How to choose a good fund investment product

Regular investment is now very popular, suitable for long-term investment, and finally the choice of tracking the index**, that is, the doctrine of the ETF**, and then complete on time and in accordance with the amount every month, here, there are several suggestions, one is to choose the products of the reputable ** company, the other is not to be rigid to do regular investment, according to the direction of the market, when the market estimates the bottom, you can be a little more, and then run to a high level, the number of regular investment is a little less, the reference index is PE, that is, the price-earnings ratio that people often say, When about 20 times is low, 50 to 60 times is high, and now the first run, the whole market PE is, is a good position to enter the market. If you want to invest steadily, you can choose bond-type ** regular investment, because each bank has different types of regular investment, and I can't say it here. I can go to the bank and ask, and you can refer to the specific selection principle I gave.

At present, it is at a historical low, which is very suitable for investment!

I recommend you to buy: Harvest Quality Enterprise, Harvest Growth, CEIBS Value Discovery. You can log in to the "cool** network" to check the rankings to determine the top 15 performance of these three teams within a month, and the top ones are also ranked high at other times.

Of course, you can also choose for yourself.

In addition: **There are 3 ways to buy:

1 Open a ** account at the bank, purchase it at the bank counter or through the bank's online banking. (Go to the bank's ** transaction system, the handling fee is high, and the bank does not sell the ** can not be purchased).

2 Open online banking at the bank, and then go to **company** to open an account and buy directly. (It has nothing to do with the bank, but it is just a transfer of money to the bank through online banking.) This method has a low handling fee and can be bought by almost all **. ）

3 Open an account and purchase in your account. (The handling fee is the lowest, but the ** that can be bought is the least!) Only LOF can be purchased, unless you open a purchase account).

First Domain China, Baling Eastern Europe, BlackRock**, and East Solar have all performed recently.

For newcomers, it is recommended that it is best to learn more about this knowledge before operating, so that they can be regarded as responsible for their hard-earned money.

Below: Introductory Knowledge Textbook (2011 Update).

This post starts with the basics. will help you.

First, look at the historical performance.

Before choosing regular investment**, you can compare the historical performance of **, and good historical performance means that ** has performed better.

Second, look at the ** manager.

To choose a regular investment, you need to choose a manager who has been managing for a long time and has good performance.

3. Make industry selection.

When choosing regular investment, you should choose the industry corresponding to the development potential, and don't choose the sunset industry.

Fourth, look at the maximum drawdown.

The maximum drawdown is the magnitude of the fluctuation of the net value, and it stands to reason that we should choose the lower drawdown.

1. Combined with the target of regular investment, market, etc., choose the right **variety: not all**, regular investment can be earned. In the market environment of different splits, different types of ** will play different roles, such as in the bull market, you should choose the partial stock **, index**, so that the probability of outperforming the index will be very large.

And if you enter a bear market, bonds**, capital protection**, and currencies** should be good choices.

2. The criteria for selecting ** regular investment: It is not quite the same as ordinary purchase** (one-time purchase of jujube ants in Luyan Shed), and the selection of regular investment ** not only values profitability, but also values the stability of ** state.