How to buy the anonymous kind of construction site team insurance and how much does it cost?

There is no fixed rate schedule for construction insurance, and the insurer mainly considers the following factors when determining the rate:

1) The size of the coverage coverage. Analyze and study the probability of suffering from disasters such as ** and floods based on historical records, and consider the level of special hazard compensation limits and deductibles, as well as the maximum risk liability that may be assumed.

2) The degree of danger of the subject matter of the insurance itself. Includes:

The type, nature, and building structure of the insured items, such as residences, shopping malls, office buildings, factories, roads, docks, etc., should be different in terms of rates, and the building height should be considered.

The construction method, the use of bricks, reinforced concrete or prefabricated building materials, as well as the amount of labor used and the type of equipment should be taken into account.

The physical geography of the site and adjacent areas. Geology, soil conditions and land bearing capacity as well as the construction season all have an impact on piling and construction.

Management of the construction site.

3) The technical level, credit status, management level and experience of the contractor and other project stakeholders.

4) On the basis of comprehensive consideration of the above factors, combined with the insurance company's previous claims record of underwriting similar business, the insurer can formulate a more reasonable rate standard. In addition, the characteristics of construction machinery and equipment are: high mobility, short-term use, large wear and tear, and many small accidents, so the rate should be higher than that of the construction part.

1. Anonymous construction site group accident insurance.

Anonymous construction site group accident insurance is simply an accident insurance purchased in the form of a group, in the process of insurance, we know that when individuals buy accident insurance, fill in the list of information, is to the insured, and the real information of the insured. If there is an unfortunate accident, the employee only needs to prove that he is an employee of the enterprise, which solves the problem of personnel turnover on the construction site for the enterprise.

Note: The number of people who apply for this type of insurance is generally between 5-6 people, if the occupational risk of insurance is very high, the number of people will change, it is not able to resist 20 people, and the protection time is also very short, not more than one year.

2. Procedures required for group accident insurance at anonymous construction sites.

1. Instructions for insurance application.

The insured object is a small group, 5-6 people, high-risk occupations, not less than 20 people, the insurance period will not exceed one year, and the insured is an enterprise unit.

2. Insurance procedures.

Formulate a plan according to the actual situation: the insured enterprise unit needs to provide information such as the occupation, number of people, and insurance amount needs of the insured object.

Fill in the insurance policy and pay the premium: After determining the insurance plan, fill in the insurance information and pay the premium.

Validity of the contract: After the premium is paid, the insurance company will give the insured enterprise the policy contract and the payment invoice voucher.

The above is about the introduction of the anonymous construction site group accident insurance, after the enterprise insures the construction site personnel, after the insurance is out of the insurance, bring the relevant documents to make a claim, and the insurance company will give the money directly to the beneficiary of the insurance company, not worrying that the enterprise is not the beneficiary. If you also need to know the knowledge of group accident insurance, you can add the WeChat of the teacher of Mi Insurance for consultation.

If you are referring to the construction group accident insurance, the full name of the construction group accident insurance is the group accident insurance for construction personnel, citizens who are over the age of 16 to 65, in good health and can work normally, and who are engaged in management or operation at the construction site of the construction project and have established a legal labor relationship with the construction enterprise can participate in the insurance as the insured. Different insurance companies, the specific content of the insurance is not the same, and the specific ** is subject to the regulations of the insurance company.

If you need to consult Ping An Insurance, you can call Ping An Life 95511-1, Ping An Auto Insurance, Property Insurance, Accident Insurance 95511-5, and Ping An Pension Group Insurance 95511-6.

There can be two kinds of construction insurance, one is purchased according to the number of people, the amount insured, and the project. One is to buy according to the subject matter of your project, you can see that you want it.

The specific needs to depend on the occupational category, the amount, how many people, and which ones you want to insure, such as accidental medical treatment, accidental death, total disability, etc.

The full name of construction group accident insurance is group accident insurance for construction personnel, citizens who are 16 to 65 years old, in good health and can work normally, and the insurance object is the management or operation personnel engaged in the construction site of the construction project.

Group insurance refers to insurance that provides coverage for many insured persons with a single insurance policy. Group insurance is based on the collective unit as the underwriting object, with the insurance company and the collective unit as both parties, using an insurance policy to form a contract. Usually, the group unit is the insured, and the staff in the unit is the insured.

