How to buy traffic accident insurance Which one is better to choose when you travel frequently

There are a variety of traffic accident insurance products on the market, and consumers should choose the most suitable traffic accident insurance for themselves according to their own needs. For example, for people who often fly by air, the insurance amount for aviation accident injuries can be higher; If you want to take a variety of transportation on a business trip, you can choose a product with accident insurance coverage for planes, trains, ships, and automobiles; For short-term occasional travelers, short-term accident insurance with transportation coverage can be selected. If you are traveling for a long time, you may want to consider purchasing a one-year accident insurance policy that includes transportation coverage.

Hello, you often travel, traffic accident insurance should be able to cover public transportation, recommend you Taiping Life Million-Dollar Driving Yearb, covering public transportation (railway, ship, aviation, bus, subway) and self-driving, short payment period, long protection, 110% return after the expiration of the term.

Taikang Life All-in-One Protector 2015 covers accidents and critical illnesses, with full coverage and high sum insured, which is a good choice for you!

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It is recommended that you choose Ping An's millions! Pay the fee for 10 years and guarantee it for 30 years, and repay the principal and interest when due! And the low payment guarantee is 1 million!

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What kind of insurance do you buy when you travel a lot? Traffic accident insurance.

is the primary consideration. Because business trips often require taking planes and high-speed rail, Ping An Traffic Accident Insurance provides passengers to take planes, trains (including high-speed railways and subways), ships, cars (including buses and taxis) and other public transportation.

The accidental death and accidental dismemberment benefit is relatively comprehensive, and the aviation accident sum assured.

Up to 8 million, plus flight delay coverage, such insurance is very suitable for business travelers. What kind of insurance do you buy when you travel a lot? For those people who are busy on the road all day long, in strange or unfamiliar places, often lack of appropriate defense and judgment of things, traffic accidents, fires, road robberies and other occurrences are more likely than usual, and the ability to deal with accidents after the accident is also weak, it should be said that accident risk protection is their first choice, in addition to the combination of some basic life insurance, accidental injury medical insurance.

What kind of insurance do you buy when you travel a lot? It is recommended to supplement the benefits of accidental disability and accidental medical treatment. Each of us has a responsibility to our family when we become adults, whether we are single or not, so protecting ourselves is actually a responsibility to our family.

The following protections need to be considered: 1. You need to think about yourself because you travel often - accident insurance (to solve the medical expenses caused by accidents) 2. Your parents have trained you to be a talent, and you must be able to take care of them at any time - life insurance (to solve the risk of illness or accidental death) 3. In today's society, the environment is polluted, the work pressure is also high, and the life and diet are irregular, resulting in serious illness and youth; At the same time, once you get sick, you need to spend a lot of money, and you may spend all your savings and affect your family - critical illness insurance.

Prepare for your own critical illness brother let **, calmly face the risk of illness) Buying insurance is mainly to buy protection, because money has time value, you can use the least money to get the maximum protection. Due to the fact that there are many products that are stuffy, and the product terms of each company are different, ** is not the same.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

1. Traffic accident insurance refers to the insurance paid by the insurance company in accordance with the regulations when the insured passenger suffers from an accidental injury accident caused by taking a passenger public transportation and suffers death, disability and medical expenses. Covering trains, planes, ships, cars, subways and other means of transportation.

2. Travel accident insurance is an insurance in which the insurance company assumes responsibility in accordance with the provisions of the insurance contract for the death or disability of the insured due to an accident during a business trip or travel during the insurance period, or other protection items within the scope of insurance.

3. Additional accident insurance refers to other insurance with additional accident insurance or accident insurance with other insurance liabilities. It has the characteristics of low premiums and high protection, but it usually cannot be purchased separately.

Test your anti-risk index, experts will interpret it for you for free!

Frequent traffic accidents often bring huge unhealable pain to family members, and if passengers buy a professional traffic accident insurance in advance, then after the traffic accident, at least they can get some financial comfort. How does it compare with Ping An traffic accident insurance, and which insurance company to choose?

Ping An traffic accident insurance has the advantage of high popularity, for you to insure traffic insurance, it is also a good insurance choice, it is recommended that you come to a comprehensive comparison and purchase, including Ping An A number of well-known insurance companies to provide traffic accident insurance products, you need to pay attention to the following points before applying for traffic accident insurance:

1. Pay attention to the scope of protection and the amount insured. The coverage of each product is different, and the amount of each coverage is also different.

2. Choose according to your own Shizhou inter-clan needs. Careful comparison can find the most suitable product for yourself.

3. You can choose to choose freely online. For office workers, policyholders can choose to insure according to their own needs.

4. Insurance period: It is more cost-effective to choose "annual package". For comprehensive traffic accident insurance with flexible insurance terms, the longest period of 12 months is actually the most cost-effective, and the average daily premium is the cheapest.

