What should I do if someone owes money and doesn t pay it back? Ask for advice from a master

This needs to be analyzed on a case-by-case basis, and the first thing to look at is who you are borrowing the money? How's the relationship? It is even more important to distinguish whether he is a villain or a gentleman?

Is it really no money, or is there money that you don't pay back? Also figuring out how important this person is to you? And why did you borrow money from you in the first place, and why did you lend it to him?

Is there an agreement? But now there is a good excuse for debt collection, "It's the New Year, and your money is a little tight", embarrassed by this, at first glance, you are a face-loving person, are you afraid of hurting and being angry? You should think of it this way, you are lending him money to do a good deed, and you can afford the affection between you.

If asking for money will hurt his feelings, then such a friend or something, not worthy of respect, should be bluntly asked to pay back the money, ask someone to repay the money without so much uselessness, make yourself very painful, just say this is the best, one step in place, don't think about how to ask for money, to throw the problem to the person who borrowed money from you "how to pay it back", "when to pay it back", "pay it off at one time or in batches", it's really nothing to ask for money, don't think too much, it's too common!!

It really depends on the character of the other party. If a conscious person has money, then he will pay you back as soon as possible, and if he doesn't pay it back, he may indeed have no money left to pay it back. And look at the quantity, some people think that you don't have to pay this amount of money and keep dragging it, or the amount is not big, he simply forgets, if you have a good relationship with him, you just look for an opportunity to remind him, for example, when the two of you use money together, you pretend to be suddenly aware and say, ah, are you still missing my money?

If the relationship is average, you just say that the Chinese New Year is almost over and you need money. If it's a very shameless kind, you can find free time to pester him, and don't say much, just keep watching him and look at him. Of course, don't do that with small amounts.

If it's not big, and he's an old man, you can just find a reason to give him the money as a favor. Anyway, it's the New Year. From now on, just don't lend him any more money.

The amount is too huge, then you go the legal route, but I don't have much hope for them. It's not as easy to use as black.

We are all civilized people, we want to take the legal route to sue him, don't you want to celebrate the New Year, you just take your children and wife to his house to sit, and there is no way for me to tell you**TV station I have acquaintances, help you** as soon as he gets on TV, he will pay you back.

It's very simple, find someone to get him, that's what I do, often help people to get up, and there are plenty of means.

Find someone to pester it every day, and use some means appropriately.

Not paying off the arrears is the fastest and most effective way to negotiate, but if you can't negotiate, you can file a lawsuit.

The general procedure for prosecution is as follows:

1. Write an indictment;

2. Bring evidence and indictment to the court to file a case and pay the litigation fee;

3. After the court reviews and determines the acceptance, it will be heard;

4. Court judgment;

5. Enforcement of judgments.

Legal basis] Article 119 of the Civil Procedure Law, a lawsuit must meet the following conditions:

1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case;

2) There is a clear defendant;

3) There are specific litigation claims, facts, and reasons;

4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

If the debtor does not repay the money owed, he can protect his rights in the following ways:

1. Reconciliation Law: When the creditor's rights are due or about to expire, if the debtor is temporarily unable to repay the debt but has the sincerity to repay the debt, the creditor may negotiate with the debtor on the term, method and amount of the debt to be performed, and urge the debtor to perform the debt or sign a repayment agreement. If the creditor's right is secured by a mortgage or a third party provides security, the creditor may negotiate with the mortgagor or guarantor to enable the mortgagor to pay off the debt with sufficient collateral assets.

2. Mediation Law: It should be noted that the creditor may submit a written application for mediation to the local people's mediation committee.

3. Arbitration Law: It should be noted that the parties applying for arbitration shall submit the arbitration agreement, application and a copy to the arbitration institution. The application should contain in detail the name, gender, age, occupation and other circumstances of the parties and the factual reasons.

Resolving debt disputes through arbitration has strong confidentiality, and most of the parties are not fiercely confrontational. In addition, the cost of filing for arbitration is generally lower than the cost of filing a lawsuit.

4. Procedural Law: For some cases that are more complex, difficult for the other party to deal with or difficult to resolve through other means, the creditor can choose the litigation procedure to resolve.

Legal Analysis: Creditors can sue for processing, or they can also apply to the court for a payment order to collect the debt. To file a lawsuit, the following materials must be submitted to the court:

1. Evidence to prove the qualifications of the person who is the subject of the lawsuit; 2. Evidence to prove the existence of the borrowing relationship; 3. Evidence to prove that the loan has been repaid; IV. The basis for calculating the amount of the litigation claim.

