Coordinated application of financial policy and fiscal policy in rural areas

The financing policy is mainly to provide interest rate and capital support to rural credit cooperatives through the issuance of reloans to support agriculture.

By providing farmers with cheap,

Easily accessible financial services for rural development.

Answers】:(1) The role of rural finance in agricultural growth. Rural financial intensity promotes the growth of the rural economy by increasing the number of loans and improving the efficiency of credit and loans.

and 2) the impact of rural finance on agricultural total factor productivity. Rural financial development has a positive effect on agricultural total factor productivity, and the growth of total factor productivity promoted by rural financial development is mainly due to the effect of agricultural technological progress, rather than the effect of agricultural technological efficiency, and there are regional differences in the impact of rural financial development on agricultural total factor productivity.

and 3) the impact of rural finance on other areas of agricultural economy. The allocation of financial resources will affect the agricultural industry chain, for example, enterprises with more financial resources will develop a series of products or diversify the operation of the first mining bank.

The first stage: the initial formative stage of the pluralistic and competitive state of the organization of the rural financial market (1979-1993). The main reform measures and policy programs at this stage are mainly the restoration and establishment of new financial institutions and the formation of a state of diversification and competition in the organization of the rural financial market.

These include: (1) the restoration of the Agricultural Bank of China in 1979, and the change of the traditional operating objectives, clearly proposed to vigorously support the rural commodity economy and improve the efficiency of capital use; (2) With the collapse of the people's commune system, rural credit cooperatives also regained their nominal status as cooperative financial organizations. However, the rural credit cooperatives accepted the management of the Agricultural Bank of China and in fact became the grassroots subsidiaries of the Agricultural Bank of China. (3) The control of private credit has been liberalized, allowing private loans to lend freely, and allowing the establishment of non-governmental cooperative financial organizations, such as the rural credit cooperatives established throughout the country in the mid-80s. At the same time, there are also some financial companies of rural enterprises that are allowed to be established, and the enterprises are extremely active in raising funds; (4) A variety of financing methods are allowed to coexist, including deposits, loans, bonds, bills, discounts, trusts, leases and other credit means.

Therefore, although it is in its infancy, all kinds of financial institutions have developed to a certain extent due to looser regulations and fewer constraints.

The second stage: the framework construction stage of the rural financial system with division of labor and cooperation (1994-1996). On the basis of the first stage of reform, the objectives and ideas of the reform in this stage have been more clearly defined, and the slogan of establishing a financial system that can provide timely and effective services for the development of agriculture and rural economy has been put forward.

More specifically, this rural financial system includes commercial financial institutions (Agricultural Bank of China) with industrial and commercial enterprises as its main service object, cooperative financial institutions (China Rural Credit Cooperatives) that mainly serve rural households, and policy financial institutions (Agricultural Development Bank of China) that support the development of agriculture as a whole and agricultural technological progress, ensure the purchase of national agricultural and sideline products, and reflect and implement other national policies. To this end: (1) the Agricultural Development Bank of China was established in 1994 in an attempt to separate the policy-based financial business from the Agricultural Bank of China and rural credit cooperatives; (2) It has accelerated the pace of commercialization of China's agricultural banks, including the full implementation of the responsibility system for business objectives, the large-scale operation of credit funds, and the centralized management of loan approval authority, etc.; (3) Further strengthen the cooperative financial nature of rural credit cooperatives. According to the 1994 decision on the reform of the financial system, it is planned to basically complete the establishment of county cooperatives in 1994 and to set up a large number of rural credit cooperative banks in 1995.

However, actual progress is well behind the targets designed at this stage. Another important policy change is the decision that rural credit cooperatives will no longer be under the management of the Agricultural Bank of China, and the business management of rural credit cooperatives will be replaced by county associations. The People's Bank of China directly undertakes the financial supervision and management of rural credit cooperatives.

Summary. The role of agricultural fiscal policy includes: a

Planning role: Agricultural fiscal policy can guide and promote the development direction of agricultural production, investment and technological innovation through the formulation of development goals and plans. b.

Distributive effect: Agricultural fiscal policy can achieve a rational distribution of agricultural resources and promote the increase of farmers' income and the stability of the agricultural product market by adjusting agricultural subsidies, incentives and taxes. c.

Guiding role: Agricultural fiscal policy can guide farmers and agricultural operators to change their production methods, planting structures and business models through incentives and support policies, and promote the implementation of sustainable agricultural development and green agriculture. d.

Regulatory role: agricultural fiscal policy can regulate and control agricultural production, market and agricultural production through the allocation and adjustment of financial funds, ensure food security, and maintain the balance of the agricultural product market and the interests of farmers. To sum up, the role of agricultural fiscal policy includes the role of planning, distribution, guidance and regulation.

The role of multiple-choice agricultural fiscal policy.

If it's a multiple-choice question, you'll want to give me options.

Planning, distribution, guidance, regulation.

Can you. You should choose them all.

The role of agricultural fiscal policy includes: aProgram Role:

Agricultural fiscal policy can guide and promote the development direction of agricultural production, investment and technological innovation by formulating development goals and plans. b.Assignment Role:

The agricultural fiscal policy can achieve a rational distribution of agricultural resources by adjusting agricultural subsidies, incentives, and taxes, and promote the increase of farmers' incomes and the stability of the agricultural product market. c.Guiding role:

Agricultural fiscal policies can guide farmers and agricultural operators to change their production methods, planting structures and business models through incentives and support policies, and promote the implementation of sustainable agricultural development and green agriculture. d.Regulatory role:

Through the allocation and adjustment of financial funds, agricultural fiscal policy can regulate and control agricultural production, the market, and the market, ensure food security, and maintain the balance of the agricultural product market and the interests of farmers. To sum up, the role of agricultural fiscal policy includes planning, distribution, guidance and regulation.

The China Banking Regulatory Commission (CBRC) issued the "Several Opinions on Adjusting and Relaxing the Access Policies of Banking Financial Institutions in Rural Areas to Better Support the Construction of a New Socialist Countryside", and guided all kinds of capital to invest in rural areas to set up new rural financial institutions such as village banks, loan companies and rural mutual fund cooperatives in accordance with the principle of "low threshold and strict supervision".

Legal basis: Urban and Rural Planning Law of the People's Republic of China

Cities and towns shall formulate urban and town plans in accordance with this Law. Construction activities within the urban and town planning areas shall comply with the planning requirements. Local people at or above the county level shall determine the areas where township and village plans should be formulated in accordance with the level of local rural economic and social development and in accordance with the principles of adapting measures to local conditions and being practicable.

Townships and villages within the designated area shall formulate plans in accordance with this Law, and the construction of townships and villages within the planning area shall comply with the planning requirements. Local people at or above the county level are encouraged and guided to formulate and implement township and village plans in areas other than those provided for in the preceding paragraph.

Article 4 The formulation and implementation of urban and rural planning shall follow the principles of overall planning of urban and rural areas, rational distribution, land conservation, intensive development, and planning before construction, improve the ecological environment, promote the conservation and comprehensive utilization of resources and energy, protect cultivated land and other natural resources and historical and cultural heritage, maintain local characteristics, ethnic characteristics, and traditional features, prevent pollution and other public hazards, and meet the needs of regional population development, national defense group building, disaster prevention and mitigation, public health, and public infiltration and transportation safety. Construction activities carried out in the planning area shall comply with the provisions of laws and regulations on land management, natural resources and environmental protection. Local people at or above the county level shall, in accordance with the actual conditions of local economic and social development, reasonably determine the scale, steps and construction standards of the development of cities and towns in the overall urban and town plans.