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You can choose to lend to your Alipay account balance or Alipay's bound savings card, and the default loan will be released to the bank card, and the corresponding loan time is as follows:
1. Loan Alipay account balance:
2. Loan to savings card:
The arrival time is subject to the arrival time of each bank displayed on the loan page, and you can check the arrival progress of the loan in Alipay - Bill, which is subject to the bank arrival time.
Tips: Affected by network reasons, since November 2nd, there has been a delay in borrowing to the Postal Savings Bank, which is currently being processed, please pay attention to your loan status before 24 o'clock on the second working day excluding the day of applying for a loan. If the loan fails, it will not occupy the quota and will not incur interest fees, and you can change the card to pay.
We apologize for any inconvenience caused.
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Hello, the borrowing and receiving account can be set as a balance or a bound bank card. If it is a balance, the collection will arrive in real time, and if it is a bank card, the bank system needs to participate in the processing, and it can generally be received within two hours. If you have an urgent need for money, it is recommended that you must choose a reliable big brand formal channel, you can have money to spend APP.
Money is a credit service brand under Du Xiaoman Finance (formerly Finance), which is safe and trustworthy, and has the characteristics of simple application, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.
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It's usually reviewed quickly.
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There are two types of borrowing: Alipay instant arrival and bank card within two hours and two hours in the account.
If the loan is released to the balance, it will be received instantly; In general, it takes two hours for the loan to be credited to the bank card (subject to the bank arrival time). The following picture shows the answer obtained by consulting Alipay's official customer service, please refer to:
Ant Financial Services Group ("Ant Financial") started as Alipay, which was founded in 2004. In October 2014, Ant Financial was officially established. With the vision of "bringing small but beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners accelerate their journey towards "Internet+" through the "Internet Booster Program", and providing inclusive financial services for small and micro enterprises and individual consumers.
Extended information: "Borrow" is a loan service launched by Alipay, and the current application threshold is more than 600 sesame points. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan.
The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.
At present, the consumer loans launched by e-commerce giants are mainly for the installment of the consumption scenario of the e-commerce platform, but with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios have also been launched one after another. Here's the actual experience of raising the quota:
1. Deposit Yue Bao or Zhao Cai Bao (regular), deposit 15,000+ money, and it can basically be withdrawn after 10 days, generally on the 1-10th limit;
But there are still netizens complaining about Uncle Ma Yun; One of the reasons why I am not optimistic about these Internet companies engaging in finance is that they do not have the experience of receiving users who can't even distinguish between interest and fees.
This part of the business will naturally have an impact on the bank's similar business, after all, the scale of several major Internet giants is there. But not every industry is suitable for the internet. The amount is too low, and the repayment of the principal in installments is a bit of a chicken rib, which is destined to be difficult to replace the position of traditional finance.
Up to five days, but it will affect your credit, it is best not to overdue, if it is overdue, the system will reassess your credit next month.
Fake. 1. Whether the borrower is admitted is based on a comprehensive assessment of the account situation, and the quota and access will be changed in real time. >>>More
Ant Borrow is a loan service for personal consumption, which belongs to the brand of Ant Financial, and the loan applied for can be disbursed to an Alipay account. If Ant borrows a loan, it will not also produce a bad credit record, and in serious cases, it will be sued by the lending institution, and the borrower will bear the corresponding responsibility. Many loan platforms have begun to be linked to the credit system, and access to the credit of the People's Bank of China has become an inevitable trend. >>>More
No, fake, don't believe it.
Hello, the answer is that it can be opened, but re-opening also needs to be evaluated by the system, and it generally takes a long time to accumulate good credit before it can be opened. Please refer to the following points for details: >>>More