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In layman's terms, it is the virtual pool where the funds are placed. The standard definition is whether the flow of funds precedes the flow of information, and the platform with a pool of funds is easy to run away, and the funds stay in the platform account. You can't just say it's good or bad.
It should be described as steady or unsafe. There was a news on Airong Online last time I saw it, it may not be very stable, 69 Loan has a friend who is investing and didn't hear him say that it is not good.
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Personally, I think that those who have a pool of funds are not far from running away.
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Love Investment not only has custody, but also all projects with physical collateral. So it's very powerful, very powerful.
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Generally speaking, the capital pool is to bring the funds together to form a storage pool like a storage pool of storage space, this is the capital pool, the insurance company also has a huge pool of funds, the outflow of funds for claims and the inflow of funds for new policies to keep it balanced, banks also have a huge pool of funds, the outflow of loans and the inflow of deposits, is the pool to maintain a relative balance!
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This is not a deceptive investment is risky, and the Swift Bank e-loan is good.
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Let's go for a regular loan. p2p**。
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The capital pool is the platform self-financing, there may be the possibility of demolishing the east wall to make up the west wall, the most convenient way to verify is to ask the company of the first fund custody cooperation is only the real custody, generally can ask it, like love investment, you can be sure that it is true custody, which can be verified.
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To prepare funds, you need to understand the strength of the company and the people or projects it is lending to.
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The capital pool refers to the accumulation of funds like a reservoir, insurance companies, banks, etc. have their own capital pools, which can ensure the normal operation of enterprises, while P2P capital pools are not allowed, because P2P is only an intermediary platform, and it is not possible to access investors' funds, so a number of P2P platforms appear to be capital pools, then this platform is equivalent to self-financing, and the risk is very large. Therefore, only a platform like Zhongqing Financial Services can fully deposit the funds in the third-party Guangdong Huaxing Bank, so as to ensure the safety of investors' funds.
The concept of P2P.
P2P is an abbreviation for peer-to-peer, which means "equal", "colleague" and "partner" in English. In this way, P2P can also be understood as "partner-to-partner", or peer-to-peer. At present, it is considered to have great prospects in strengthening the communication of people on the network, the exchange of documents, and the calculation of distribution. >>>More
P2P online loans cannot be repaid, and if you owe money to P2P online loan platforms, you must also repay the money. >>>More
I know that Shanghai Snow Mountain Loan is 100% principal and interest guaranteed. It mainly adopts fund security measures such as overdue compensation and third-party depository. >>>More
Let's talk about a special way to determine whether a platform is going to run away: >>>More
The P2P industry is currently mixed, and there are a lot of them, so you must be careful. However, there are still good platforms, such as the listing system, venture capital system, state-owned assets system, and banking platform are not bad. >>>More