Don t throw away the car insurance policy, if the car insurance policy is accidentally lost, does it

I want to say this, LZ, you really have to listen to your LP. Why? As soon as I saw LZ's words, I knew that it must be the first time to be in danger, right?

Otherwise, you wouldn't be unaware of the importance of a car insurance policy in the claims process. That's right, the salesman of Ping An Insurance has told me many times that the car insurance policy is an important insurance certificate, and the policy is generally one of the materials that must be issued when making a claim, so I must take good care of the insurance documents of my car and never lose it, otherwise I may encounter unnecessary trouble when making a claim.

I have to say that LZ's wife is still very wise, and you really can't throw away things like car insurance policies, and if you don't spare it, it's very likely that you won't get a claim. And what's more serious is that if your insurance policy is lost along with your ID card and other important documents, it is very likely to fall into the hands of someone who cares, and then you will be in trouble. Therefore, when I was out of danger at that time, Ping An's loss assessor told me to keep the insurance policy and driver's license, ID card, bank card and other documents separate.

In fact, the role of the policy is mainly to settle claims, when applying for a claim, it is indeed necessary to provide the policy, but it is also possible to provide a copy of the policy, so when LZ keeps the car insurance policy, you can make several copies of the policy and store it separately. A car insurance policy contains a lot of important and valuable information that car owners should read frequently; Don't forget to check the status of your policy regularly. Now it is more convenient to inquire, you can log in to Ping An's official **, enter the policy number, name and other content.

Specify the driver, get a concession of 30 discounts, tell your solution that PICC P&C can specify three pilots at the same time, yes, you can add 2 to go, and the other two to designate a driver's license for your manager, out of a batch of single lines. However, the age limit, I don't know if you are in Nanjing, Nanjing is at least 25 years old, and you can drive for three years. There is a way to be in dangerous conditions, no matter who drives the car, as long as the insured rushes to the scene to report.

Otherwise, don't lose it all. Maybe only lose 80 -90.

In fact, it's not a big problem, it doesn't matter if the car is on the plate, if it really doesn't work, you can directly bring the driving license and ID card to the insurance company to pull a copy.

Of course it's important!! It will add a lot of unnecessary trouble. Of course, if you really lose it, you can also reissue it

It seems that it is a basis.

People's living conditions have been getting better and better, so many people will consider buying insurance for themselves. Now there are more and more cars on the road, but at the same time, the probability of traffic accidents has become higher and higher.

We all know that the purchase of insurance is required to the parties to the insurance company to sign a contract, at this time you will get a policy, this policy is the proof that you signed an agreement with the company, if your car insurance policy is lost, then it will affect the later claims, if you really have an accident in the back, traffic accidents, at this time if you want to find the insurance company to make a claim, it is more difficult, because your own policy is lost, according to the requirements of the insurance company will not make a claim.

If your policy is lost, you don't have to worry, in fact, you can go to the business department to reissue, that is to say, you can contact the relevant personnel of the insurance company, and then ask the personnel of the insurance company what information they need to carry, and then take these information to the insurance company to reissue the insurance policy, in fact, in real life, the policy is lost, this situation is still relatively common, because many car owners are very careless, accidentally lose their policy, There is no need to panic too much if you lose it, because there is a remedy. In fact, there are also electronic policies now, and I think that electronic policies are also very convenient, you can go directly to the official website of the insurance company** on the line.

I think the car insurance policy is very important, because it is a certificate for the parties to sign a contract with the insurance company, so if it is lost, it will have a great impact on the later stage. Therefore, it is recommended that you must take care of your car insurance policy in your daily life, and don't lose it, because it will be more troublesome.

It is more troublesome when encountering the traffic police inspection, but it does not affect the car insurance claim.

This will definitely have a certain impact, but as long as you buy it, there will be a record, and I think it is better to make up another policy as much as possible to avoid more trouble at that time.

