Lakala consumption, Lakala credit card rate

The Lakala mobile card reader is a personal payment terminal, which has restrictions on transferring out the card and cannot be used to collect money; Please note that the Lakala mobile card reader does not support credit card transfers, only debit cards with UnionPay marks for transfers.

It is recommended that you apply for Lakala Collection, which is the latest exclusive, intelligent and multi-purpose POS collection terminal specially launched by Lakala Company after the convenient payment intelligent terminal. It solves the problems of difficult collection, application, settlement, and service for merchants, enriches the bank card acceptance and related service functions of merchants, and is an essential tool for merchants to open stores to collect money, gather popularity, provide value-added services, and increase revenue generation.

Lakala Mobile Cash Collection Product Features:

1. Small size: the volume is only the size of a business card box, which can be carried around;

2. Low: The price is far lower than the POS on the market, only 299 yuan;

3. Simple to open: no need for cumbersome information, it can be opened in 10 minutes, and it is ready to use;

4. Mobile collection: mobile collection can be collected nationwide, without geographical restrictions;

5. Support financial IC card: support magnetic stripe and chip bank card with UnionPay logo;

6. Bluetooth connection: It can be connected with the mobile phone through Bluetooth to get rid of the shackles of data cables;

7. Electronic purchase signing: the payer's handwritten signature confirms the transaction to protect the rights and interests of merchants;

Lakala Official**:

No, Lakala just lets you pay off your credit card, but Lakala also gives bank cards to transfer!

Lakala credit card, depending on the type of card, the handling fee required is also different.

The handling fee of 10,000 yuan for using a Lakala savings card is 20 yuan, and the general rate of Lakala savings card is 20 yuan, but the maximum is 20 yuan; The handling fee of 10,000 yuan for using a Lakala credit card is 60 yuan, and the general rate of Lakala credit card is 60 yuan, but there is no cap; Lakala charges for swiping debit cards or credit cards from different banks are the same as above, because this is a national standard set by UnionPay.

Lakala Pay is a leading third-party payment company in the country. It is committed to providing digital business services for merchants, and helping merchants in all aspects from payment, technology, supply, logistics, finance, branding, marketing, etc.

Founded in 2005, Lakala is a leading integrated fintech group in China. Adhering to the concept of inclusiveness, technology, innovation and integration, we have created a user-oriented, symbiotic system with payment and financial technology services as the core, providing safe and reliable comprehensive financial services for individual and enterprise users. On the basis of the traditional personal payment business, Lakala provides convenient finance, living payment, community e-commerce and other services for individual users and merchants through mobile apps and other mobile products.

Lakala focuses on improving user experience, improving transaction efficiency, providing safe, convenient and fashionable mobile payment services for individual users, and creating a new life of mobile payment.

Handling fee refers to the expenses incurred in the process of handling affairs, such as "loan procedures", "transfer procedures", "** transaction procedures", etc. From the perspective of tax payment, the various agency fees charged by the operator should be regarded as taxable income and paid VAT; The income after deducting the relevant expenses is also subject to corporate income tax. In addition, there is a situation where the withholding and payment fee is implemented for the tax department, and the withholding and payment fee obtained is tax-exempt income and does not need to pay business tax and other taxes.

The bank service fee of the enterprise is generally included in the financial expense-handling fee account, and if the general taxpayer obtains a special invoice, it should also be included in the corresponding input tax, and the following accounting entries should be made when the enterprise bank transfer fee.

The Lakala rate is:

After the store accepts the customer's credit card, it needs to pay a handling fee of 2 to 3% to the bank and the credit card center. This is called the card processing fee. Debit cards.

It is a financial transaction card issued by banks to provide financial services to depositors, and it is a debit card.

one. There are two types, magnetic stripe and chip. The main function is that it can be connected to the ATM.

and bank counter deposits, withdrawals, and spending on networked POS.

Savings account refers to a RMB savings deposit account opened by a natural person in the name of a natural person in a bank savings institution with his/her valid identity document. Its purpose is mainly to generate interest income.

Fractional deposit refers to the deposit period when opening an account, the principal is deposited in stages, and the principal and interest are withdrawn at maturity, which is characterized by monthly storage, and the monthly deposit amount is fixed, which is suitable for those who have a fixed income every month but have little savings. If there is any omission in the middle of the lump sum withdrawal, it should be made up in the next month, and if it is not replenished, it will be regarded as default, and the part deposited after default will be calculated at the current interest rate when withdrawing.

Fixed life and two pence refers to the one-time deposit of RMB principal by an individual, without agreeing on the deposit period, and paying all the principal and interest at one time when withdrawing. When the number of deposit days reaches or exceeds the corresponding deposit period (the maximum deposit period is one year), the interest rate shall be determined according to a certain percentage of the interest rate of the fixed deposit and lump sum withdrawal period listed on the withdrawal date, and the interest will not be calculated in stages.

RMB call deposit refers to a deposit method in which the depositor does not agree on the deposit period when depositing the money, and must notify the bank in advance to agree on the amount and date of withdrawal before it can be withdrawn. Regardless of the actual deposit period, the call deposit is divided into 1-day call deposit and 7-day call deposit according to the length of the depositor's advance notice.

Two varieties. This type of deposit is characterized by the fact that if you have a large amount of short-term idle funds, you can earn a higher interest income on the basis of maintaining liquidity.

1. Lakala is a comprehensive inclusive technology and financial platform. He obtained the first third-party payment license issued by the central bank. It provides payment, credit investigation, financing, community finance and other envy services for individual and corporate users.

2. Lakala Payment is a remote 24-hour cashier designed for merchants (consumers) who have off-site collection (payment) needs. He Li Paiku supports the receipt and payment of bill numbers, and Lakala assigns Lakala bill numbers (a number of collections**) to cooperative merchants through Lakala Pay, and merchants can collect payments from consumers through the bill number.