How long can car insurance not be renewed, and how long can car insurance expire before it can be re

A few days late in the renewal of car insurance has an impact, the risk is passed on during the out-of-policy period, and the premium rate is **.

Things to look out for when renewing car insurance:

Car insurance renewals should be timely.

If the vehicle is not insured, it will not be insured? It's not a wise choice. Accidents are not something that can be prevented by being careful, and car repairs are expensive, maybe it's just a small touch, and a small accident that destroys a headlight chassis can cost you a lot of money.

So don't take chances and not renew your car insurance.

Be careful if you forget to renew your policy.

Some car owners do not read the terms carefully, do not pay attention to the expiration date of the car insurance, and forget the time of renewal in a daze, if the insurance is not renewed during this period, the insurance company can refuse to pay compensation. Therefore, you must pay attention to the renewal of car insurance to avoid losses caused by accidents.

Compulsory traffic insurance should be renewed in a timely manner.

Compulsory liability insurance is different from commercial insurance, it is mandatory. If you don't pay the compulsory insurance in time, it will bring a lot of problems and even be punished. It is different from the commercial insurance of insurance companies, and if there is an accident, it will bring a lot of losses.

Car Insurance Renewal Tips:

Retirement cars can be renewed: if the car is almost at the end of retirement age. Then car insurance renewal is not a very affordable thing.

How long can car insurance be out?

Summary. If the car insurance expires and is not renewed, the car will be in a state of out-of-insurance, without protection, and the compulsory traffic insurance is a type of insurance that the state requires to purchase, once it will be found that it may face penalties. Compulsory liability insurance usually needs to be renewed within 90 days before expiration, and once the policy is found to be surrendered by the relevant authorities, a fine of 2 times the cost of the compulsory liability insurance will be imposed.

Car owners must pay attention to the validity period of their car insurance, so as not to "get out of insurance", buy early and buy late, and get out of insurance is not good. For the renewal time, each person has different choices, whether the choice is early or late, it is best not to exceed the validity period of the car insurance for 24 hours, if it is exceeded, it will be regarded as out of insurance, generally speaking, it is recommended to renew at least 1 month in advance, so as to avoid the smooth progress of renewal due to the formalities.

Dear Hello, I am honored to answer for you Car insurance cannot be paid after it expires, and it should be renewed within 90 days before the expiration. Once out of insurance, a fine of 2 times the compulsory traffic insurance will be imposed. The payment of compulsory vehicle insurance (compulsory traffic insurance) can be delayed, and the original car insurance company can still accept the renewal within 3 months.

However, uninsured vehicles are not allowed on the road.

If the car insurance expires and is not renewed, the car will be in a state of de-insurance, there is no guarantee, and the compulsory traffic insurance is a type of insurance that the state requires to purchase, once it is found that it may face penalties. Compulsory liability insurance usually needs to be renewed within 90 days before expiration, and once the policy is found to be surrendered by the relevant authorities, a fine of 2 times the cost of the compulsory liability insurance will be imposed. Car owners must pay attention to the validity period of their car insurance, so as not to "get out of insurance", buy early and buy late, and get out of insurance is not good.

For the renewal time, each person has different choices, whether it is early or late, it is best not to exceed the validity period of the car insurance for 24 hours, if it is exceeded, it will be regarded as out of insurance, generally speaking, it is recommended to renew at least 1 month in advance, so as to avoid the smooth progress of the renewal due to the complicated procedures.

Car insurance can be bought when it expires:1. The car insurance can be renewed normally after two months, as long as you do not drive on the road during the insurance period, you will be detained and fined twice the basic premium; 2.

In accordance with Article 12 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, when signing the compulsory insurance contract for motor vehicle dry rock traffic accident liability, the policyholder shall pay all the insurance premiums in a lump sum; The insurance company shall issue an insurance policy and an insurance mark to the policyholder. The insurance policy and insurance logo shall indicate the insurance policy number, license plate number, insurance period, name and address of the insurance company, and claim settlement**.

