What do I need to have for Tmall installment?

Tmall randomly selected some Tmall members as Tmall letter members, and will gradually open up in the future, if your icon has displayed T1-4 letter, congratulations, you have become our Tmall letter member. Some users can also obtain Tmall installment services by freezing the amount in Yue Bao, and unfreeze the corresponding amount of Yue Bao after repayment; During the freezing period, the frozen amount of Yue Bao does not affect the normal 1, Tmall installment is a credit purchase service jointly launched by Tmall and merchants, shop first, pay back slowly, have what you love, no need to wait; 2.Tmall members do not need a bank card when purchasing "Tmall Installment" products, and can enjoy 0 down payment to purchase goods, and start repayment after confirming the receipt.

Currently, 3 installments (monthly, 9 installments; The system will automatically generate the repayment date, and remind the user to repay in the form of SMS, Want Want, and station letter, and enjoy 0 handling fee for 3 installments, and no fees will be charged for on-time repayment; 3.Each consumer's spending limit and repayment date are different.

The consumption limit is the amount provided by Ant Micro Loan for online shopping according to your comprehensive online shopping situation. At present, Tmall installment, Huabei, Tmall try before buying, and **use first pay later services share a consumption limit; If you use any of these services, your credit will be counted; After the repayment is made, the spending limit will be restored. 4.

The operation of Tmall installment payment is as follows:

2. If you enter an installment payment for the product, you can see below that Tmall installment has a handling fee required for xx installments, and how much money needs to be paid for each period. Look at your own needs to write the number of installments, and finally click [Installment Purchase].

3. Confirm the order information. Here you can change the installment price, and there are some special requirements for the merchant to fill in the supplementary instructions.

4. After payment, you will only pay for one installment, but the seller receives the payment in full, which is what Tmall installments will help you pay. However, the amount of money you buy will also be frozen in your balance treasure, but it will not affect the income.

5. You can go to Alipay to find Tmall repayment, if there is an installment, you can see your installment shopping here and then repay here.

Extended Materials. About Tmall.

1. "Tmall" (English: tmall, also known as ****, Tmall**) was formerly known as ****, which is a comprehensive shopping **. On the morning of January 11, 2012, **** officially announced that it would be renamed "Tmall".

On March 29, 2012, Tmall released a new logo image. On November 11, 2012, Tmall made a big profit on Singles' Day, claiming to sell 10 billion in 13 hours, setting a world record. Tmall is a new B2C (business-to-consumer, commercial retail) created by Jack Ma**.

It integrates thousands of brands and manufacturers to provide a one-stop solution between merchants and consumers. We provide 100% quality assurance products, 7-day after-sales service with no reason to return, and high-quality services such as cashback of shopping points. On February 19, 2014, Alibaba Group announced the official launch of Tmall Global, which directly supplies overseas imported goods to domestic consumers.

On November 26, Tmall was upgraded to "Big Tmall", forming three major sectors: Tmall Business Group, Tmall Supermarket Business Group, and Tmall Import and Export Division. On March 6, 2019, Jiang Fan succeeded Jing Jie as the president of Tmall.

On September 7, the China General Chamber of Commerce and the China National Commercial Information Center released the list of China's top 100 retailers in 2018, and Tmall ranked first [1] On December 12, 2019, the "Huiju.com 2019 Hurun Brand List" was released, and Tmall ranked third with a brand value of 320 billion yuan, and ranked first on the list of the top 10 most valuable Chinese private brands in 2019.

Operating environment: Honor V20

Mobile Tmall.

Tmall installment payment opening method: first of all, you need to open Huabei, if you are already a Huabei user, you can directly select the product on Tmall, when viewing the product attributes, you will see that there is a Huabei installment function, select the number of installments you want to divide and then click "OK", confirm that the order information is correct, click "Submit installment order", you can pay in installments. If you are not a Huabei user, you need to open Huabei first, and then perform the above operations.

Extended Information] The process of using Tmall installment payment is as follows:

1.Before Tmall buys goods through installments, it is first necessary to make sure that the Alipay Huabei function is opened;

2.Select an item on Tmall and select Buy Now;

3.If you can see [Huabei Installment] at the bottom of the product attribute page, it means that the product supports Huabei installment, and if not, it means that this product does not support Huabei installment;

4.If the product supports installment, select the number of installments of Huabei, then click OK to enter the confirmation order page, and finally submit the installment order and enter the password.

There are two ways to repay the loan in installments on Tmall:

Active repayment: You can repay after confirming the receipt, you can log in** the baby you have bought to repay, or choose Ant Huabei to repay.

Automatic repayment: The 10th of each month is the automatic deduction date for Huabei repayment, and the automatic deduction is enabled by default, and the billing system will help users repay by automatic deduction to avoid overdue.

If you want to carry out Huabei installment but the amount is not enough, you can take the following three methods:

1.See if there is any outstanding bill arrears in Huabei, and quickly pay off the bill arrears, and the amount will generally be restored in real time. When the equal limit is restored, the available limit of the account reaches the consumption amount, and the customer can use Huabei to pay for the transaction in installments.

