How to identify and prevent the blind expansion of SMEs in guarantee practice

General warranties and joint and several warranties are closely related to our lives, and we can understand them in this way. If it is a general guarantee, the debtor must be approached first when the loan expires, and if the guarantor directly asks for money, the guarantor can refuse, which is called the right to sue first. If it is a joint and several guarantee, after the loan is due, you can directly ask the debtor or guarantor to repay the money.

It is agreed that if A cannot be returned, B will be repaid, which is a general guarantee. It is not expressly agreed to be a joint and several guarantee.

Generally, it will be stated whether the warranty liability is joint and several or general.

If there is no explanation, if the parties agree in the guarantee contract that the guarantor will only begin to bear the guarantee liability when the debtor fails to perform the debt, it is a general guarantee. For example, if A is unable to perform its obligations, C bears the guarantee liability.

In this case, C assumes the general warranty liability.

There are generally two ways to generate joint and several liability, one is express, and the guarantee contract directly stipulates that joint and several liability is provided. The other is the presumption, where the guarantee contract does not stipulate the guarantee method or the agreement is unclear, it is presumed to be a joint and several guarantee.

A general guarantee means that the parties agree in the guarantee contract that if the debtor fails to perform the debt, the guarantor shall bear the guarantee liability; Joint and several guarantee means that the parties agree in the guarantee contract that the guarantor and the debtor shall be jointly and severally liable for the debt.

The general guarantee is a guarantee that the parties agree in the guarantee contract that if the debtor fails to perform the debt, the guarantee witness shall bear the guarantee liability; Joint and several guarantee liability is a guarantee that the parties agree in the guarantee contract that the guarantor and the debtor shall be jointly and severally liable for the debt.

This is the problem of post-guarantee supervision, and if you have time, you can go to the Silian Guarantee to listen to the class, and they will talk about this issue.

Look at the financial statements to see if they match the comparisons of previous years. Or ask about the audit.

3) At the beginning of the text, you can simply write about your understanding of a certain job. Then, write down the specific things you are determined to do or the specific content of your pledge, preferably in sections. (4) At the end, you can write a word of respect, such as "This."

Salute" and other words. (5) Write the name and date of the party to the letter of guarantee.

Check: I really have a deep understanding of my mistakes, I know that what the teacher says can not pretend not to hear, what the teacher says must be obeyed, the teacher will definitely fulfill her promise, the teacher must be in charge of the good of our students, so we don't have to challenge the teacher's discipline ,..I've come to realize this very well.

Through this incident, I fully realized my own serious shortcomings. I knew I should take a hard look at myself. Through this incident, I want to enhance my ideological understanding and strengthen my responsibility measures.

I have the determination and confidence to make me learn better! Now I recognize it.

Examine. Let's write the incident.,In the next under the education of the teacher.。。。 Finally, make sure that the rear part is misplaced... Last Guarantor Date.

Damn, I'm not a good boy now, hehe, I used to be.

Teach the experience first point out that you are wrong, and then make sure that you will not do it again, and thank you for the kind words, OK

Standard answer: For its own shareholders, the actual controller's guarantee belongs to the internal guarantee, which must be approved by the shareholders' meeting, and the guaranteed shareholders and actual controllers are excluded from the resolution.

In addition, even senior managers and managers are outsourced, approved by the shareholders' meeting or the board of directors.

The parent company's guarantee of the subsidiary is also an external guarantee, but the subsidiary's guarantee of the parent company is an internal guarantee.

The company's guarantee to its own shareholders is an internal guarantee, and the guarantee to persons other than the company's shareholders is an external guarantee.

You can go to the enterprise for actual investigation, fixed assets can be seen, inventory can be seen, and receivables can be in the form of a letter of assistance. The approximate operating conditions of an enterprise can be seen through the number of employees, the proportion of electricity charges, and the taxes paid.

Find an audit unit, they can.

Make sure the host is right about the company's name!

The landlord did not register the company name with the Industrial and Commercial Bureau, and there is no so-called enterprise registration number! Please check the host's business name.

Don't be deceived by others, deceive that you are here, and the registration number you give can't be in Shanghai at all! AIC does not yet have a name for the registration of the company!

Hong Kong and Macao, which are registered in Shanghai, are unlikely to rise! Any business department outside Shanghai, it is impossible to let the company register ** Shanghai, Shanghai Industrial and Commercial Bureau to collect, otherwise, there is no way to manage! He didn't say how to be registered in Taiwan! 90 is **!

There is no way, only after receiving can you see the quality, the physical object must be different from the online**, the model is tailor-made, the lighting effect is also adjusted to the most suitable, **After the completion is also processed and then generated online**, that is, what you see is the rendering of the product that is closest to the perfect state, only if you buy a few more, you can know after comparison, the credit of the online business, sometimes it feels not too accurate.

Well, the first depends on the credit evaluation, the second depends on the dynamic score, and now you can return it unconditionally within 7 days, if there is a quality problem, you can negotiate the return, but to avoid trouble, or look at a few more.

Be careful when shopping, there are a lot of fakes. After a few years of shopping, I found that this software is not bad. Call it "Shopping**" to try?

The landlord can first go to the easy loan online to see, there are a lot of lending information from lending institutions around the world, you can refer to it. You can also contact them after signing up.

Hanhua Guarantee: I don't know if you have it there.