The insured shall place an insurance mark on the insured motor vehicle. The insurance model is unified across the country. The insurance policy and the insurance mark are supervised by the insurance regulatory authority.

No unit or individual may forge, alter or use forged or altered insurance policies or signs of insurance for lead exacerbators.

Car insurance must be renewed within 15 months of expiry.

The statute of limitations for car insurance renewal business is calculated from the date of application of the policy of the previous year, and it is renewed within 15 months (except for the compulsory traffic insurance of Shanghai institutions). In order to avoid losing insurance, it is generally recommended to renew the insurance business about 10 days in advance.

Compulsory car insurance cannot be paid after it expires and should be renewed within 90 days before it expires. Once out of insurance, a fine of 2 times the compulsory insurance will be imposed. The owner or manager of a motor vehicle driving on the road within the territory of the People's Republic of China shall take out compulsory traffic insurance, and if the owner or manager of a motor vehicle fails to take out compulsory traffic insurance in accordance with the regulations, the traffic management department of the public security organ shall have the right to detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable.

If the car insurance expires and is not renewed, the policy will lapse, but you can re-apply for the car insurance at any time. Failure to renew your car insurance after expiration will result in consequences such as renewal premium** and your own liability for insurance during the period of exit. In order to avoid losing the insurance, it is generally recommended to arrange the renewal of the policy about 10 days in advance.

In addition, the compulsory liability insurance cannot be paid after the expiration date and should be renewed within 90 days before the expiration. Once out of insurance, a fine of 2 times the compulsory insurance will be imposed.

If the car has been parked and not opened, until it reaches the end of the life of the scrap can not pay insurance, but it should be noted that if the vehicle is used, even if you do not need to buy commercial insurance, compulsory traffic insurance is also necessary to buy, compulsory traffic insurance is like a permit on the road, found by the public security traffic department, but to pay a fine of double car insurance, detain the vehicle until the purchase of compulsory insurance.

If it is only parked for a short period of time and there is no insurance in the previous year, you can enjoy the car insurance discount, and the maximum time limit given by the insurance company is three months, and the renewal of the policy can still be accepted within this time limit. That is to say, if you renew your car insurance after more than three months, the ** of the car insurance will be calculated according to the price of the new car, and you can no longer enjoy the discount. Be careful to grasp the time so as not to exceed the maximum time limit, and it is not cost-effective to miss the offer.

If the car insurance expires for too long, it will have a certain impact on the renewal. Among them, the compulsory traffic insurance will no longer enjoy the discount if it is renewed after 3 months of expiration, and the commercial auto insurance.

If the policy is renewed after 3 months of expiration, a certain fee will be added to the original basis.

In addition to the impact on the premium, the expiration of car insurance will also be affected in many other aspects. Sedan.

1. Compulsory traffic insurance

The full name of compulsory traffic insurance is compulsory insurance for motor vehicle traffic accident liability.

It is a road traffic accident on an insured motor vehicle.

Compulsory or reactive liability insurance in which the insurance company compensates within the limit of liability in the event of the death of the victim or property damage. Since it is mandatory, after the expiration of the compulsory traffic insurance, if the owner goes on the road without renewing the insurance, it will be in accordance with laws and regulations.

A fine of 2 times the minimum premium is imposed.

2. Commercial auto insurance

If the commercial auto insurance is not renewed in time and the insurance is out of insurance, the insurance company will directly refuse to compensate once the vehicle needs to be insured.

Test your anti-risk index, and experts will interpret it for you for free!

Car insurance cannot be paid after expiration and should be renewed within 90 days before expiration.

Once you cancel your insurance, you will be fined twice as much as your traffic insurance. Compulsory liability insurance (compulsory liability insurance) can be deferred for payment, and the original car insurance company can still accept renewal within 3 months.

However, vehicles that are not insured are not allowed to drive on the road. If the car insurance expires and is not renewed, the car will not be insured.