In order to pass on the financial losses caused by traffic accidents, it is necessary to purchase a suitable traffic accident insurance in advance. It provides a variety of products, including Ping An traffic accident insurance, and welcomes consumers to come to comprehensively compare and choose. What is covered by the "Car with Me" Traffic Accident Advance Protection Plan:

60,000 yuan for general accidental death insurance, 120,000 yuan for self-driving traffic accidents, 5,000 yuan for accident medical insurance, and 120,000 yuan for accidental third-degree burns; *914 network hospitals across the country have launched accidental hospitalization deposit advances to reduce the huge financial burden on your family when you are hospitalized as low as: 190 yuan U.S. Asia Miles Travel Protection Plan coverage: * Accidental death, burns and disability benefits (public transportation only) 400,000 yuan * Accidental medical compensation * Travel delays and baggage delays as low as:

From $20. Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Accidents happen everywhere and at any time, and friends who are on long-term business trips should pay more attention. Choosing to buy a traffic accident insurance policy is a smart move!

How to choose traffic accident insurance, what are the pitfalls, in-depth analysis

How to choose:At present, there are many types of traffic accident insurance products on the market, which are divided into one-year and long-term traffic accident insurance according to the coverage period. For long-term business travelers, it is recommended to choose one-year accident insurance.

Long-term accident insurance is much higher than one-year accident insurance, and it will be more expensive if there is a liability to return the premium when due.

In addition, accident insurance products are updated quickly, and the new product protection will be more comprehensive, if you are insured with long-term accident insurance, it is more difficult to replace the new product, and you will face certain losses when you surrender the policy. So,One-year accident insurance is more flexible and easier to adjust your insurance plan.

Things to pay attention to when purchasing traffic accident insurance

Traffic accident insurance is not something that can be bought casually, and there are a few things to pay attention to when purchasing:

(1) Pay attention to the scope of protection

There are many types of accident insurance products, but not all of them are the sameFor example, some accident insurance covers most vehicles, but not ships, etc. Moreover, the coverage of general traffic accident insurance does not cover "black cars", so when choosing traffic accident insurance, you must pay attention to the content of protection. Passengers who take a large number of planes can choose traffic accident insurance with a higher amount of air insurance.

(2) Pay attention to the disclaimer

There are also exclusions for traffic accident insurance. For example, some traffic accident insurance has certain requirements for vehicles, drivers, etc. Therefore, when buying traffic accident insurance, you need to read the exclusion clause.

(3) Pay attention to the type of payout

Traffic accident insurance is also a type of accident insurance, and accident insuranceThe type of payoutIt is generally divided into:Accident insurance and accident medical insurance.

With the increase in the variety of insurance products, the coverage of traffic accident insurance has been expanded, some traffic accident insurance covers death, disability, medical treatment, and allowances, but some traffic accident insurance only covers death and disability. So,When choosing, you need to pay attention to the type of payout and choose according to your own needs. Here are some very good products to recommend to you.

Let's take a look. The 10 best traffic accident insurance to buy

Dad suggested that friends who are on a long-term business trip can configure a comprehensive accident insurance + specific traffic accident insurance, so that the protection is more comprehensive. You can first learn about accident insurance products and see if there is anything suitable for you: "Accident Insurance Purchase Guide, these are necessary to know!" 》。

1. Choose one-year accident insurance

One-year accident insurance premiums are cheap, and since there is no health notice for accident insurance, it is convenient to change products after the coverage expires.

2. Lock the guarantee according to the demand

For specific situations such as travel and traffic, you can choose the corresponding travel accident insurance, traffic accident insurance, etc.; If you want to have a wider range of coverage, you can opt for comprehensive accident insurance. It is advisable to prefer comprehensive accident insurance and supplement specific accident insurance.

3. See the occupational restrictions

Accident insurance usually has occupational restrictions, and the range of high-risk occupations will be smaller, so you should see whether the product covers your own occupation when choosing.

In general, in addition to the basic protection liability, comprehensive accident insurance can be attached to specific traffic accident protection, and the cost performance is still good.

First of all, you can purchase a one-year comprehensive accident insurance, which covers accidental death and disability, accidental medical treatment, accidental hospitalization allowance, and covers accidents encountered during the one-year period. In addition, according to the means of transportation that you often take during business trips, you can purchase a one-year transportation insurance to increase the sum insured, such as frequent air flights, you can purchase a one-year separate aviation insurance, or you can purchase comprehensive accident insurance with aviation accident protection.

Hello! It mainly depends on your travel, and it is not that the accident insurance is determined by the leakage**, and the coverage is a factor to be considered!

If you want to take a variety of transportation on a business trip, you can choose a product with airplane, train, ship, and car accident injury protection, which has a comprehensive coverage of traffic accident insurance;

If you do not have other accident insurance, you can choose to have comprehensive accident insurance, including vehicle accident insurance, other accident insurance and accidental medical insurance, the premium is not expensive, all around 100 yuan, and the protection is comprehensive;

People who do not often go out can choose short-term accident insurance with transportation protection, which covers the travel period, and generally covers 7-15 days of this short-term traffic accident insurance, the insurance amount will be relatively high, and the premium is relatively cheap, generally Wu Shuming is about 20-50 yuan.

There are several traffic accident insurance policies that you can use as a comparison!

Hope mine is helpful to you!