Office workers, how to invest and manage money want to understand clearly!

Generally, the time of office workers is relatively fixed, and there will be time conflicts for those who want to **. Banks also launch a lot of wealth management products, if you are a conservative investor, it is recommended to take a look, because its risk is relatively low but the return is not high, basically it will take several years. If you are more aggressive, you can consider investing **, the domestic Shanghai gold is better, but its time is not continuous, and you can open an account for 100,000 yuan.

International London gold is more popular, there is no limit to opening an account, 24-hour trading,. One of the advantages of investing in office workers is that you can operate at night, especially in our country at night, Europe and the United States are daytime, and there are more opportunities for large fluctuations. However, any investment is risky, and the key is personal control.

Personal financial planning is generally divided into four parts, one is personal pocket funds, leaving 1-2 months of living expenses, and the second is the main income of the family accident and health insurance, mainly to prevent the collapse of the family due to special circumstances, generally invested in 10-15% of the annual income; The third part belongs to venture capital, which is also the pursuit of high returns and high returns, according to the law of 80, accounting for = 80 - your current age, you can choose **, **, *** and other higher risk investments, and the last part is the remaining part of the choice of capital guaranteed income, the purpose of resisting inflation, you can choose bank fixed deposits, treasury bonds, etc.

If you have free time, you can invest in foreign exchange with less capital and higher returns.

This can choose Wealth Management Tong E Fund**Easy Finance, GF** Tiantianhong, China Universal Wealth**Full Treasure, and Huaxia**Wealth Treasure; These four have their own advantages, suitable for different types of investors, you can choose a suitable type according to your actual situation, do not have to worry about which one to choose, pay attention not to be able to change the type frequently, which is not conducive to financial management.

Hello, what investment projects have you learned about.

Take a look at the daily ** network on the next mobile phone.

It is recommended to buy treasury bonds in the safest way.

Hope it can help you, if your problem is solved, please click to adopt, thanks.

It is recommended to enter in the case of Yu'e Bao financial management or bank financial management, **aspect**.

Stay 20% for emergency, %50% for life, 10% for investment, 20% for entertainment.