Legal basis: Article 675 of the Civil Code of the People's Republic of China The borrower shall return the loan within the agreed time limit. If there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of the Filial Piety Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.

Either you don't go through the legal process, or you don't look at Yu secretly regretting it.

If there is no law about the auspicious roll.

I don't have a sedan chair, and most people don't know how to be trustworthy.

If there is no law in our country.

You borrowed money from someone else's house.

I guess you don't want to pay it back.

But now there are legal constraints.

So, be sure to follow the law when doing things.

Someone owes you money and you have to go through the legal process.

Outside of the law, we will talk about friendship.

First of all, borrowing money is a sensitive matter, so you must pay attention to it when borrowing money and think it carefully. For example, if you borrow money, you must make an IOU, and if you don't have to pay for it, you can have one more piece of evidence. If you don't want to write by hand, or are afraid of loopholes, or feel embarrassed to sign in person, then you can find an IOU and say, directly create, the lawyer drafts a standardized contract, which has legal effect after being voluntarily signed by both parties, and the online contract is signed, and the other party does not pay it back when it expires, and you can litigate, which is convenient and fast.

The most effective thing is definitely prosecution. To sue Tongchai, you need to prepare transfer vouchers, chat records, identity information of the other party, contact number, write the first round of friendly complaints and submit them to the competent court.

In today's society, borrowing money is a kind of risk, it is an act that has almost no security, many people will think carefully when borrowing money, and the attitude of people who do owe money directly affects the psychology of borrowers, because there are many people in them. When borrowing money to others to borrow money, the words are very good, just borrowed money after turning their faces and not recognizing the situation is not a few, this makes the capital turnover environment particularly bad, they are difficult to borrow money, and at the same time when asking for money is also very much.

When you lend money to others and don't pay it back, there is actually a very powerless feeling, first of all, you have no way to control others, be a person with intentions like yourself, be a person who keeps promises, and when others owe money and don't pay back, you even have to be kind to say, relatively not to provoke the other party, so that the other party completely becomes faceless, and it is even more necessary to coax it if you don't come back, this is a deformed way, but it is also a way that everyone will choose, Because being able to get the money back is the ultimate goal.

It is also now that there are many debt collection companies to grind hard and soak time consumption and other aspects to break one by one, but this is not a very reasonable way after all, the most reasonable way, or to pick up the law to protect their legitimate rights and interests, now the state has a lot of policies for people who owe money and do not pay back, many people who owe money and do not pay back are included in the ranks of the lai, and will also be blacklisted by the state, becoming a dishonest person subject to execution, when entering the list of dishonest person subject to execution, for his personal travel, It has a serious impact on the schooling of his children and so on.

Therefore, when encountering such a person, it is necessary to use the law to protect the rights and interests, such as the court to enforce the trial, if not enforced, the person who refuses to enforce will be blacklisted, when it really affects his own life, he will face this matter truthfully, and he will have the motivation to repay, otherwise it will be delayed for a day, and there is no credibility.

The most effective and convenient way is to negotiate, if you can't negotiate with each other, you can also appoint someone you both know and have more prestige to negotiate, or you can appoint a lawyer to negotiate. If you can't negotiate, the most effective way to get money is to sue, in comparison, suing will be a little hurtful, but there is no way, he doesn't want to pay back the money, and we can't give him the money we have worked so hard to earn. Anyway, you can't be friends anymore, so you just won't do it in the future.

About the evidence required for prosecution and the process of prosecution: The IOU is said to be on the list, and it is very professional, you can consider looking at it.

If someone owes money and does not pay it back, the most effective way is, of course, to collect evidence and go to court to sue him. The evidence includes transfer records, chat records about borrowing money, identity information of the other party, and so on. Taking this information and evidence to the court to sue him, waiting for the court's verdict, and finally asking the court to force him to repay the loan, this is currently the most effective way to deal with others who do not pay back the money.

If someone owes money and doesn't pay it back, the most effective way is to file a lawsuit in court. As long as you have IOUs and other evidence, you will definitely protect your legitimate rights and interests based on the evidence and facts.

For this kind of person who owes money and does not pay it back, you can first negotiate with him privately to settle it, if the negotiation cannot be resolved, you can learn to use laws and regulations, you can ask the IOU to see if you can help, if the negotiation cannot be resolved, you can go directly to the legal process, use the laws and regulations to sue, so that he can return the money to you.

How does your relationship with him be? If the relationship is okay, and he may have forgotten, then you should bring it up to him, if the relationship is average, then it should be brought up, if you are afraid that the relationship with the person who has a good relationship will become bad, then this person is actually not worthy of your association with him.