Where can I redeem the remnants? Which bank to go to for the residual currency

Updated on Financial 2024-05-22
8 answers
  1. Anonymous users2024-02-11

    You can exchange it at the bank.

    1. In one of the following cases, the full amount can be exchanged:

    1.The face of the ticket is not more than 1 5, and the rest of the design and text can be connected as it is;

    2.The face of the ticket is defaced, scorched, wet, soaked in oil, and discolored, but it can distinguish the true from the fake, and the integrity or mutilation of the ticket does not exceed 1 5, and the pattern and text of the rest of the ticket can be connected as it is.

    2. Half of the amount can be exchanged under the following circumstances:

    If the face of the ticket is incomplete 1 5 to 1 2, and the rest of the pattern and text can be connected as it is, it can be exchanged for half of the original face, but it shall not be circulated for use.

    3. Those who fall under one of the following circumstances will not be exchanged:

    1.The face of the ticket is mutilated 1 2 or more.

    2.The face of the ticket is defaced, scorched, wet, oily, discolored, and cannot distinguish the real from the fake.

    3.Those who deliberately dig up, alter, cut and paste, piece together, or remove one side.

    The above inconvertible mutilated renminbi will be voided by the People's Bank of China and prohibited from circulation.

    Any residual currency that can be exchanged for full and half of the renminbi can be exchanged with various banks.

  2. Anonymous users2024-02-10

    The general bank will recommend that you exchange at the People's Bank of China, and the People's Bank of China does not charge a fee.

  3. Anonymous users2024-02-09

    Local banks. Mutilation does not exceed 1 5Redeem the full amount. Others should be appropriately charged.

  4. Anonymous users2024-02-08

    Either one.

    Mine it's mine.

  5. Anonymous users2024-02-07

    1. Residual coins can be exchanged at the counter of any bank, and all banks are obliged to exchange damaged coins for customers.

    2. With the approval of ***, the People's Bank of China decided to stop the fourth set of RMB 100, 50, 10, 5, 2, 1, 2 jiao banknotes and 1 jiao coins from circulating in the market from May 1, 2018. Pentale and 1 Jiao banknotes continue to circulate.

  6. Anonymous users2024-02-06

    According to the relevant regulations, all financial institutions that handle RMB deposit and withdrawal business shall exchange residual currency for the public free of charge, and cannot refuse to exchange it. That is to say, if you have a residual currency in your hand, you can find a bank's business hall, take the number normally, and tell the teller at the window that you want to change the money, and she will change it for you, which is very simple and rude.

    According to the Administrative Measures of the People's Bank of China for the Destruction of Damaged RMB, there are two types of damaged RMB: defaced RMB and mutilated RMB.

    Broken renminbi means that the face of the parity is torn or damaged; Defaced RMB refers to the RMB due to natural wear and erosion, damage to appearance and texture, color changes, unclear patterns, and damage to security features.

    But the exchange is also particular, you take 100 yuan to exchange, may not be able to exchange back 100 yuan. In the previous CCTV program, a practical method was introduced.

    First, fold the 100 yuan banknote in half once, and then fold it in half again, and after opening, each grid is 1 4 of the banknote area. If only one corner is missing (more than 3 4 left on the face of the ticket), it can be redeemed in full.

    If there is a little more incomplete, a corner of the nest (the remaining face of the coupon 1 2 to 3 4 below), at half of the original denomination exchange, that is, can be exchanged for 50 yuan.

    However, if there are more than two corners missing, that is, the remaining part is less than 1 2, it cannot be exchanged.

  7. Anonymous users2024-02-05

    Many people hold in their hands the residual coins that can no longer be circulated on the market, and they don't know how to use them, and if they can't circulate at this time, they will lose the meaning of the coins.

    What is the exchange process?

    When handling the exchange of mutilated and defaced renminbi, it shall be strictly implemented in accordance with the unified "exchange standards for mutilated and defaced renminbi" of the People's Bank of China, so there is no discrepancy with the appraisal results of the People's Bank of China. In addition, when an institutional outlet handles the RMB exchange business of defective or defaced, it is required to explain the recognized exchange result to the holder. If it fails to meet the minimum redemption standard stipulated by the People's Bank of China, it will be returned to the original holder.

    If the holder of the mutilated or defaced RMB has any objection to the recognized exchange result, he or she may apply for imitation search appraisal at a branch of the People's Bank of China, and the People's Bank of China will make an appraisal and issue an appraisal within 5 working days from the date of application. The holder can bring the certificate of the People's Bank of China and the convertible defective or defaced RMB to any financial institution for exchange.

    Find a counter dedicated to exchanging residual coins - numbering - exchange - apply for appraisal if there is an objection.

    Common sense of residual currency investment

    Many people mix some fake money with real money, so that you mistakenly think that it is real money, and deceive you to invest and buy at a low price, at this time you had better choose carefully, theoretically speaking, the residual coins do not have great collection value.

  8. Anonymous users2024-02-04

    Yes, the equivalent can be exchanged, even if it is damaged, and the bank cannot refuse it. Any bank has the obligation to exchange the broken renminbi and the zero currency, which is stipulated by the People's Bank of China, if there is an excuse not to exchange, you have the right to report and complain to the People's Bank of China.

    The People's Bank of China's "Mutilation.

    The Measures for the Exchange of Renminbi stipulate that any person who is mutilated in the following two situations shall be held in silver.

    The full amount of the exchange is exchanged at the business department. First, the mutilated part of the ticket does not exceed one-fifth.

    First, the pattern of the rest of the part

    Words can be connected as they are;The second is that the face of the ticket is defaced, scorched, wet, oily, and discolored, but it can be distinguished.

    True or false, no more than one-fifth of the complete or mutilated part of the ticket, and the rest can be connected as it is.

    If the mutilated RMB falls under the following circumstances, it can be exchanged for half amount. More than one-fifth to two-fifths of the face of the ticket are mutilated.

    One-part, the rest of the pattern and text can be connected as it is, and half of the currency can be held to the bank business department.

    but may not be used in circulation.

    Incomplete renminbi cannot be converted under any of the following circumstances: First, the face of the ticket is mutilated by more than one-half;

    Second, the face of the ticket is defaced, scorched, wet, and discolored, and the authenticity cannot be distinguished;The third is to deliberately dig up and mend and alter

    Cut-and-paste, patchwork, peel off one side. The incomplete renminbi that cannot be converted is recovered and cancelled by the People's Bank of China.

    destroyed, shall not be circulated for use.

    Timely ** damage and mutilation of RMB in market circulation, keep RMB clean and tidy, and maintain the country.

    The reputation of the family needs the cooperation of all aspects of the whole society. Regardless of whether the banquet is an individual or a unit, if there is one, it is not suitable to flow.

    If the damage or mutilation of the RMB is passed, it should not be used again or paid externally, but should be picked and repaired.

    Sort it out and send it back to the bank or exchange it at any time.

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