Car insurance inspection report, how to write a car insurance investigation report

Survey report on Zhejiang B-88887 Toyota Crown car.

At 9:05 a.m. on February 21, 2007, I received a dispatch to inform me that the target car Zhejiang B-88887 collided with the three buses Zhejiang B-54654 at the door of Zhenghai** Company, and the accident time was 1:00 a.m. on February 21, and the driver Wang and the reporter were Zhang $.

At the time of the report, the target car had arrived at the Longhua Toyota special service station.

I immediately rushed to Longhua, took pictures of the target car, confirmed it as the target, and found that the target car was seriously damaged, 4 airbags in the car burst out, 5 seat belts were locked, and the engine room was seriously deformed. Xiang Longhua's accident reception Yu ** learned that the target car was towed to Longhua from the accident scene at about 5:00 a.m. on February 21, and the driver of the target car was not in Longhua.

Due to the large loss of the accident, I immediately contacted the reporter of the target car. Zhang said that the target car, Zhejiang B-88887, was driven by her husband Wang at the time of the accident, and she was not present at the time of the accident, and she was not very clear about the specific situation. I asked the special service station to draw up a damage report first.

At noon on February 21, our surveyor recognized a call, and when the third-party bus Zhejiang B-54654 was surveyed and damaged, the three drivers reported to him that the driver of the target car, Wang, was suspected of drunk driving. The drivers of the three said that the target car Zhejiang B-88887 was driving in the opposite direction and collided with the Zhejiang B-54654 it was driving, resulting in the pneumatic door of the Zhejiang B-54654 bus being damaged and could not be opened. When the three drivers climbed out of the car through the window, they found that there was no one in the target car, and after about half an hour, they found a large group of people.

One of them claimed to be a driver (Wang). At this time, the traffic police also rushed to the scene, and after investigating the accident scene, they filled out the traffic accident simple handling form, and the target car Zhejiang B-88887 was fully responsible, and Wang was not tested for alcohol.

Through the investigation of Zhenghai, it was learned that the person who was present at the scene was a traffic policeman surnamed (mobile phone 13778978*** by calling ** and asking for a recording to contact Officer Zhang and verify the situation with him. Officer Zhang is reluctant to cooperate with the insurance company, and has a very tough attitude, if something asks us to go to the traffic police force to find him, he wants us not to call him again.

On the afternoon of 21 February 2007, we sent an investigative company to investigate the case. Investigation is ongoing.

This still needs a template?? Vehicle time, place, accident passing.

Legal Analysis: Auto insurance investigators need to investigate issues such as car insurance, on-site investigations, etc. Car insurance is generally to investigate the scene of the accident, such as investigating whether the vehicle is insured by the insurance company, whether the driver's driving license and driver's license are qualified and valid, judging whether the traffic accident is true through the specific situation of the scene, how much loss the accident caused, accident liability, etc., including on-site traces and physical evidence, interview records, loss lists, image data, etc., and sometimes it will be judged whether it is an insurance fraud case according to the connection between the insurance time, the time of the accident, and the time of reporting.

Legal basis: "Interpretation of the Supreme People's Court and Supreme People's Procuratorate of the People's Republic of China on Several Issues Concerning the Specific Application of Law in Handling Criminal Cases of Fraud" Article 1: Where public or private property is defrauded with a value of 3,000 to 10,000 RMB, 30,000 to 100,000 RMB, or 500,000 RMB, it shall be respectively found to be "a relatively large amount", "a huge amount", or "an especially huge amount" as provided for in Criminal Law article 266. The high people's courts and people's procuratorates of all provinces, autonomous regions, and directly governed municipalities may, in consideration of the economic and social development situation in that region, jointly research and determine the specific monetary standards for enforcement in that region within the range of amounts provided for in the preceding paragraph, and report to the Supreme People's Court and Supreme People's Procuratorate for filing.

The on-site investigation found that the accident was true and confirmed.

1. Part of the survey report is in a fixed format, mainly the information of the insured, and there is also the part of the survey report that needs to be carried out by the surveyor: "After the first on-site investigation and verification by our surveyor, the accident situation at the above time and place is true, and the subject car * responsibility for both parties * personal injury The two certificates of the target car are complete and agree to file the case." ”

2. As for the order of **, it is generally the frame number of the two certificates and the body receipt of the single object, the damage assessment, the personal injury, and the survey data.

There should be colleagues from the elders, and you can consult with them, which is more targeted.

1.The efficiency of the insurance company is the first thing, if he has promised to pay you out in many days, you will go to him after this time. Under normal circumstances, your information is complete (the procedures required by the insurance company), and it should now take about a week to get the money to come down for you (3 "Money Down< 7).

There is also incomplete evidence, and the insurance company has reasons to refuse the claim.

2.In fact, the problem of your advance payment, it doesn't matter much, how much you advance, then find the insurance company to compensate, the premise is that you have preserved the type of insurance, like yours is to compensate the other party, as well as the loss of your own car, which requires you to insure the car damage and the three, the insurance company can pay you compensation. But there will definitely be some losses, and it is impossible not to lose a little!

After all, the role of insurance is to spread risks and reduce losses.

3.As for complaining to the insurance company, I also recommend that you wait patiently, after all, the insurance company will also help you solve the problem.

1. There is no time specified. If you feel that the insurance company is delaying time, you can communicate with the insurance company's claims department manager, and if there is still no satisfactory answer, you can complain to the service **95518.

2. First, it depends on whether the owner of the car is a private person or a legal person; Second, it depends on whether there are relevant regulations of local insurance supervision. You can communicate with the insurance company about this, and if the loss item is no different from the repair shop, it should be possible to entrust it. If it is true that it cannot be entrusted because of the regulations, you must confirm ** before paying the maintenance money.

3. The ** complaint is 95518, and there should be local complaints in the workplace**.

1. During the holiday season, there may be a lot of backlog in the insurance company, and you need to wait patiently for a few days. Generally speaking, after the liability for a traffic accident is determined, the insurance company can carry out maintenance costs and damage assessment based on the on-site investigation and the designated repair shop, and the two parties can carry out vehicle repairs together or separately.

2. The other party repairs according to the insurance company's damage assessment, and comes to you with the invoice to reimburse [you temporarily pay for the insurance company first]. You also need to pay for the repair of your car before reimbursing it to the insurance company.

3. The insurance company must settle the claim in accordance with certain procedures, unless the attitude of the claims adjuster is extremely bad, you can complain to the customer service staff, otherwise, it is recommended to be patient and solve the problem as the principle. Good luck!

What kind of insurance are you, it's so inefficient.

I see that the advertisement of Ping An Auto Insurance is less than 10,000 yuan within 3 days.

If it's money, I think the insurance company should pay for it.

If you give it first, don't be, and the insurance company will say that the repair is expensive and cheap?

Unclear ==

Give their superior company a ** first.