Is there a future for the surveyor of the loss adjuster who does not have the right to assess the lo

Updated on Car 2024-05-15
15 answers
  1. Anonymous users2024-02-10

    The specific work of the surveyor and loss adjuster in different places is different, and it depends on what authority the local insurance company gives to the adjuster. In other words, the current Chinese survey and loss adjustment industry is based on insurance companies, and its development is quite unstable. At present, the survey and loss adjuster is in front of the country is Shenzhen, in 2000 to 2007 when the survey is quite prestigious, the authority is also large, with the development of the market, the insurance company slowly put the authority of the first, only let the survey to investigate some of the outside of the bias or difficult cases, and often appear that the survey said "this case can be paid normally" and the insurance company does not recognize the situation, what is even more outrageous is that the case is fake, the survey and loss adjuster also issued a "case abnormal" report, because of the relationship between acquaintances, Often, such cases can also be compensated normally.

    This puts the adjuster in a very awkward position. Although the adjuster is the intermediary between the owner and the insurance company, the salary of the adjuster is the insurance company, so this also leads to the fact that the interests of the owner are not guaranteed, and the conclusion of the adjuster can also be easily overturned by the insurance company, which is caused by the fact that the insurance mechanism is not complete, and it seems that the mechanism needs to be completed is not a matter of a few years. As far as I know, the wages of the Hong Kong survey adjuster are paid by the state, and when the car owner is not satisfied with the conclusion of the insurance company, he can ask the adjuster to re-investigate, and the conclusion of the survey is quite authoritative.

    The landlord said "survey" only means to look at the scene, which is different from damage assessment. What is needed to see the scene is some means of similar type of investigation, and the damage assessment needs to be automotive professional knowledge and accessories**. Personally, the landlord should try to choose an insurance company to be more stable, as for how to develop the survey industry in the future, it is a matter of opinion.

  2. Anonymous users2024-02-09

    There is no future, the loss adjustment company is actually a loss assessment, there is no point in the right to assess the loss, you go to the insurance company in the future and the current survey is almost the same, but the process is not the same, the loss assessment is a careful work, and the survey is different, it requires a certain amount of experience, I hope you get the right to assess the loss as soon as possible.

  3. Anonymous users2024-02-08

    Pretty much but it's better to go to the insurance company.

  4. Anonymous users2024-02-07

    Haha, it just so happened that my state guessed that the rent was a sign of Wuhan, and I was also engaged in this business.

    First of all, the insurance claims adjuster of the service station is responsible for the insurance company's loss assessor's door-to-door damage assessment, and is also responsible for submitting information on behalf of the customer. The treatment is relatively stable. Generally, the position of Wuhan service station is about 3000.

    The surveyors of the survey and loss adjustment company are relatively hard, because they have to drive every day to deal with traffic accidents, and they also have to work night shifts. The salary is generally more flexible, and you get as much as you do. But it's not that there is no upper limit or that you take a lot.

    Relatively speaking, not much. For example, a typical case is about 6 yuan, about 2,000 a month, and there is a little subsidy. Similar to ** fee, mistaken meal fee.

    Duty pay or something.

    It's up to you, whether you like the challenge or are stable.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  5. Anonymous users2024-02-06

    Generally, when the customer has an accident, the first time to the scene, there are several main responsibilities:

    1.For unilateral minor accidents, issue an accident certificate to avoid troublesome things such as traffic police handling.

    2.For things that the surveyor can not handle, the customer is generally required to report to the traffic police or other departments to deal with, which is his job is to obtain first-hand information about the accident to avoid the loss from expanding due to human reasons.

    3.There is also the need to verify the authenticity of the accident and whether it is the first scene.

  6. Anonymous users2024-02-05

    This one works great.

    The auto insurance surveyor must meet one of the following conditions:

    1. Obtain a secondary vocational school automobile-related major graduation certificate or equivalent or above, and have been engaged in automobile collision repair or damage assessment for more than two consecutive years.

    2. Those who have obtained a bachelor's degree or equivalent or above in automobile-related majors.

    The training goal of auto insurance survey and loss assessor is to cultivate professional auto collision damage assessment talents in the automobile industry and insurance industry, which are currently in short supply. Auto insurance adjusters can be transferred to auto maintenance, auto service, insurance companies, adjusters, pawn auctions, asset appraisals, consumer rights protection and other fields.

  7. Anonymous users2024-02-04

    Brother, to be honest, I'm tired! Especially on the night shift, the customer center will send you a case in the middle of the night when it receives a report. But my usual work is quite free, I drive around in a car, but I just watch car accidents every day, and sometimes I feel more impatient.

    Now talking about the advantages of work, in the insurance industry and the auto maintenance industry, the status is relatively high, the treatment is not bad, the income is stable, and you can drive a car if you don't buy a car, if you like to smoke, that's great, the smoke will not break! ~~

  8. Anonymous users2024-02-03

    Automobiles, once considered a luxury, have gradually become an indispensable means of transportation in modern life. Although cars bring great convenience to people, the traffic accidents they cause cannot be ignored. When the vehicle is involved in an accident, the owner will report to the insured car insurance company, and only after the staff investigates the scene and assesses the damage, can it be determined whether it is within the scope of compensation.

