I earn about 3000 a month, can I keep a car

If you have a house without a loan, you can spend 1200 a month to maintain a car.

If you have a monthly income of more than 3,000 yuan and no other loans per month, you should still be able to support it in China, but your life will be more frugal in the future, and you will have to worry about many aspects after you buy a car.

In fact, I personally think that according to your income, if you don't have to, it's best not to buy a car, you can go out to take a taxi, you don't need to drive, you can relax on it, in fact, the most important thing is that life will be more comfortable

Personal opinion, I've seen the math...

Judging by your income, the vehicle you buy is generally about 100,000 yuan, and your income can support daily expenses.

I'm afraid I can't afford it.

In addition to gasoline, road maintenance fees, but also car repairs.

At least 2-3w a year, buddy, think clearly.

Oh my God, where are you! I guess it's hard! You still have children! Be sensible!

It's impossible to feed at all, and I guess I have to calculate and use my life.

No matter how low the consumption level is, you can't afford a car, and you have a baby

A car of about 10w costs an average of more than 2000 ...... a month

Depending on where you live, the consumption is low and different.

It depends on what kind of car you raise, how to raise it, and give some advice for your reference:

1. How much money can you take out to maintain a car, in addition to normal expenses and necessary savings?

2. What is the annual road maintenance fee and vehicle and vessel tax collected in your locality?

3. Which level of insurance are you going to buy for your car? Third Party Insurance or Full Coverage? Now you have to pay compulsory insurance!

Fourth, you estimate the mileage of the car per month, and then look at the current oil price, but also consider the fuel consumption of the car.

5. There is also the daily maintenance of the car, including parking fees, car wash fees, repair fees, ......

I don't know where you are, what your local income and consumption level is, but I can tell you about my actual situation:

1. I bought the car in May this year, the body price is about 12w, and I bought the full insurance at that time about 3300 yuan; Fortunately, you don't need to buy compulsory traffic insurance for a year, otherwise it will cost more than 1,000.

2. The city pays a total of 2,400 yuan for road fees, annual passes and vehicle and vessel taxes every year.

3. Because the work unit is far away from home, the daily trip is about 50-60km, five days a week, Saturday and Sunday near home; with No. 93 oil; The car is more fuel-efficient, and it is 7-8L km in summer when the air conditioner is running; The monthly fuel cost is about 800 yuan.

4. Because there is no garage, pay the outdoor parking fee of 150 yuan to the property management company every month.

5. There is also maintenance, and it is difficult to calculate the decimal number of one hundred or ten; Now the new car finally does not need to be repaired.

I am now a husband and wife, and I am currently a "Dink family", with a disposable income of about 5q per month after deducting the household and food for my parents, and I obviously feel the pressure after buying a car. Because after becoming a car owner, other expenses will also follow, such as shopping in the surrounding cities, or taking family members to visit relatives and friends, ......

Friend, I don't know how to count your numbers, so let's watch and do it yourself!

The cost of car maintenance is determined by the model and grade.

1. For cars below 100,000 yuan, generally speaking, the cost of car maintenance is between 600 yuan and 1,500 yuan.

2. For cars between 100,000 and 200,000 yuan, according to the different displacements, the cost of car maintenance is generally between 1,500 yuan and 2,500 yuan.

3. For a car of more than 200,000 yuan, the cost of maintaining a car is at least more than 2,000 yuan, and if it is that kind of luxury car, the monthly cost is generally more than four or five thousand yuan.

Common items for car maintenance.

1. Change the oil.

This is a necessary maintenance item, because after a long time of driving, the oil will become black and viscous, which will affect the speed of the engine, and will also reduce the power and increase fuel consumption. This needs to be replaced every 5,000 kilometers or every two months.

2. Replace the three filters.

Machine filter, air filter, oil filter, these three filters are to be replaced from time to time. Because in the process of driving, the three filters will gradually filter out all kinds of debris.

3. Car wash costs.

People often don't pay attention to the cost of this expense. In fact, don't look at the cost of each car wash is not high, but generally speaking, the car should be washed every two weeks or every time it rains, and the cumulative cost is not low.

4. Vehicle maintenance.

No matter how careful you drive, you can't avoid accidents, so the maintenance after the accident, or some normal minor faults of the vehicle also need to be repaired, which must be calculated into the cost of car maintenance.

5. Insurance costs.

This is a fee that must be paid.

6. Fuel costs.

This is also a necessary expense, depending on the displacement, the fuel consumption is also different.

This range will be a bit large, the cost of low-end cars is almost negligible to the cost of each month, the cost of high-end cars can be very exaggerated, and the average monthly car maintenance cost of 3000 5000 is normal. According to ordinary economic vehicles, it is about 1500 2000 per month.

The cost of car maintenance is mainly composed of fuel costs, maintenance fees, insurance fees, vehicle and vessel taxes, parking fees, tolls, etc.

Hello, a month is a bit less, but 1 year to raise an ordinary point of popular car, basically about 2w a year, including refueling, insurance, maintenance, violations or something, o (o Alas, it is not easy to raise a car. I hope my answer can help you. Hope to adopt.

Let's say you run 2w kilometers a year. Insurance 4000 + maintenance 4000 + gasoline displacement is about 8 cents 16000 yuan, a total of about 10,000 yuan.

The insurance is nearly 4,000 a year, the road maintenance fee is 200 a month, and the rest is the gasoline fee.

It depends on what kind of car it is. The general household is around 1500 yuan.

It depends on what kind of car you are. Can you tell us more about the model?

For most people, it is difficult to afford a car with a monthly salary of 3,000 yuan. Because the salary of 3,000 yuan is not high, if in a more developed city, the salary of 3,000 yuan is relatively low, and it costs a lot of money to live every month, and there is not much money to stay.

