What is the credit card rate of UnionPay UnionPay credit card rate

The handling fee rate of POS is deducted as a percentage of the trading volume, and the deduction rate is different according to different industries: %, % for general industries, and % for special industries.

<> at present, the UnionPay credit card collection fee is the transaction amount, which is already very favorable compared to the current rates of many mainstream payment companies, such as Yinshengtong rate and Alipay, and UnionPay is a relatively high-quality credit card channel for cardholders who raise the limit of credit card maintenance. In addition, with the preferential interest rate of UnionPay credit cards, you don't have to worry about the suspicion of cashing out, and the card-issuing bank will not reduce or block the card, so you can rest assured that your credit card can be swiped. Officially released on December 11, 2017, the UnionPay app is a non-cash payment and payment mobile transaction settlement tool, which is jointly developed, constructed, maintained and operated by China UnionPay and commercial banks, payment institutions and other industry parties under the guidance of the People's Bank of China.

The UnionPay app has three core functions: receiving and making payments, enjoying discounts, and card management. UnionPay App, UnionPay Mobile QuickPass, and UnionPay*** Pay are the three major mobile payment products of UnionPay. UnionPay products apply security technology, improve business processing rules, introduce mechanisms such as risk compensation and advance payment, and provide 72-hour lost card protection services, which can quickly solve the problem of users' capital losses and protect the legitimate rights and interests of users in the event of individual unexpected risk events.

First of all, before swiping the card, you should understand the "My Account" and "My Profit Sharing" in Yunpay, [My Account] refers to the funds that will come here after you swipe the credit card; And [my profit sharing] refers to the commission generated by your promotion of cloud payment.

How to swipe a credit card if you don't pay?

1. Open Cloud Pay, click Pay in person, and Pay in person must be your credit card.

2. Enter the amount, swipe the credit card limit, don't swipe the whole number.

3. After entering the amount, click Next, there will be different Tongji channels, each rate is different, try to choose the low rate. In addition to the rate, it is the arrival time, which is generally the four types of T+0 that do not need or need to withdraw and T+1 that do not need or need to withdraw. For example, the selected channel is UnionPay H channel, which is a T+0 that needs to be withdrawn, and the rate is RMB.

4. Select the channel and click it, it will pop up the credit card you just tied up or set in [Bank Card Management], select the credit card you need to swipe, and click on it.

5. Here you will jump to the ** online banking of the channel you selected. Enter your credit card information, CVN2 (the last three digits on the back of the card) and the expiration date of the credit card.