What insurance is suitable for the crew to buy when they go out to shoot

Group accident insurance, I am a professional in this insurance.

Accident Insurance:

If the insured suffers an accidental injury and dies within 180 days from the date of the accident, the company will pay the accidental death insurance benefit according to the insured amount.

Accidental Disability Insurance:

If the insured suffers an accidental injury and causes one of the degrees of disability listed in the "Table of Disability and Payment Ratio" attached to this contract within 180 days from the date of the accident, the Company shall pay the accidental disability insurance benefit according to the benefit ratio in the table multiplied by the insured amount. If it is not completed within 180 days, the company will conduct a disability appraisal according to the physical condition on the 180th day from the date of the accident, and pay the accidental disability insurance benefit accordingly.

Accident Medical Insurance:

During the insurance period, the insured shall pay the necessary medical expenses incurred in the hospital** designated or recognized by the insurer due to accidental injury, which meet the payment scope of the social basic medical insurance in the place where the insured is insured, and the accidental injury medical insurance benefit shall be paid at a rate of 100 after deducting the deductible of RMB 100 within the accidental injury medical insurance limit of the insured specified in the insurance policy.

The various quotas have to be set by the crew themselves.

Purchasing accident insurance cannot exempt the crew from liability, because the compensation is paid to the injured person.

You can take out employer's liability insurance, and when you pay compensation, it is paid to the crew, and the crew pays to the injured person.

From "The Helper".

Hello, shopping online, the most worrying thing is the loss of the purchased items. It is possible to purchase insurance for online purchases. Many buyers are worried that the product is not suitable and will be returned or exchanged, so they will buy shipping insurance.

In addition, express insurance can also help buyers avoid some risks. At present, many insurance companies have launched insurance that can cover online shopping, so you can choose the right insurance for online shopping according to your actual situation.

What insurance covers online purchases?

1.**Shipping insurance, known as return shipping insurance, is currently divided into two categories: return shipping insurance (buyer) and return shipping insurance (seller). The difference is that the buyer pays the insurance premium, which is the buyer's return shipping insurance, and the other way around, the seller's return shipping insurance.

In order to resolve the disputes between buyers and sellers due to freight expenses in the return of goods, insurance companies have launched return freight insurance products in a timely manner according to the characteristics of online transactions, also referred to as "return insurance" and "freight insurance".

2.Courier insurance, the delivery of goods to their destination by courier, may be transported by land or air, or by two or more means of transport. Regardless of the type of means of delivery, any insurance that delivers the goods to the destination by express delivery is express insurance.

Express insurance corresponds to the insurance terms corresponding to its means of transportation according to the different modes of transportation of its goods.

In short, it is important to remind you that when shopping online, it is necessary to buy a suitable insurance. **When buying something, it is important to buy insurance such as freight insurance. How do I buy this type of insurance? Generally, there will be a purchase link for freight insurance on the Internet, and buyers only need to click on it to view.

Since the employment risk of shopping malls is not large, the probability of accidents is not large, and it is a low-risk occupation, so my suggestion is that after the payment of the five social security insurances, according to the actual situation and benefits, you can selectively pay accidents (generally 200-300 yuan a year, which is about the same as that of major insurance companies) and supplementary medical treatment (better benefits. Generally, one person needs 500-2000 yuan a year).

It is mainly the purchase of public liability insurance, which refers to the economic compensation liability to the victim that should be borne by the victim in accordance with the law if the victim's negligent behavior in the public activity venue causes damage to the person or property of others. The constitution of public liability is premised on the legal liability for economic compensation, and its legal basis is the civil law of various countries and various relevant individual legal systems. In addition, in some places that are not public events, if the public suffers damage in the place for which the person causing the injury should be responsible, it can also be attributed to public liability.

Therefore, all kinds of public facilities, factories, office buildings, schools, hospitals, shops, exhibition halls, zoos, hotels, inns, theaters, sports venues, and engineering construction sites all have the risk of public liability accidents. The owners, managers, etc. of these establishments are required to pass on their responsibilities by taking out public liability insurance.

Coverage of public liability insurance.

The insurance liability of public liability insurance includes the economic liability and related legal litigation costs incurred by the insured during the insurance period and at the insured place according to law.

The exclusions of public liability insurance include:

Damage caused by the insured's intentional acts;

any damage caused by war, civil war, rebellion, riot, riot, strike or closure of a factory;

damage accidents caused by irresistible human causes;

damage accidents caused by nuclear accidents;

defective sanitary fittings and any poisoning other than general food poisoning;

liability for any damage to land, property or premises caused by vibration, movement or weakening of supports;

Injuries sustained or damage to property by an employee of the insured or any person who is servicing the insured person, who is normally insured under another insurance policy;

Third party or public liability accidents of various means of transport are covered by special third party liability insurance or other liability insurance insurance;

Other exclusions as specified in the public liability insurance policy, etc.

The mall should have public liability insurance, which is responsible for compensating for property damage and personal life to third parties (customers) that occur in the business premises.

Look at the shopping card yourself, or ask the person who gave it to you.

Yes, it is valid for 7 days after receiving the goods.

There are two types of return shipping insurance: one is the seller's version, as long as you place an order, the seller will automatically pay you to buy a good refund shipping insurance;

The second is the buyer's version, first of all, the buyer must apply for the buyer's version of the refund shipping insurance, and then you have the option of whether to purchase shipping insurance in the lower right corner before submitting the order.

Generally, there is this option for those who join 7 days without reason to return or exchange.

At the bottom right of the order submission page, there is an option for shipping insurance, and the insurance premium is different for different products, and the refund shipping fee is also different.

This freight insurance is yuan, the compensation is 7 yuan, you need the freight insurance to check that item, and the payment is to deduct your yuan.

Before submitting the order, check the shipping insurance box before submitting the order.

If you take a look at whether the insurance company is irregular, it is impossible to pay, and you must verify it clearly and pay again, otherwise it will be difficult to refund.

Oriental Shopping revealed our information, and we were deceived into buying insurance just now.

When it farts, ignore it, be careful**.

If you want to buy insurance, you just need to find a local one, and there is no shortage of insurance companies.

It is best to buy through formal channels or choose a larger insurance company.

You first register an account on JD.com, select the items you want to buy, and then click checkout. When choosing a payment method, there is an item that uses JD coupons or something, after you select this item, enter the card number and password of the JD shopping card as required, and it's OK. The balance will remain in your account and can be used next time.

Is it to give you an electronic roll or what? Or shopping red envelopes? If the former can be used arbitrarily, the latter can be offset by various store activities. So you keep a snack and don't get caught.

You can first look at the description of the shopping coupon, and there is a coupon function when you take a picture of something on Jingdong and pay for it.

Beijing Coupon Jingdong** is universal, and there are no restrictions on usage limits, categories, stores, and regions. A single order can use multiple Beijing Coupons, which can be paid at a reduced or reduced amount of the face value, and cannot be used in conjunction with East Coupons. Special items cannot be used.

When submitting an order using a Beijing Coupon, if the amount of the Beijing Coupons is greater than the amount of the goods to be paid for the order, the difference will not be refunded.

When the total amount of goods purchased in the order meets the use limit of the East Coupon can be used, and the face value of the East Coupon can be reduced, for example: 2000-100 East Bonds, the amount of goods to be paid for the order must be more than 2000 yuan to be used, and the actual payment after use is reduced by 100 yuan. Special items cannot be used.

Only one coupon can be used for a single order, and it cannot be combined with any other coupon.