If the policy is lost, be sure to contact the insurance company as soon as possible and bring the relevant documents so that you can reissue it.

A vehicle insurance policy is a written document used to prove that the insurance contract has been established and that the subject matter of the insurance has been underwritten by the insurer, and that the policyholder has the relevant insurance rights when suffering damage within the scope of insurance liability. When a vehicle is out of insurance, a vehicle insurance policy is an integral part of filing a claim. However, some car owners often do not keep the insurance policy properly after insuring the car, so that they find out that the policy is lost after the accident.

So next, Xiao Wan will give you a detailed introduction to what to do if you lose your car insurance policy.

Step 1: Prepare your documents.

In this case, the insured should immediately reissue the vehicle insurance policy, and according to the regulations of the relevant insurance company, the insured must generally bring his or her ID card, driving license and other information to handle it.

Step 2: Commercial auto insurance policy reissue.

When the car owner reissues the commercial auto insurance policy, the insurance company can only handle the copy of the insurance policy, but the insured can rest assured that according to the provisions of the Insurance Law, the Contract Law and other laws and regulations, the copy of the commercial auto insurance policy and the original have the same legal effect when making a car insurance claim.

Step 3: Compulsory traffic insurance reissue.

Compulsory traffic insurance is mandatory for every car owner, and when the compulsory insurance policy is reissued, taking into account the issues related to the annual inspection and vehicle inspection of the vehicle, the insured can reapply for the original copy of the compulsory traffic insurance policy, but cannot reapply for the sign of compulsory traffic insurance.

If the owner encounters the above situation, he should analyze it according to his specific situation and prepare the corresponding documents in advance, so that he can save a lot of time.

In addition, if the insured is indeed unable to go to the insurance company in person to reapply for the policy, and needs to entrust a third party to reapply for the policy, the agent needs to prepare the relevant entrustment certificate and the original ID card and driving license of the principal, etc., and can only be reissued after the information is approved.

The vehicle insurance policy is the proof of the conclusion of the insurance contract between the insurer and the policyholder, which records the main content of the insurance contract and is related to whether the car insurance can successfully apply for claims. Therefore, after handling car insurance, the insured should properly keep his vehicle insurance policy, and it is best not to put it together with the ID card and driver's license, once lost, it is likely to create opportunities for criminals to commit crimes. If the vehicle insurance policy is accidentally lost, the insured should report the loss to the insurance company in time and reissue it.

In addition, even if the insured is insured during the reissuance of the vehicle insurance policy, it will not affect the insurance claim, and the insurance claim will be completed at the same time as the reissue is submitted, so the majority of car owners do not have to worry about it.

1. Compulsory traffic insurance is compulsory insurance, check the car, anyway, it is used in many places, but you accidentally lose the policy, don't worry at this time. If you really can't find it, you can go to the insurance company where you have purchased compulsory traffic insurance, ask for a copy of the policy of paying this messy Johnson leakage, and he will provide you with a copy.

2. The function of the copy is the same as the function of the insurance policy, and many things can be effectively handled when you go to the vehicle management office and check it. What is the copy, you don't need to understand this word, go directly to the insurance company you are insured, and he will know, print it out for you, and stamp it for you.

3. If you don't need to inspect the car, or anything else, the compulsory traffic insurance policy is lost, and it will not affect your car out of insurance. Since you are insured, they have a record there, so when you are in danger, they only need to ask you to provide your ID card, driving license, bank card, etc., and they do not require you to provide an insurance policy.

4. Therefore, if the compulsory traffic insurance is lost, it is a trivial matter, do not panic, if you use it, go to the insurance company to print a copy at any time within the validity period of the insurance policy, if you don't need it, it will not affect the car to report the claim.