How to buy the anonymous kind of construction site team insurance and how much does it cost?

Hello, the premium of group accident insurance for bearer construction sites is not very expensive, basically all insurance companies have this insurance product. From the perspective of the guarantee time, it will not exceed one year, and the cost is about 100-200. Enrollment process:

1.Formulate a plan according to the actual situation: the insured enterprise needs to provide information such as the occupation, number of people, and the demand for the insured amount.

2.Fill in the insurance policy and pay the premium: After the insurance plan is determined, fill in the insurance information and pay the premium.

Summary. Hello: The insurance methods of construction site group insurance include online purchase, **insurance, **person purchase and over-the-counter purchase.

3. Purchase through **person: the policyholder can contact the insurance company's insurer, consult the **person and purchase the construction site group insurance product;

4. Over-the-counter purchase: The person in charge of the enterprise applies for insurance at the counter of the insurance company's business outlets, communicates face-to-face and submits insurance materials.

How to buy the anonymous kind of construction site team insurance and how much does it cost?

Hello: The insurance methods of construction site group insurance include online purchase, **insurance, **person purchase and over-the-counter purchase. 1. Online purchase:

The policyholder can log in to the official third-party platform of the insurance company, fill in and submit the relevant information, and complete the insurance online; 2. **Insurance: Call the insurance company ** to provide relevant insurance information, and after confirming the information, the insurance company mails the insurance contract for insurance; 3. Purchase through ** people: The policyholder Bo Hong can contact the insurance company's insurance company, consult the ** person and purchase the basic cavity book of the construction site group insurance product; 4. Over-the-counter purchase:

The person in charge of the enterprise applies for insurance at the counter of the insurance company's roundstone outlets, communicates face-to-face and submits insurance materials.

How to buy anonymous construction site group blind Zen insurance? 1. Insurance requirements (1) The number of insured persons of anonymous construction site group accident insurance shall generally not be less than 5-6 people, and the number of insured persons shall not be less than 20 for the type of work with higher risk categories. (2) The insurance period of the stool is generally not more than one year, and the insurance can be renewed every year if you need long-term insurance.

2. Insurance procedures (1) scheme design and **: information such as the number of hidden orange workers, occupation or type of work, insurance amount demand or cost budget of the insured person shall be provided for leakage preparation; (2) Application and payment: You need to fill in the application form and pay the fee by cash or check; (3) Sign the policy contract and invoice.

(3) Sign the policy contract and invoice. 3. How much is the insurance of the anonymous construction site group Yiyanqing? The premium is directly linked to the insurance product and the number of insured, and it is recommended to consult the insurance person for details.

4. After-sales precautions (1) After the change of anonymous group accident insurance, it shall not be less than the agreed minimum number of insureds; (2) The cumulative number of changes does not exceed the agreed replacement rate, and the person who has already received the claim cannot participate in the change.

All risks and third-party liability of construction projects do not include personal accidents of construction personnel, generally the construction unit should purchase construction workers' accident insurance for construction personnel, usually the insurance is bought by the contractor, the employer does not buy, your construction workers' accident insurance can be bought according to the project cost, or construction period, or construction area.

Construction works - the total value of the insured project at the time of completion, including the cost of raw materials, equipment, construction, installation, transportation and insurance, customs duties, other taxes and fees, and the cost of raw materials and equipment provided by the owner of the project;

Construction machinery, plant and mechanical equipment - the cost of replacing new machinery, plant and mechanical equipment of the same model and load;

Other insurance items - the amount agreed between the insured and the company.

2) If the insured is insured with the estimated total cost of the project as stipulated in the insurance contract, the insured shall:

When the various expenses included in the project cost under this insurance exceed the original insured project cost due to price increase or appreciation, the company must notify the company in writing as soon as possible, and the company will adjust the insurance amount accordingly;

make accurate records of the corresponding project details within the insurance cancellation period, and allow the Company to inspect the records at a reasonable time;

If the construction period of the insured project is more than three years, the actual amount of the project investment and the adjusted total project cost must be declared to the Company every 12 months from the effective date of this insurance policy, and the Company will adjust the insurance premium accordingly.

The final total value of the project shall be declared to the Company within three months after the expiration of the insurance period specified in this insurance policy, and the Company shall adjust the insurance premium received in advance by way of refund and deficiency compensation.

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