Which investment riskier is paper gold or spot gold?

If you invest in paper, it is recommended to invest in spot, because the paper cycle is long, the transaction fee is high, and it is not flexible enough. In Hong Kong, 24 gold *** investment spot ** investment is safe and flexible, and the official certification is guaranteed to be sick.

Relatively speaking, the investment risk of paper is relatively small, and the cost of paper is relatively low in the form of investment offered through banks.

Spot investment requires more funds than paper, and spot investment is amplified by leverage, and the greater the return, the greater the risk.

Risk varies from person to person, some people think that it is not easy to invest if the risk is large, and it is good to invest if the risk is small, which is actually an incorrect idea!

Because investment comes with risk, there is no zero risk investment, and the risk and profit are always proportional to the demand for return when investing. But if you talk about the risk alone, of course, the amount of capital is small, and the risk is less!

Either is risky. Risk is objective, unavoidable, and carries certain regularities under certain conditions. Therefore, only attempts can be made to minimize the risk, and it is impossible to avoid or eliminate it completely.

The most effective way to reduce risk is to be aware of and recognize the existence of risk, and actively face and look for it, so as to effectively control the risk and minimize the risk.

Risk management: It is the economic unit to identify, measure and analyze risks, and on this basis, effectively dispose of and avoid risks, and reduce the losses caused by risks.

Paper is equivalent to storage, but there is no investment value in hedging, spot is an electronic disk leveraged transaction, strong investment, can not be distinguished by the size of the risk, the overall profit opportunity to the spot ** stronger.

Paper** is a full transaction.

There is no leverage. Relatively low risk.

Again, the benefits are not high.

Spot** is margin trading.

It can improve the utilization rate of funds.

In the form of leverage, the benefit rate is increased.

Of course, the risk is also relatively high.

The choice depends on your own investment needs.

Hope it helps!!

Spot** investment is a little smaller.

Paper**"Business refers to the investment method in which investors buy and sell** on the book to make a profit on the spread, even if you have not tried any** or foreign exchange trading, it is relatively easy to get started, as long as you master some trading skills and pay attention to market progress.

Paper ** adopts 100% capital, one-way trading mode, therefore, paper ** has no leverage effect, its market is relatively stable, and the risk is lower than other ** trading products. However, the paper can only buy up and not buy down, when the first is in the state, investors can only wait and see, easy to get stuck.

Paper is a trading product, its operation and similar to foreign exchange treasure, although the market also has risks, but compared with the changeable foreign exchange market is much more stable and easy to master. Bank of China in Shanghai in November 2003"**Treasure"It belongs to the paper ** business, and investors can use it"**Treasure"At the exchange rate, through the counter, **bank, online banking and self-service financial terminals, directly buy or sell paper**. Compared with real gold, the whole process of paper does not occur the secondary clearing and delivery of physical gold extraction and delivery, thus avoiding the formalities of fineness identification and weight detection in the transaction, and omitting the operation process of physical delivery"Speculation"For willing investors, the trading of paper ** is simpler and more convenient, and the profit margin is greater.

Paper** is a less risky and more conservative financial product. Because paper has no leverage, it cannot make too much profit, and at the same time requires full investment, which is destined to be unsuitable for ** operation, and the expected annualized expected rate of return is low.

Since paper is not suitable for operation, it is suitable for medium and long-term operation. Regarding the medium and long-term judgment, it requires a long-term vision and strong technical analysis ability. Then, this is also doomed to the risk of wrong trend judgment and long-term **.

If your list is long-lasting, it will definitely affect your psychology, and it will have a great impact on some of your subsequent operations, and if it is serious, it may affect your usual work and life. Therefore, if you want to make paper, you must find a professional band analyst to provide you with accurate top or ** areas or points.

1 It is not principal-protected, the risk is high, and the income follows the international gold price.

It is not difficult to handle the paper business, and it can be handled through the Bank of China, ICBC, CCB and other bank windows, which are similar in nature to the bank's non-guaranteed floating wealth management products, but the volatility and risk of income are significantly greater than those of bank wealth management products. Investors obtain profit from the spread by buying low and selling high, and their income follows the international ****. Recently, the international gold price has been sharply **, and the trend of paper **** is also fluctuating, investors should pay attention to risk prevention and avoid losses.

2 Banks charge unilateral commissions, so avoid frequent buying and selling.

There is no handling fee for buying paper, but it should be noted that the bank will charge a commission for a single child, that is, the spread, which is the difference between the ** price and the selling price. Usually start a paper business with a smile, the bank to charge a spread, some banks to provide discounts for large transactions, such as the purchase of more than 10,000 grams (inclusive) spread for the yuan, that is to say, the larger the purchase, the smaller the spread.

For example, if a customer's **100 grams of paper** is 236 yuan on the same day, but the system shows that the **price rises above the yuan gram to make a profit, it means that the bank charges a spread of yuan gram. Sometimes, even if the price of gold is **, but after deducting the spread, investors are not profitable, and frequent buying and selling will have to pay more spread fees, so investors should pay attention to the trade-off.

3 Paper** does not count towards deposit insurance.

The Regulations on Deposit Insurance (Draft for Comments) was issued, and there was a lot of discussion on the implementation of the maximum repayment limit of RMB 500,000. It is worth noting that bank wealth management products and paper ** are not included in the scope of insurance, if the bank fails, the paper ** will not be rigidly paid, and investors are likely to suffer losses, which requires careful selection of platforms. However, the likelihood of domestic bank failures is extremely low, so this is not the primary concern of investment paper**.

4 Choose the right time to trade.

The trading hours of paper ** are from 8:00 a.m. on Monday to 4:00 a.m. on Saturday, during which 24-hour uninterrupted trading, and each time period has different trading characteristics. Generally speaking, transactions in China are more active in the afternoon to evening.