What kind of insurance is suitable for parents to buy, and how is the most suitable insurance for pa

If you want to buy insurance for your parents, it is generally recommended to buy three types of insurance: cancer insurance, accident insurance, and medical insurance. Before that, if there are still friends who don't know much about insurance knowledge, remember to take a look in advance: before buying insurance, you must first figure out these key knowledge points!

The first is cancer insurance, as the name suggests, mainly for cancer protection, and critical illness insurance is different from the insurance age is that cancer insurance has a wider insurance age, there are many products with a maximum insurance age of 70 years old, and the health notice is relaxed, most products can be insured according to the standard body even if they suffer from three highs, which is very suitable for the elderly who cannot buy critical illness insurance because of various restrictions.

The second is medical insurance, as parents get older, their physical functions begin to decline gradually, and they are prone to various diseases. If the parents are equipped with medical insurance in advance, the medical insurance can reimburse the expenses incurred due to illness in line with the provisions of the contract and reduce the financial burden of the children. Moreover, some million-dollar medical insurance also comes with value-added services such as green channels, which can effectively solve the problem of difficulty in seeking medical treatment.

Finally, there is accident insurance, accident insurance mainly protects personal injury caused by external, sudden, unintentional, and non-disease events, and it can be said that no matter what age group is very suitable for configuration. In the event of an accident in the unfortunate event of a parent, the insurance benefits paid by the accident insurance can also allow the parents to accept the better ** in time.

1. Insurance refers to the commercial insurance behavior in which the insured pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of compensating for the property loss caused by the occurrence of the accident that may occur as agreed in the contract, or the insured bears the responsibility of paying the insurance money when the insured dies, is disabled, sick or reaches the age and time limit agreed in the contract. Commercial insurance can be roughly divided into: property insurance, life insurance, liability insurance, credit insurance, allowance insurance, and marine insurance.

2. You can purchase life insurance (such as life insurance, accident insurance, illness insurance, etc.) for your parents as much as you can according to the actual situation of your parents' age, occupation, family structure, economic income, etc., which can not only afford the premium expenditure, but also appropriately transfer the relevant risks.

Tips: If you need to buy insurance, it is recommended that you contact Ping An Insurance Company for detailed consultation, Ping An Life Insurance: 95511-1, Ping An Auto Insurance Accident Insurance: 95511-5, Ping An Pension Insurance Group Insurance: 95511-6.

In fact, we give priority to medical insurance + critical illness insurance + accident insurance when we buy insurance regularly, and we have a sufficient budget plus life insurance. But if you buy insurance for your parents, the leverage of critical illness insurance is very low, which is why we need to prioritize million-dollar medical insurance. Since the Million Medical Insurance has high requirements for the physical health of the insured, if the parents are unable to purchase the Million Medical Insurance, they can try the cancer prevention medical insurance.