    Therefore, the work of the car insurance survey and damage assessment position is very important, and the requirements for its staff are relatively high.

    Job responsibilities of the staff of the auto insurance survey and damage assessment post 1, responsible for the investigation and damage assessment of the accident cases within the same city and the damage assessment of the cases of the branch company exceeding the authority, guide the investigation and damage assessment of the branch company, and be responsible for the investigation and investigation of the insurance cases in the jurisdiction. 2. Responsible for the implementation of on-site rescue and other service projects, and deal with customer feedback on survey and damage assessment. 3. For high-quality customers and VIP customers, door-to-door loss assessment can be adopted, and differentiated service measures for claims settlement can be implemented.

    4. After receiving the notice of survey and damage assessment, obey the survey and dispatch of the 95518 special line, and be responsible for organizing customers, branch companies and other relevant personnel to conduct on-site investigation according to the company's regulations and business processes to ensure accurate, reasonable and rapid verification of the loss of the insured accident. 5. Responsible for the collection and maintenance of customer information and data in the process of surveying and assessing damage. 6. Other tasks assigned by superiors.

    Due to the irreversible and regenerative characteristics of the accident site, it is required that the staff of the car insurance survey and damage assessment post must do this work in a timely, meticulous, comprehensive and complete manner, and should not be sloppy.

    First of all, the staff must rush to the scene immediately after receiving the report, the on-site investigation is a very time-sensitive work, and it is necessary to grasp the advantage that the traces are relatively clear soon after the redundancy, once the evidence is destroyed, it is impossible to extract relevant evidence in the first time. Only by protecting the site as much as possible can we reduce the expansion of losses and provide strong conditions for on-site investigation and damage assessment.

    Secondly, on-site investigation is a meticulous, cumbersome and complex work, so the staff should master the skills of car insurance survey and damage assessment, and must determine the scope, sequence and focus of the survey according to the specific situation of the site before the survey, draw up the survey plan, and investigate according to the determined order and steps.

    What are the skills of car insurance investigation and damage assessment of traces at the scene of the accident vehicle?

    The inquest of vehicle traces is closely related to the scene of the accident. In the investigation of the accident scene, the following investigation methods should be flexibly selected according to the different characteristics of the scene: (1) Investigation along the route of the vehicle. Where the scene of the accident has not been destroyed and the traces are relatively clear, this method can be used to investigate and collect evidence along the driving imprints.

    2) Investigation method from the center of the accident outward. This method is suitable for the scene with a small scope, a more concentrated trace, and a clear accident center, and after the investigators arrive at the center of the accident scene, they can investigate the surrounding area of the scene one by one to fully verify and understand the case. (3) Survey method from the periphery to the center.

    That is, the method of investigation is gradually narrowed from the surrounding area of the accident scene to the center of the accident. (4) Fragmented and segmented survey method. It is suitable for the scene with a large range or forged scenes, and can be divided into several pieces or segments.

  9. Anonymous users2024-02-02

    I'm just engaged in car insurance claims, to be honest, it's very tiring, but doing surveys is very exercised. Hope it helps.

  10. Anonymous users2024-02-01

    Very good, the job market prospects are very good.

    We do this kind of car training, you can see my space for details!

  11. Anonymous users2024-01-31

    It's okay to listen to my friend.

  12. Anonymous users2024-01-30

    First take an insurance adjuster, and then go to find a car insurance book to read, if you want to go to the difficulty, you really have to do it, it's very easy, someone will take it for a few days, and I will check the original post of the insurance college

  13. Anonymous users2024-01-29

    Literally.

    Survey and loss assessor: generally the staff of the insurance company, and some loss adjustment companies also have it. (Mainly to see the scene, so tired, to shifts, customers are in danger, 24 hours on call.) )

    Insurance claims adjusters: generally those who specialize in handling accident claims, and the scope is broader. However, in China, it is mostly seen in those auto repair shops or large car sales companies, which are responsible for customer claims and handle insurance claims for customers.

    However, he can also belong to the people in the insurance company and the public welfare company. )

    The name is different, depending on the position placed in **.

    Which one is better? Survey and loss assessor: The income is higher, I heard that there can be gray income.

  14. Anonymous users2024-01-28

    Survey and damage assessment belong to the field, and you need to go out to serve from time to time, and then improve your skills. The claims adjuster is responsible for some of the work of customer claims, and needs to communicate and coordinate with various functional departments within the insurance company, and explain the service to customers externally, and the work is more regular. As for which one is better, it depends on what you are after.

  15. Anonymous users2024-01-27

    Every company is different, and the claims adjuster is a little better and doesn't need to work night shifts.

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