I am planning to buy a house, and I welcome your positive recommendations and suggestions.

Where are you located?

Be diligent and thrifty, and manage your finances appropriately

You go to the horses, where the city is being expanded, and then it's going to be the city.

Young people need to pay attention to 6 details when buying a house 1. Before buying a house, you should make a budget for spending and don't use all your funds for buying a house. In addition to paying the house payment, you also need to pay the house maintenance funds and other expenses when buying a house, and if you need to move in as soon as possible, you also need to decorate the house and buy furniture and appliances.

If you want to take out a housing loan, it is recommended to find an intermediary company to help you pack it. If there is still a while to buy, you can set up a self-employed person in Nanjing and go a little more, so that you can save some money.

1. Even though you don't have enough money to buy a house, it is still recommended that you buy a house in the first half of 2009 when real estate sales are sluggish.

The reason is: 1. It is estimated that the first half of next year is the lowest time for real estate, and it is recommended that you make a decisive move.

2. Your income is quite stable, and your income is not low. Although your family may not be able to help you, you can borrow some from friends and relatives, plus your existing 20,000 yuan, and make up enough for a down payment of 10,000 yuan and other taxes, it should not be a problem.

3. Investment ** is too risky, if you are not too shrewd and calm, it is best not to intervene.

Second, it is recommended to manage money appropriately, open source and reduce expenditure.

1. Money is earned and saved. If you can not spend it, don't spend it, and if you have to spend it, you can also see three more and learn to bargain. In addition to large electrical appliances and daily consumables, other commodities should be boldly bargained, and at least two-thirds of textile supplies such as clothing should be cut.

Even if you like it, the owner of the goods does not deal with you, you have to have no hesitation, this one does not buy me to another one, you at least know what price this product can not buy. If the owner of the goods deals with you, it means that he is still a little profitable, and you can only add one or two yuan. No matter what kind of consumer goods go to the wholesale market, what you can buy in the wholesale market is definitely much cheaper than ordinary stores.

Don't underestimate the trick of bargaining, it can save you a lot in a year!

2. Don't be fashionable and go to the restaurant. The clothes are beautiful and durable, and they don't need to be famous brands. If the unit has a nest, if you can cook by yourself, it is best to cook it yourself, so that you can not only save a lot, but also eat better and more assured, physical health is the biggest benefit, and you can also find a good girl to add a lot of weight.

3. If you don't buy a house in the past two years, it is recommended that you buy some guaranteed financial products.

Now Licang District is developing rapidly, and the price is not high.

Housing prices in Qingdao are expensive enough, don't come.

The concept of financial management is to ensure the safety of the principal, so that the funds have a stable income. If you have 3,500 yuan a month, cut out what you have to spend every month, deposit the remaining money in the bank according to the fixed deposit (3-month fixed deposit), and wait until the end of the year to convert the monthly fixed deposit into an annual fixed deposit (3-year fixed deposit), so that you can calculate whether your principal is enough for the down payment after 4 years, and then calculate your monthly mortgage repayment according to your income, whether you can afford it. Generally, the amount of repayment should not exceed 30% of your salary, so that it will not affect your normal life.

If the repayment pressure is too great, then you are not suitable for buying a house right now. You need to reschedule your purchase.

If it's only 3500, you can make a financial plan! From now on, you have to save a sum of money every month, plan your living expenses, and accumulate small streams can also become rivers and seas! Hold on!

3500 want to buy a house? Whimsical, four years without a penny, only 3500 * 12 * 4 = 168000, the first phase is OK, open source and reduce expenditure, let's do a few more jobs, and the money can be put in the bank for financial management.

I also have your problem, I have seen the house to the intermediary, the words of those agents really make me not believe, but if we decide to buy a second-hand house, we must find a broker, you said that the super broker I have also checked, it seems that **a lot, hit a few brokers** feel good, and also went to see the house on the spot, although the house is not what I want but their service is not very good, and tell you that there will be a lot of risks in private transactions. Hope it helps! Good words lz!!

I bought a house last year, and I also found it online**. It is recommended to take a look at it more and compare it more!

Another is to communicate more with friends who are buying a house or have already bought a house.

I don't think we should exclude the Internet, there are always some channels we have to find through them, talk less and watch more, as long as you don't take out money easily, don't disclose too much information close to yourself, and listen to the opinions of friends and family members, there is no problem.

Mainly depends on his credibility. He needs to be investigated.