If the vehicle insurance policy is accidentally lost, the car owner needs to immediately bring the original ID card of the insurer and the original driving license of the insured vehicle, and go to the car insurance company in person to find a single person to help reapply for a policy. In addition, there are two types of replacement vehicle insurance policies, namely compulsory traffic insurance policies and commercial motor insurance policies. If the compulsory traffic insurance policy is lost, you can go to the insurance company where you are insured to apply for a copy of the insurance with the original ID card and driving license of the insurer, and it must be stamped with the business seal of the insurance company.

In addition, due to the problems involved in vehicle inspection and annual inspection, the original policy can be reissued when the compulsory traffic insurance policy is reissued, but the sign of compulsory traffic insurance cannot be reissued. When reapplying for a commercial auto insurance policy, the auto insurance company will only give a copy of the policy. However, when the car is out of insurance, the owner can also negotiate the corresponding claim with the original and copy of the reissued policy.

In addition, if the insurer is unable to go to the car insurance company in person to reissue the policy for the necessary reasons, and needs to entrust a third party to reissue the policy on its behalf, the materials that need to be prepared by the agent include the relevant entrustment certificate of the spring waiter and the original ID card and driving license of the principal.

If the car insurance policy is lost, it is necessary to report the loss in time, and then run the replacement in the following ways:

1.Bring your ID card and other materials to the offline outlets of the insurance company to go through the procedures for reapplying for a car insurance policy;

2.For example, Ping An Auto Insurance can directly find "Check Policy" on the homepage of the Ping An Good Car Owner App, then select the corresponding insurance type "Policy Printing", and then select "Policy Printing and Delivery", enter relevant information according to the page reminders, and reissue the car insurance policy after submission and approval.

It should be noted that if you have an electronic policy of compulsory traffic insurance and commercial car insurance, you do not need to reapply for it, but if the car insurance policy is lost, it is recommended to inform the insurance company.

1. The first step: prepare documents, after encountering this situation, the owner immediately re-applies for the car insurance policy, according to the regulations of the relevant insurance company, it must be handled by the insured himself, and the insured needs to bring his ID card and the original driving license. Of course, if the insured needs to be handled by someone else, then it is also necessary to bring the proof of entrustment and the original ID card of the principal;

2. The second step: commercial insurance reissue, when the car owner reissues the commercial auto insurance policy, the insurance company can only handle a copy of the insurance policy, but the car owner can rest assured that because of the relevant laws and regulations of the country, the copy of the commercial auto insurance policy and the original will also have the same effect when the car insurance claim is made;

3. The third step: the compulsory insurance is reissued as a compulsory insurance for each car owner, and the dismantling of the fiber in the compulsory insurance policy is reissued, because it involves the annual inspection of the vehicle and the problem of vehicle inspection, so the owner can reapply for the original of the compulsory insurance policy, but can not reissue the sign of the compulsory insurance;

Millions of car purchase subsidies.

The insurance policy states the insurance period, after which it becomes waste paper. It is a kind of insurance that uses motor vehicles such as automobiles, trams, battery cars, motorcycles, and tractors as the subject of insurance. Motor vehicle insurance can be divided into two categories: compulsory traffic insurance and commercial insurance, and commercial insurance can be specifically divided into two parts: basic insurance (also known as main insurance) and additional insurance.

Motor vehicle insurance was born at the end of the 19th century, and the world's earliest motor vehicle insurance policy was issued by the British "Legal Accident Insurance Company" in 1895, with an insurance premium of 10 pounds to 100 pounds.

Motor vehicle insurance generally pays for repairs, but if the vehicle reset** is cheaper than repairs, the insurance company is likely to claim that the vehicle is a total loss. Generally speaking, the insured amount of motor vehicle insurance is the purchase of a new car** or the value of the vehicle at the time of insurance, but the vehicle is depreciated during use, and the insurance company will set an absolute deductible.

Therefore, in the case of total loss, the compensation will definitely be lower than the insured amount. The insurance period of this type of insurance is generally one year or less, and if there is no claim during the insurance period, you can enjoy the no-claim preferential rate when you renew the policy.