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Anonymous users2024-02-10The first thing to do is to determine what problem you are trying to solve when you buy this insurance.
1. Save money for your children until they get married and retire. It is advisable to purchase a savings and participating insurance.
2. Buy a guarantee for your child. You can consider purchasing a health insurance, accident insurance, medical insurance, etc. for your child.
3. Save education funds for children. It is recommended to purchase an education fund insurance, ** regular investment, and special funds.
This is based on a clear understanding of the terms and benefits of the insurance before making a decision about whether or not to buy it.
Because insurance is a long-term plan, there will be no benefits in the short term. So don't make a hasty decision and buy it, you will generally lose your interest when you surrender the policy halfway.
I am the broker of Minya Insurance Brokers, from your point of view, objectively and impartially to evaluate the pros and cons of the product, and choose the right product for you.
As a neutral insurance brokerage institution, Minya Insurance Brokers does not represent any insurance company, but analyzes and compares the different products of multiple insurance companies on behalf of customers, stands in the customer's position, and according to the needs of customers, and provides customers with the most suitable insurance solutions. We are committed to serving you wholeheartedly in the whole process of insurance consultation, policy service and insurance claims, and safeguarding your best interests within the scope of the law in line with the principle of maximum integrity.
Hou Xiaobo Insurance Studio.
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Anonymous users2024-02-09I don't know what the specific situation is, but what can be said is:
The pricing mechanism of insurance products is relatively complex, and it is not bank savings.
It needs to be priced according to the actual age, health status, occupational category, and specific coverage liability share of the customer.
According to the insurance company, it is priced according to the actuary's actuarial cost of risk.
Therefore, before the customer insures, the county should first clarify the needs, and then according to their actual situation, rational cognition, based on the present, on demand insurance, this need and the best people, real and effective information exchange, in order to achieve targeted and reasonable planning.
The premium standard of any insurance product is not constant and consistent for different customers.
It is recommended to consult your own ** person in detail, or read the policy contract carefully.
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Anonymous users2024-02-08Education Insurance Reserve Century Starlight. Guarantee, Xinsheng. See who you are.
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Anonymous users2024-02-07It is recommended that you purchase Chinese Life Insurance Company Xinruyi Education Capital Insurance, which has a high yield.
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Anonymous users2024-02-06There are many types of insurance that can be used for this premium. There is no way to give you the right reply.
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Anonymous users2024-02-05Hello! So you have to let us know what you're buying?
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Anonymous users2024-02-04Take out your insurance policy and make a consultation.
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Anonymous users2024-02-03This is a return-type accident insurance underwritten by Ping An Insurance Company. It seems to be very powerful, and you can get the money back when the insurance period is up.
The maximum amount of insurance for Ping An Million Accident Insurance can be 1 million yuan, but it restricts specific accidental death, such as total disability or death due to accidents such as self-driving, aviation, public transportation, etc., only 20 times the basic sum insured can be paid, and 20 times the basic sum insured is 1 million yuan, which sounds like a good deal.
Ping An Million Accident Insurance Returns at Maturity Low Return:
For example, Xiao Zhang's insurance period expires, and he is just 60 years old after 30 years, and the total premium is 16,990 yuan, and he can get 16,990 * 130% = 22,087 yuan of maturity survival fund, that is, he can return more than 20,000 yuan, and he can return more than 20,000 yuan after 30 years of payment, which is lower than the interest he gets from depositing in the bank.
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Anonymous users2024-02-0230-year-old Mr. Wang, as a car owner, felt that this product was very good, and quickly insured himself with a Ping An million insurance for both the bank, with an insurance period of 30 years, an annual insurance premium of 1472 yuan, and a total of 10 yuan for 10 years.
Guaranteed benefits (assuming the accident occurs after the expiration of the payment period):
Self-driving accident total disability or death insurance: 1 million yuan.
Public transport accident total disability or death insurance: 1 million yuan.
Aviation accident total disability or death insurance: 1,000,000 yuan.
Ordinary accidental total disability or death insurance benefit: 100,000 yuan.
Death benefit (120% of premium paid): RMB.
Maturity survival insurance benefit (120% of premium paid): RMB.
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Anonymous users2024-02-01Ping An Million is a savings-type accident insurance, which is saved for 10 years, enjoys 1 million accident protection for 30 years, and is safe for 30 years, with 120% return of the total premium for 10 years! A must-have product, worth having! Happy life, safe care!
Buying insurance is buying safety!
Related questions31 answers2024-05-10What I can do is generally more than 200 yuan per year (there are contracts, except for accident cards, and there are more than 100 accident cards). >>>More
10 answers2024-05-10Don't worry, there is a document number on the document you fill in is unique, when applying for insurance and the salesman in our marketing network delivered the electronic policy is bound, if he wants to change the number you need to fill in the document again, because there is your signature, unless he falsifies the signature, even the paragraph you copied has to be faked, and after underwriting, the system will find that the name of the owner of the mobile phone number does not match the policyholder, and the problem will be placed, he also needs to make a fake again, to write a large paragraph to prove that the policyholder is using that number, As long as you find that the money in your account is gone, you can call 95511 or 110, and you can find out if you check it safely, no one has the courage to do so, but I suggest that you don't want to buy it and tell the salesman clearly, and I advise you to say that the sooner you buy insurance, the cheaper it is, and the sooner you buy, the more peace of mind. Sooner or later, the person who surrenders the policy will regret it, whether you buy it or not, you will realize my words later. Finally, I wish you peace and happiness.
15 answers2024-05-10The salesman has no big loss, but the renewal fee for the second year is missing. If the surrender loss is your own, since you have bought insurance, then do not return, the biggest role of insurance is not to make money, but to protect. If your initial premium is not very large and within the range you can afford, it is recommended not to surrender the policy, a few thousand yuan a year will not have much impact on our quality of life, now the price **, it should be a supplement for our pension in old age, a few thousand yuan can be saved casually. >>>More
31 answers2024-05-10Where to put 100,000 yuan, the difference is too big.
Duration: 350 yuan [sad]. >>>More
7 answers2024-05-10Direct replacement is definitely not possible, talk to the salesman, generally speaking, after the hesitation period, it is difficult to replace, you can only surrender and buy. Because the insurance company has already given the salesman's commission, and the insurance investment has also been invested, it is impossible to return the full amount. >>>More