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In this way, Youxin Zhongye is specialized in providing financial information services for small business owners or self-employed people who need to borrow small amounts. If you need to borrow, just bring the relevant documents to them.
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He is P2P online lending, loan shark. Don't touch it, if there is a loan, you can not repay it.
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It is a routine loan, cutting interest, and high liquidated damages for early repayment.
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Founded in 2011, Youzhong Information Industry is based on offline financial services, and its core concept is "simple finance, honest life", hoping to bring the simplest lending services to the public.
In order to realize the concept of "simple finance, honest life", Youzhong Credit Industry practices from the following aspects:
For individuals with small borrowing needs.
In terms of the coverage of traditional finance, some people cannot be covered, and financing channels are relatively scarce. However, the risk of this type of person is not the lowest, and they can bear a certain cost of loans, so Youzhong Information Industry will position this group of people as the core customer group. Focusing on microfinance financial information services, so that Youzhong Credit Industry can help promote the implementation of inclusive finance.
Assume the role of a platform that matches borrowers and lenders.
Youzhong Credit is a financial information service enterprise that adheres to the red line policy of intermediary information platforms, while in China, where the credit information system is not developed, Youzhong Credit Review Process reduces the risk for the capital supplier.
Diversified product segments.
Youzhong Credit Industry is facing individuals with small loan needs, and this kind of group of people is more complicated in itself, so Youzhong Credit Industry has continuously refined the loan products, which are divided into a variety of loan products such as talent loans, bank loans, salary loans, second loans, and excellent loans, and can judge the loan amount and repayment ability through personal credit information.
In terms of competition, Youzhong Information Industry has more prominent advantages, and the main advantages are expressed in three aspects:
First, the professionalism of Youzhong is very strong. The three founders such as Zhang Shishi have rich financial backgrounds, and many of the senior executives in the team are from major financial institutions.
Second, more than 200 loan consulting business departments have been set up across the country, covering nearly 100 cities across the country, providing the possibility for Youzhong to manage the whole process of risk management before, during and after the loan. Because of its offline advantages, Youzhong Credit Industry also provides microfinance technology for other capital suppliers.
Thirdly, Youzhong Credit is the governing unit of the China Federation of Microfinance Institutions, and has cooperated with well-known accounting firms and law firms to create an open and transparent financial information service platform.
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Legal Analysis: Legal. The development of the company can not only enable the relevant personnel to obtain wealth but also promote the development of the entire economy and society, but the complex operation of the company is prone to a lot of legal disputes in the market, and the leniency needs to be resolved through legal norms, which requires the introduction of a large number of legal provisions related to the company.
Legal basis: Company Law of the People's Republic of China
Article 1 This Law is enacted in order to protect the legitimate rights and interests of the parties to the contract, maintain the social and economic order, and promote socialist modernization.
Article 2: "Contracts" as used in this Law is an agreement between natural persons, legal persons, or other organizations that are equal subjects to establish, modify, or terminate civil rights and obligations. The provisions of other laws apply to agreements related to identity relationships, such as marriage, adoption, and guardianship.
Article 3 The parties to the contract have equal legal status, and one party shall not impose its will on the other party.
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Legal Analysis: Legal. The development of the pure number of companies can not only enable the relevant personnel to obtain wealth but also promote the development of the entire economy and society, but the complex company operation is prone to a lot of legal disputes in the market and need to be resolved through legal norms, which requires the introduction of a large number of legal provisions related to the company.
Legal basis: Company Law of the People's Republic of China
Article 1 This Law is enacted in order to protect the legitimate rights and interests of the parties to the contract, maintain social and economic order, and promote socialist modernization.
Article 2: "Contracts" as used in this Law refers to agreements on the establishment, modification, or termination of civil rights and obligations between natural persons, legal persons, and other organizations that are equal subjects. The provisions of other laws apply to agreements related to status relationships, such as marriage, adoption, and guardianship.
Article 3 The parties to the contract have equal legal status, and one party shall not impose its will on the other party.
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