refuse. For example, I am about to buy a house and renovate something, which requires a lot of money. Can you give me back what you borrowed from me? Or Double 11
Buying too many things, having to pay off your credit card.
North China and so on, are also in a hurry.
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In fact, there must be many such methods.
You can send a text message or a message to your friend to say that you are particularly short of money now, and then your friend will know to return the money to you.
2.If your friend still pretends not to know, you can just go and tell your friend that he should return the money to you directly, I think as long as your friend has a particularly good relationship with your friend, he will definitely give you this money, don't worry too much.
3.The most important thing is to be serious when you ask your friends to spend money, so that your friends will take it seriously.
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The best thing to do is to let your friend know that he knows he should pay back.
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Saying that he was short of money, he borrowed his money.
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First, if you are borrowing a small amount of money and your friend doesn't remember it, then you can turn the page and leave it alone. Between friends, you come and go, you can't just focus on some material wealth, you must be honest with each other and help each other.
Second, if you want to repay your loan, you may wish to describe the situation at that time euphemistically, such as "Do you remember what we ate that day", "Your dress was quite beautiful that day", "Did you get better that day", etc., to help friends recall the scene at that time.
Third, you can euphemistically express to your friend that you are also in a financial situation, and hope that your friend can repay the loan in time. For example, you can unintentionally say "Oh, I don't have money to eat recently", "I don't have money to buy clothes", "My family needs to see a doctor", etc., and I believe that friends can also give some understanding.
Fourth, if both parties are relatively straightforward and don't like to beat around the bush, you might as well explain it directly. For example, tell the other party directly, "Do you remember how much money you owed me that day, if it is convenient, can you pay me back as soon as possible, I am also a little urgent now". Trust that the other person will also feel admiration for your honesty and will not feel that the relationship has been damaged.
Fifth, if none of the above methods can be solved, a more indirect approach can be used. For example, borrow some money from the other party, and then say, "I won't pay you back this money first, I borrowed it from you", or borrow the same amount of money, and tell the other party that the arrears will be written off, and I believe the other party can understand what you mean.
Sixth, if a friend can clearly remember this and have the money to return but pretend that he can't remember, it is recommended to explain it to him directly, and the next time he encounters such a situation, he should think rationally and decide whether to borrow or not.
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It's not embarrassing to ask others to pay back, I think it's already embarrassing when you ask others to pay back, so you can say it more tactfully, saying that you need money urgently, and there is no way.
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What embarrassment do you have to talk about when you ask others to repay the money, it is obvious that the person who borrows money and does not pay it back is more embarrassed, if you want to return your own money, why do you have to consider the feelings of others? If you really think so, then you don't have to get your money back.
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Tell him directly that he has encountered difficulties and can no longer turn around, and I hope he can make up your arrears first.
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It may be an embarrassing situation anyway, because for you you may be very aware of this, so at this time it is enough to find a reason to ask the other party to return it.
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Tell him that he has been short of money lately.
You can also often complain to this friend, who has been poor recently and wants to buy something but has no money to buy it, and when he has money, he will return the money to you as soon as possible. My friend owed me thousands of dollars and didn't pay it back for months, until last month I asked him for money, saying that my mom wanted to buy her a mobile phone for her birthday next month, but recently he didn't have any money on hand and asked him if he had any money to pay me back.
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