How can the pawnbroking industry change the current existential dilemma?

I think the current pawn industry is not as good as before, now many people's living standards have been significantly improved, there is no need to pawn something to improve their living standards, if the pawn industry wants to do a little better, you can develop towards virtual pawns, such as some games or programs, to be a middleman to earn the difference.

First of all, I think that any industry, whether it is the pawn industry, or other industries to attract customers, one of the main reasons is to "make profits" more than your competitors, and let out more than your competitors can attract the attention of customers.

You can change your traditional business model, you can take some trendy ways to operate on the Internet, and at the same time change your previous pawn methods, simplify procedures, increase the scope of pawns, such as the pawns of some virtual items, and keep up with the pace of the times, so as not to be eliminated by the times.

One of the biggest problems in the current pawnbroking industry is that he has been washed by the second-hand market, so many pawnbroking industries have actually lost their meaning, because now emerging stars such as salted fish have squeezed most of his benefits.

This is an information age, no matter what industry it is, it should be in line with the modern trend, and the point to the industry is the last century. The traditional marketing model is no longer used in today's era, and it should conform to the trend of the times and expand publicity through the Internet. Absorbing eyeballs through the network will also make the transaction more convenient and secure.

First of all, I think the biggest difficulties and impacts faced by the pawn industry are from those second-hand goods trading apps, which inadvertently, the pawnshop has increased huge pressure, but the point to the line also has its advantages, that is, the professionalism of various fields, especially in luxury goods and valuable items, many people still do not believe in the APP on the Internet, and professional personnel are needed to identify the authenticity of it, so I think the pawnshop should focus and energy on those luxury goods and valuable items, and do fine and strong. will have a place in the future market.

The pawnbroking industry is now very sluggish, and now the material life is very developed, and many people do not need second-hand things. You can also make some changes to the pawn shop, for example, you can do online ordering to make the pawn more fast and convenient.

If the pawnbroking industry wants to change its current survival predicament, I think he should first change his current pattern. Nowadays, there are all kinds of second-hand goods traded. However, there is no educational app similar to this in the pawn industry, so I think the likes industry should also be able to produce such an app to trade.

Real estate and related large financing needs should fall under the business scope of the bank. In terms of policy, there is no support for pawnshops.

As a result, pawnshops can only focus on small and micro financing needs.

Chains help to expand sales channels and improve credibility.

Therefore, it is believed that the future development of pawnshops will be miniaturized, specialized, and chained.

Of course, there are already too many pawnshops in stock now. The existing stock of pawnshops will shrink significantly.

However, if you are willing to take risks, the pawn industry is still very developed in some commercially developed cities, such as Shanghai and Guangzhou, where many people often have poor turnover, and pawn is much faster and more convenient than banks.

It's very good, but it needs to be improved. There are two sides to everything. As long as you grasp it, it will last for a long time?

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Pawnshops are a social and economic institution with the nature of financing in China, and to a certain extent, they are also an effective supplement to bank loans. The financing service function of the pawnshop is also its main function in society. Especially in the current society, with the strong support of national policies, the development of pawnshops has achieved good development.

The financing service of pawn shops can quickly provide convenience to small and medium-sized enterprises in urgent need of funds, and its timeliness is in stark contrast to that of banks. Pawnshops are a necessary and beneficial supplementary institution to the current financial system, which better promotes the good development of small and medium-sized enterprises. However, in the socio-economic environment, pawnshops still have many deficiencies, but with the continuous adjustment of policies and the support of the state, there is still a lot of room for development.

In fact, there has always been a question, that is, what is the profit of the pawnshop, people take things to pawn, the pawnshop will give you money, is this money their own money? If I have money, I can redeem it, and I can't sell what the pawnshop receives, so how does it make money?

The business process of a pawnshop.

First of all, we need to understand the pawnshop business and how it is run in order to know what it makes money. The business process of the pawnshop is roughly divided into pawn, continuation, redemption and extinction, and these four words constitute the entire business process of the platform bank. Pawn refers to the beginning of a business, that is, you give a goods to the pawn shop, the pawnbroker will give you a lower than the second-hand market**, but you can accept**, and then you can temporarily put the goods in the pawn shop, and you can also get a sum of money.