Extended information: 1. If the car insurance expires and is not renewed, the car will not be closed and the warranty period will not be closed, and there is no guarantee. Moreover, compulsory traffic insurance is an insurance required by the state. Once discovered, penalties may be faced.

In addition, it is also necessary to re-inspect the car after the "insurance" and increase the insurance procedures. Compulsory liability insurance usually needs to be renewed within 90 days before expiration. Once the relevant authorities find that the insurance has been surrendered, a fine of twice the cost of the traffic insurance will be imposed.

Car owners must pay attention to the validity period of their car insurance to avoid "insurance". Buying early and buying late is not good for insurance. When it comes to the renewal time, everyone has their own choice.

Whether you choose early or late, it's best not to exceed the 24-hour validity period of your car insurance. If it is exceeded, it will be considered uninsured. Generally speaking, it is best to renew the policy at least one month in advance to avoid the renewal process due to formalities.

2. Car insurance.

What should I do if I don't renew my car insurance when it expires?

If the policy is not renewed upon expiration, it must be renewed immediately. If the insurance is not renewed, the traffic police will investigate and deal with the car on the road, and impose a fine of twice the original price of the compulsory traffic insurance and the driver's license.

Deduct 1 point and detain the car until the purchase of compulsory traffic insurance. After the vehicle is out of warranty for more than a certain period of time, the rate may be ** when the vehicle is replaced.

Generally speaking, the insurance is renewed within one month after the insurance is terminated, and the insurance rate.

No**. More than a month later, due to the moral hazard of insurance after the event.

Rates will go up.

in compulsory insurance.

, the regulations are likely to be more stringent. Once the owner withdraws from the insurance for more than three days, he may not be able to enjoy the premium discount. Some insurance companies also stipulate that the vehicle must be re-inspected after the insurance is out of the insurance. There are many reasons why car insurance expires.

One possibility is that the car owner did forget the specific date of the original insurance and missed the stipulated renewal period. Another is that some car owners are lucky. If they weren't out of danger the year before, they would think their driving skills were good.

If they feel like there's nothing to do after a few days, they won't renew it in time.

It is advisable to renew the car insurance within three months before it expires.

When the compulsory insurance contract for motor vehicle traffic accident liability expires, the policyholder shall renew the insurance in a timely manner and provide the insurance policy for the previous year. The renewal time should not exceed three months before the end of the insurance period at the earliest, and not later than the end date of the insurance period at the latest.

Motor vehicle insurance, also known as automobile insurance (referred to as car insurance), refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents caused by natural disasters or accidents.

Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the subject of insurance.

Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

Motor vehicle insurance is a kind of insurance that uses motor vehicles such as automobiles, trams, battery cars, motorcycles, and tractors as the subject of insurance. Motor vehicle insurance can be divided into two categories: compulsory traffic insurance and commercial insurance, and commercial insurance can be specifically divided into two parts: basic insurance (also known as main insurance) and additional insurance.

Motor vehicle insurance generally includes compulsory traffic insurance and commercial insurance, and commercial insurance includes basic insurance and additional insurance. The basic insurance is divided into vehicle loss insurance and third-party liability insurance, full vehicle theft insurance (theft insurance), and vehicle personnel liability insurance (driver liability insurance and passenger liability insurance).

Additional insurance includes glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, wading driving insurance, no-fault liability insurance, on-board cargo falling liability insurance, vehicle suspension loss insurance, new equipment loss insurance, excluding deductible special insurance, etc. Glass breakage insurance, spontaneous combustion loss insurance, and newly added equipment loss insurance are additional insurances for body loss insurance, and vehicle loss insurance must be insured before these additional insurances can be insured. On-board liability insurance, no-fault liability insurance, on-board cargo drop liability insurance, etc., are additional risks to third-party liability insurance, and third-party liability insurance must be insured before these additional insurances can be insured; Each insurance plan can be insured independently, excluding deductibles.