Add to that the cost of the car, such as fuel, maintenance, insurance, fines, etc., and living expenses, and the remaining salary is difficult to cover all aspects of the car.

With a monthly salary of 3,000 yuan, it is difficult to afford a car. The average family car drives 10,000 kilometers a year, and the fuel consumption is 1200L (92 fuel is about yuan), so the cost of refueling alone is as high as 7500 yuan a year. If it is a large displacement or a turbo model, then the fuel consumption will be greater.

Car insurance includes compulsory traffic insurance and commercial insurance, the cost of insurance is not the same for different companies, and the specific type of insurance purchased can be appropriately increased or reduced, the general ordinary family car insurance cost is about 5,000 yuan, if the car has a traffic accident this year and out of insurance, next year's insurance costs will increase.

Other Fees. Vehicle and vessel tax is to be paid every year, generally speaking, the vehicle and vessel tax fees in different regions are different, and the ** charged by different displacement models is also different, generally speaking, the cost of about 500 yuan for family cars needs to be paid.

For most car owners, parking is definitely a difficult thing, the general residential area monthly insurance 200 yuan a month, the company parking 100 yuan a month, plus temporary parking and other miscellaneous parking fees, a year down about 3500 yuan.

Can't afford a car.

The car is generally maintained once every 10,000 kilometers or once every six months, so it needs to be maintained twice a year. The average cost is 1,500 yuan, so the annual maintenance cost is 3,000 yuan. In addition, it is estimated that it will cost 4,000 yuan a year to wash cars, wax, and buy car supplies.

Coupled with additional expenses such as highway tolls, fines for violations, and accident scraping repair costs, 3,000 yuan of salary deduction can only be left of 1,000 yuan at most, in today's era, 1,000 yuan may not even be able to solve the problem of eating, so a monthly salary of 3,000 yuan can not afford to maintain a car.

Precautions when buying a car.

If there is no problem with the appearance of the vehicle, it is necessary to prepare for the purchase of the car, if it is a full purchase of the car, after paying the money, the 4S store will provide the owner with including: car purchase invoice, vehicle certificate, three packs of manuals, manuals, two car keys (some cars will give three car keys). After buying a car, the procedures must be complete, especially pay attention to the certificate, if the procedures are not complete, it is impossible to license the vehicle.

After buying a car, you must buy car insurance as soon as possible, including compulsory traffic insurance (compulsory traffic insurance includes vehicle and vessel use tax). Commercial insurance. Although commercial insurance is not mandatory, it is recommended to purchase third-party liability insurance and car damage insurance at the same time.

Third party liability insurance is recommended to purchase at least 1 million sum insured. After buying insurance, you also need to apply for a temporary license plate, so that you can drive on the road to the DMV to get a license.

It depends on what kind of car you have.

Detectives can pick up the car with a down payment of 5,000-30,000 yuan.

5. Life will not be restarted, but the future is always promising.

6. Work hard just to make life easier in the future.

7. All efforts will not be completely in vain, and the time and energy you pay are the accumulation of the future.

8. The surest way to get something you want is to make yourself worthy of it.

9. Failure doesn't mean you've wasted your time and life, but it shows that you have a reason to start over.

If a person with a monthly salary of 2,000 yuan wants to buy a car, I think he is simply finding guilt for himself. Of course, if you are a civil servant and have other gray income or year-end dividends, then it is a different matter. If you're just an office worker and want to buy a car with a total income of more than 20,000 yuan a year, I can only say that your brain has been kicked by a donkey.

In the current era, buying a car has become the first demand of many people to go to society, for some people, buying a car is more convenient for work, more conducive to making money, and the car is a rigid need. And for some people, buying a car is purely for comparison, only to not appear inferior in front of others.

If a person with a monthly salary of 2,000 yuan wants to buy a car, I think he is simply finding guilt for himself. Of course, if you are a civil servant and have other gray income or year-end dividends, then it is a different matter. If you're just an office worker and want to buy a car with a total income of more than 20,000 yuan a year, I can only say that your brain has been kicked by a donkey.

Now the cost of living is so high, raising a car is not as simple as imagined, even if it is a domestic car of tens of thousands of yuan, the cost of maintaining a car in a year is at least seven or eight million, if you are greedy for cheap to buy a second-hand car with a relatively long age, then the cost of maintaining a car will be higher.

I think that groups in first- and second-tier cities, with an annual salary of less than 200,000 yuan, don't think about buying a car, and groups in third- and fourth-tier small cities, with an average monthly income of less than 5,000, it's best not to buy a car.

It depends on what kind of car you raise, if your car is full, you don't need to rent a house, there are not too many family expenses, then there is no pressure within 200,000 yuan, but if you don't have a deposit, buy a car of 60,000 or 70,000 yuan, the down payment will also be 40,000 or 50,000, and the monthly payment is generally interest-free, and you have to be about 1,500, and the remaining 500 is definitely not enough.

If your monthly income is 2,000, I want to know how much money you get from that car to maintain If you are 1,000 yuan a month, you can raise a car of about 100,000 yuan A month of fuel money is about 300 more than 300 insurance is not necessary to go on full insurance Choose a few important about 3000 a year On average, more than 300 per month Plus some maintenance and fines or something 1000 is also enough Because you are in a small town You have to save more money than in the city 1000 A month is not needed But I still think If your conditions are very good, it is good to have a car, but the income of 2000 a month, if you don't have a family, the pressure of buying a car and maintaining a car is not small, in short, I hope my advice can help you, and I hope you can buy a good car.