Continuation is the main profit point of the pawn, the pawn is taken first interest and then the principal, if you want to extend the date of the pawn, you have to pay a handling fee. Redemption means that the customer has completed the turnover, and then the principal is paid to redeem the pawn, and the business is over. The customer will give up the goods on their own, and then the pawnshop can auction the goods.

Pawnshop profits**.

In fact, the profit of the pawnshop is based on interest, a person puts the goods in the pawnshop, if he wants to extend the pawn period of the goods, he has to pay an interest to the pawnshop. Or when he does not have the ability to redeem the item, the pawnshop has the right to auction the item, and the auction price is much higher than that of the pawn. Therefore, the main business of the pawnshop is to sell low and sell high, and make profits through the interest rate difference between them.

Summary. You have to know that an industry is profitable, and if it is not profitable, the industry will go out of business, and it is impossible to exist in the market. Therefore, the pawnshop is to earn the difference by selling the goods at a low price and a high price, but the pawnshop is also very reliable, and it is a company that complies with the law.

The history of China's pawnshop industry is generally believed to be no later than the beginning of the Northern and Southern Dynasties, and China's pawnshop originated from the Buddhist temple treasury loan, and the pawnshop has different names in history, such as pawnshop, unraveling shop, unraveling the store, quality store, longevity store, and pawnshop, but pawn activities have long been popular.

During the Han Dynasty, pawnbroking was very common among the people, when Sima Xiangru once took the robe he wore to the market Shangyangchang's house to drink on credit, and then redeemed it when he had money.

In the modern sense, pawnshops appeared in the Southern Dynasties, became an independent specialized industry in the Song Dynasty, flourished in the Ming and Qing dynasties, and declined in the late Qing Dynasty and early Republic of China.

The Encyclopædia Britannica states: "The pawnbroking industry is in China."

Two or three thousand years ago, Li Xiaoqing existed.

The West dates back to the Middle Ages.

In December 1987, the pawnbroking industry in Chinese mainland came back after more than 30 years of disappearance.

Before there were no special laws and regulations to regulate pawn activities and pawn markets, the domestic pawn market once fell into a state of chaos, and there were as many as a dozen departments for the approval of the establishment of pawn shops.

These have undoubtedly hindered the development of the industry, and even some incidents have occurred in some places that affect social security and social stability.

From: Got for help.

The development of China's pawnbroking industry is closely related to regional economic development and the activity of individual and private economy, and small and medium-sized enterprises and private economy are the main service objects of the pawnbroking industry. In fact, Zhejiang, Jiangsu, Shandong and other major economic provinces are much better than those of inland provinces with the same capital scale.

In the future, the development of the pawnbroking industry will show three trends: first, the layout of pawnbroking will develop from large and medium-sized cities to rural areas such as counties, districts, and townships; Second, the pawn business strategy has developed from diversification to specialization; Finally, the pawn type will be transformed from a consumer pawn to a business pawn.

The pawnbroking industry is an old one! His rise and fall are closely related to the economic situation! In the current uncertain economic situation, we need to think more!!

Especially when the real estate industry is under a lot of pressure. For example, Fangyuan pawn in Zhengzhou City is related to many disputes!

The situation is not very good, because most pawnshops are still in real estate, but due to the downturn in China's economy, the recession of the property market, coupled with the rise of small loans and P2P and Internet finance outside the pawn industry, it is very difficult for pawnshops to get a share of this big market, so the overall performance of pawnshops this year has declined, and many have closed and closed down.

Pawn industry! Whether it's good or not depends on the funds! It's good to collect and not to sell! Close to the redemption profit is basically a hanging!

I have only discussed this industry with my friends before, and the final conclusion is that the whimsical industry is not considered in the social context now.

Pawn big profits**, basically eaten by mortgages!

It should not be easy to do the pawnshop business now, now people pawn the meaning is not strong, in some big cities, pawn shops can still do it, small cities are basically gone, you open in small cities, there is no business at all.