2.See if the system provides a temporary quota, if so, you can directly apply for a temporary quota, so that the available quota of Huabei will increase, and you can naturally carry out Huabei installment.

3.If there is no outstanding bill arrears in Huabei, and the system does not provide a temporary quota, and the current available quota cannot be increased temporarily, the customer can only choose to give up the payment method of Huabei installment, and another way to pay for the transaction, such as binding a bank card payment.

Tmall is an e-commerce platform owned by Alibaba, which provides consumers with a rich and diverse selection of business regrets, as well as a variety of payment methods, among which installment payment is a more commonly used payment method for consumers. So, how to pay for Tmall products in installments?

First of all, users need to select their favorite products on Tmall and add them to their shopping cart. After confirming the items in the shopping cart, the user needs to select the option "Pay in installments". Next, the user needs to select the number of installments and the installment company.

When choosing the number of installments, users need to choose according to their actual situation, and the current installment numbers of Tmall are 3, 6, 12 and 24, and users can choose according to their own economic strength and needs. It is important to note that the number of installment periods may vary for different products.

When it comes to choosing an installment payment company, users need to choose according to their needs. At present, the installment payment companies supported by Tmall include Ant Huabei, Jingdong Baitiao, China Merchants Bank Installment, Industrial and Commercial Bank of China Installment and other options. Users can choose according to their payment habits and credit status.

After selecting the installment number and installment company, the user needs to apply for the installment payment. Users need to fill in their personal information and bank card information, and conduct a credit assessment. If the credit evaluation is passed, the user can pay in installments.

It should be noted that installment payment for Tmall products requires users to pay a certain handling fee and interest. The amount of fees and interest varies depending on the number of installment installments and installment company selected by the user.

In general, the installment payment of Tmall products is a convenient, fast and flexible payment method. Users can choose according to their actual situation and follow the operation process.

Tmall installment for users,It is a network virtual credit card,Compared with the actual credit card,There are advantages and disadvantages,Tmall installment can only be used on some products on Tmall,And Tmall installment is better than credit card,Tmall is free of any handling fees and interest in three installments,If you encounter a double 11 such a Tmall activity day,It can also be interest-free and fee-free,You can pay in 11 installments without handling fees,Credit card does not have this kind of installment discount,But how to choose Tmall installment payment, What are the rules of installment payment, the friends are still unclear, to answer questions for everyone.

1. Tmall installment payment rules

The function of Tmall installment is that when you shop on Tmall, you can pay in installments like a credit card, that is, use it first and then pay slowly. You don't need to give money at once, you can also put the money in the Yue Bao to enjoy higher interest than bank fixed deposits, which is the advantage of Tmall installment!

Use Yue Bao installment payment to buy things on Tmall, only a few people can use it directly to buy things on credit on Tmall, and if you don't reach the level and don't have an installment quota, you can only transfer enough money to Yue Bao to use installment payment.

Second, how to get Tmall installment payment

1. Log in to Tmall or click on the Tmall homepage.

2. Not all products support installment payment, if you find a product that can be paid in installments, it is best to add installments when searching for goods, it is easier to find installment products. If you want to buy digital goods, it is best to click on the electrical city to buy in installments.

3. Find the product that can be paid in installments, select the product and the number of repayment periods, click to buy in installments, the first 3 periods are free of handling fees, and more than 3 periods will be charged.

4. Users who do not need to freeze Yue Bao directly click to submit an installment order, and now there is no need to freeze funds for installment purchases, only a small number of users who have obtained T-4 letter qualifications can use it, if you can't check Tmall Installment, and want to experience the process of installment, please transfer enough amount to Yue Bao first.

5. How much is the installment product you photographed, and how much money will be transferred to Yue Bao. The money transferred to Yue Bao can obtain a certain expected annualized expected return during the repayment period.

6. After Yu'e Bao transfers enough funds, return to submit the order, refresh the page to choose to use the installment function, and click to submit the Tmall installment order after selecting the number of periods.

7. When you go to Alipay payment, it will tell you the repayment time, and then you enter the payment password to confirm.

8. Tmall installment payment is successful, go back to my **-bought baby, click on Tmall installment bill to view details.

1. If you want to shop in installments, first make sure that the Huabei function is activated, select a Tmall store, find a product at random, and click "Buy Now".

2. Swipe down the page and select the product attributes you need, as shown in the figure below.

3. Below you can see that there is a Huabei installment function, click to select the number of installments you want to share.

4. Select Complete, click "OK", come to the confirmation order page, if the information is correct, click "Submit Installment Order", and the installment payment will be completed.

1) Open the **mobile terminal.

2) Go to the home page.

3) Go to the Tmall purchase product page.

4) Click Buy Now.

5) Select Installment and click OK.

6) Go to the order confirmation page.

7) Drop down and click on Huabei Staging.

8) Changeable installment period.

9) Select the installment period and click Confirm.

10) Click Submit Installment Order.

This solves the problem of using Tmall installments on the mobile phone.