Do I have to pay for accident insurance in the first month of employment?

Updated on society 2024-05-17
6 answers
  1. Anonymous users2024-02-10

    1. Employees and units are responsible for their own parts. The general principles of social insurance payment by employers:

    2. The employer shall, within 30 days from the date of establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within 15 days from the date of receipt of the application, review and issue a social insurance registration certificate;

    3. If there is a change in the social insurance registration items of the employer or the termination of the social insurance registration by the employer in accordance with the law, it shall go to the social insurance agency to change or cancel the social insurance registration within 30 days from the date of change or termination;

    4. The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they have not completed social insurance registration, the social insurance agency shall verify the social insurance premiums they should pay;

    Personal Accident Insurance Purchase Process:

    1) To apply for the company's personal accident insurance, you should first understand what scope the insurance company's group accident insurance covers, and what exemptions are available to see if it suits your needs.

    2) Then ask the insurer to provide a description of the plan and choose the plan that suits you.

    3) Prepare relevant insurance information, including a copy of the business license, organizational structure**, and a list of personnel, including occupation and ID number.

    4) Provide cash premium or online banking transfer or cheque to pay the premium, and the insurance company collects the premium in advance and underwrites the premium.

    5) After the underwriting is approved, the insurance company prepares the policy and delivers the policy and invoice to the customer. The number of insured persons shall not be less than 5-6 people, and for the types of work with higher risk categories, the number of insured persons shall not be less than 20; The insurance period is generally not more than one year, and if you need long-term insurance, you can renew the policy every year; According to the regulations of the China Insurance Regulatory Commission, at present, most companies require real-name insurance for personal accident insurance (except for construction accidents and very short-term exhibition projects). Enterprises need to provide information such as the number of insured employees, occupation or type of work, the amount of insurance required or the cost budget.

    Further information: 1. Article 84 of the Labor Law stipulates that if an employer fails to register for social insurance, the social insurance administrative department shall order it to make corrections within a time limit; If the employer fails to make corrections within the time limit, the employer shall be fined not less than one time but not more than three times the amount of social insurance premiums payable, and the person in charge who is directly responsible and other persons directly responsible shall be fined not less than 500 yuan but not more than 3,000 yuan.

    2. Employees have the following claims to claim compensation from the unit: pay one month's economic compensation for every full year. Supplementary payment of social security for the period of existence of the employment relationship. If the employment contract is not signed, double wages shall be paid for up to 12 months. (Note that there is a one-year statute of limitations).

  2. Anonymous users2024-02-09

    Employees only need to pay their own part, and the unit part is borne by the unit!

  3. Anonymous users2024-02-08

    Summary. 1. The Labor Law stipulates that the employer shall purchase social insurance within 30 days of the employee's employment. 2. Article 58 of the Social Insurance Law of the People's Republic of China stipulates that an employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees.

    If they have not completed social insurance registration, the social insurance agency shall verify the social insurance premiums they should pay;

    1. The Labor Law stipulates that the employer shall purchase social insurance within 30 days of the employee's employment. 2. Article 58 of the Social Insurance Law of the People's Republic of China stipulates that an employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. Those who have not registered for social insurance for the elderly shall be subject to the social insurance agency to verify the social insurance premiums they should pay.

    Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration. The state shall establish a national unified personal social insurance number. The personal social security number is the citizenship number.

  4. Anonymous users2024-02-07

    There are no regulations, depending on the industry, the general industry only needs to buy social security.

    1. Is there any compensation for employees who are fired for half a month?

    If you have worked in the unit for one year, you can be compensated for one month's salary, and if you have worked for more than six months but less than one year, you can also be counted as one year, and if you have worked in the unit for less than six months, you can be compensated for half a month's salary.

    Article 47 of the Labor Contract Law stipulates that the severance shall be paid to the employee at the rate of one month's salary for each full year of the employee's service in the employer, and if the employee has worked for more than six months but less than one year, it shall be calculated as one year, and if it is less than six months, the employee shall be paid half a month's wage, which refers to the average salary of the employee in the 12 months prior to the termination or termination of the labor contract.

    According to Article 87 of the Labor Law, if an employer dissolves or terminates a labor contract in violation of the provisions of this Law, it shall pay compensation to the employee in accordance with twice the standard of economic compensation stipulated in Article 47 of this Law.

    Article 47 of the Labor Law: Economic compensation shall be paid to the worker according to the number of years he or she has worked in the employer and one month's salary for each full year. where it is more than six months but less than one year, it is calculated as one year; If the six regiments are less than which month the code collapses, the worker shall be paid half a month's salary as economic compensation.

    An employer can terminate an employment contract with an employee and dismiss an employee only under statutory circumstances.

    2. How to compensate for work-related injury accident insurance.

    1) Submit an application for work-related injury. Within 30 days from the date of diagnosis of accident injury or occupational disease, the employer shall submit an application for work-related injury to the social security department. If the employer does not submit an application, the employee can apply to the social security department within one year.

    2) Provision of materials. It mainly includes the application form for work-related injury determination, labor contract, medical diagnosis certificate or occupational disease diagnosis certificate, etc. The application form should include the time, place, cause and degree of injury of the employee.

    3) Review by the social security department. After accepting the application, the social security department will investigate and verify the accident injury, and make a decision on the determination of the work-related injury within 60 days, and then notify the unit or employee in writing.

    4) Indemnification. In the end, the work-related injury insurance** and the employer will jointly compensate for the compensation.

  5. Anonymous users2024-02-06

    Enterprises must cover up the town and must insure the "five insurances and one housing fund" for new employees: five insurances: employee pension insurance, employee medical insurance, unemployment insurance, macro rough work-related injury insurance, maternity insurance; One gold: housing provident fund.

  6. Anonymous users2024-02-05

    Social insurance is a social and economic system that provides income or compensation to people who are incapacitated, temporarily unemployed, or have lost their jobs due to health reasons. Its main projects include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

    Employees' social insurance is paid on a monthly basis, and there is no argument that the first month needs to pay two months' insurance fees, but the unit should participate in the five insurances for the parties from the first month of employment, so it is necessary to compare the entry time of the parties and the time of travel rental insurance to judge whether this practice is appropriate.

    Extended reading: [Insurance] How to buy, which is good, teach you to avoid the regret of insurance"pits"

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