What about paper gold investment? 20

"Paper" is a kind of personal certificate type, investors according to the bank ** on the book to buy and sell "virtual"**, individuals by grasping the trend of international gold prices low to buy high, earn the fluctuation difference. The investor's trading transaction records are only reflected in the "** passbook account" opened in advance by the individual, and no physical gold withdrawal and delivery occurs.

Advantages: First, it is bookkeeping, which not only saves the storage cost for investors, but also provides convenience for investors to realize. After investing real money to buy, you need to worry about preservation and storage; When it needs to be realized, there is also the cost of identifying whether it is real gold.

The paper ** adopts the bookkeeping method, and uses the international gold price and the RMB price converted by it, which saves the inconvenience of investing real gold.

Second, the paper ** is linked to the international gold price, and adopts a 24-hour uninterrupted trading mode. The domestic night corresponds to the day in Europe and the United States, that is, when the **** fluctuates the most, providing ample time for office workers to manage their finances.

3. Paper ** provides two transaction modes of US dollar gold and RMB gold, which provides corresponding opportunities for foreign currency and RMB financial management. At the same time, the paper adopts the T+0 delivery method, which is purchased at the time and arrives at the time, which is convenient for intraday trading, and has more operation opportunities than the domestic market. Fourth, Bank of China paper is currently the most advantageous in the industry, and the smaller bilateral spread provides an opportunity for investors to get more returns.

Paper ** investment, is a low-risk and low-yield variety, in the bank's online banking can be free to open an account, if there is spare money can be a small play, it is not recommended to go to the big play, the general professional level of investors profit the probability is larger, if you are a novice can play slowly.

Recently, the price of paper ** has been very strong, and several friends who have played have lost money, so it is not recommended to play.

It's risky, it's risky, hehe.

There's money to spare.

It's good, but you can only buy up.

It's worth the investment.

It is reliable for banks to buy gold bars, because in addition to guaranteeing that it is **, it can also be a good guarantee of liquidity.

Most banks support the private label gold bar products sold by the bank, and investors can go through the procedures at the designated outlets with gold bars, relevant certificates and invoices.

If you go to a gold store to buy gold bars, you generally can't discount them, and you can only trade them in for new ones, so that gold bars lose their financial significance.

In addition, gold shops generally sell processed jewelry, and their processing fees are higher than bank gold bars, so it is better for banks to buy gold bars.

Extended information: Characteristics of paper**.

1. Low investment threshold.

The minimum transaction volume of paper ** is 10 grams, which is about 3,000 yuan to participate in investment, which is very advantageous compared with the threshold of physical investment.

2. Low investment costs.

The cost of paper ** transaction is mainly in the difference between the ** price and the selling price, and no other handling fees are generally charged.

3. Convenient transactions.

Paper** adopts a "24-hour uninterrupted" trading mode, and investors will also be notified in advance if the market is closed on holidays.

Paper** buying and selling methods.

The purchase channels of paper ** are banks, such as ICBC, CCB, Bank of Communications, etc., which have opened paper ** transaction services. Transaction channels include bank counters, ** banks, online banking, self-calling first help terminals, etc. Investors can go to various bank outlets with their ID cards, undergo risk assessment and sign relevant agreements, and then open an account and conduct paper** transactions through the account.

What to look out for when buying**.

1. Choose a regular store: When buying, you should choose a regular, large-scale, and long-established store, with high quality and jewelry craftsmanship.

2. Pay attention to festival activities: Before buying, it is best to rush to see the festival. It can be a few bucks cheaper per gram, which is more appropriate. You can turn around in a couple of large ** stores.

3. Look at the purity of **: When buying**, you should choose a high purity, such as a thousand pure gold. This kind of ** is very bright, the purity is very high, and it is more upscale to wear.

4. Ask for an invoice: **It is very expensive, and you must ask for a formal invoice when you buy it. Don't forget, some merchants don't ask for him, he doesn't take the initiative to give you an invoice, and his rights and interests cannot be guaranteed without an invoice.

5. Don't overdraft to buy**: It is not appropriate to buy ** according to your own economic strength. It's easy to bring disharmony to the family.

6. Save **jewelry: When buying**jewelry, pay attention to wearing it and don't lose it. Avoid contact with chemicals, such as paints, acidic detergents, etc., and store tightly sealed and protected from moisture.

Tips: It is best for small partners to go to large shopping malls or famous stores, like this, the quality is basically ***, and the time is selected in large festivals or anniversaries, so that ** is relatively more appropriate, and this is the best time to buy ** jewelry Zheng to do a number.

Compared with the physical product, paper has the advantages of convenient delivery, no storage, no processing fees, storage fees and so on. Paper** is an ideal investment variety with capital preservation and value-added. In kind, because there are management fees, processing fees, etc., which are higher than the market transaction, and when selling, there are appraisal fees, etc., there are certain difficulties in terms of liquidity, and the physical goods are suitable for long-term investment.

Paper** is more suitable for beginners in investment, and its transactions are more convenient, and they can be bought and sold directly through online banking. Low starting point. Generally, 10 grams can be traded, which is equivalent to more than 2,000 yuan, and the starting point of physical ** is at least 10,000 yuan.

You can use the ** price difference to sell high and buy low. Therefore, it is appropriate for small and medium-sized investors to play with paper.

There is a lot of investment knowledge about paper, and you can visit the basic knowledge of paper.

Paper**Business account opening process:

The domestic banks that have opened paper ** business include Bank of China, Industrial and Commercial Bank of China, China Construction Bank and Industrial Bank. The procedure for opening a paper ** business is simple. Take my ICBC paper ** business as an example, first go to the ICBC counter to open a Lingtong card, (ICBC personal e-banking registered customers who already hold ICBC current passbook, Peony Lingtong card, and wealth management gold card).

Deposit a certain amount of money. At the same time, open the online banking function, after the bank's formalities are completed, enter the ICBC personal online banking account, click on the Internet, and then sign the agreement on opening the paper business, and set up an account, so that you can start to speculate on the paper.

Paper transactions are divided into RMB accounts and USD accounts.

RMB account**: You can directly use RMB to complete real-time trading, entrusted trading and other investments on ** (gram).

U.S. Dollar Account**: You only need to have a current multi-currency account in your electronic registration card and have U.S. dollars in the account, or you can purchase U.S. dollars with a small amount of foreign exchange purchased by ICBC.

Trading method: Instant and entrustment are used to trade. Instant transaction means that investors can directly conduct real-time transactions according to ICBC's **, and entrusted transaction means that they can make pending orders according to the specified **.

Entrusted transactions include profit orders, stop-loss orders, and two-way orders, with a maximum order time of up to 120 hours.

Investors have a lot of knowledge about the time when they enter the market. A typical day of trading will be divided into five phases, each with its own trading characteristics.

The first trading time is from 5 o'clock to 14 o'clock, this time period has no obvious direction, the Asian market is less impulsive, ** light.

The second trading session is from 14 to 18 o'clock, which is the European morning time, and the volume of trading gradually increases. **Increased volatility.

The third trading time is from 18 o'clock to 20 o'clock, this period is the European noon break and the early morning session of the US market, and the trading is relatively light.

The fourth trading time is from 20 o'clock to 0 o'clock, this time period is the largest stage, for the European afternoon session and the United States morning session, the amount of capital participation is large, and it is easy to get out of the big line.