I found out that I had a kidney cyst and wanted to get a medical insurance, but I didn t know what t

You can apply for health insurance, kidney insurance, and creatinine as long as the conditions are met.

Kidney cysts. In the actual application process, the insured needs to provide a complete medical record related to the health notice and inquiry.

and the examination report, and the insurance company decides whether to underwrite or not after an overall assessment of the insured's health, physical condition and future morbidity of the disease.

Simple kidney cyst is the most common and mildest symptom of renal cystic disease, common in adults over 50 years old and rare in children.

Therefore, it may be acquired. It can be solitary or multiple, more common in men and the left kidney, often unilateral, or with contralateral renal lesions.

Medical insurance: Some of the requirements of this product, simple kidney cyst, kidney function.

Normal, who have undergone surgery for more than 1 year, can be insured normally; If the above conditions are not met, some of them will be excluded, and the worst case is not a simple kidney cyst but caused by other diseases, and the insurance will be directly denied.

Critical illness insurance. Some products do not specify specific requirements, and some critical illness insurance requires that the number of cysts should not exceed 3 and the maximum diameter should not exceed 5cm.

Life insurance: needs to be assessed according to the nature of the kidney cyst and whether there is kidney damage; If it is benign and has no kidney damage, it is usually insured.

Cancer Insurance: If it is benign, it is usually insured.

Accident insurance: standard insurance is difficult to dig.

Annuity Insurance: Standard Insurance.

Test your anti-risk index, experts will interpret it for you for free!

Kidney cysts. It is possible to buy health insurance, and the following is critical illness insurance.

Medical Insurance Coverage:

1. Critical illness insurance: asymptomatic, renal function.

Normal, small cyst size (usually < 4 5cm), critical illness insurance can be covered as standard. Symptomatic, normal renal function, cyst volume of 4 5cm, need to be deferred until after surgery for review.

2. Medical insurance: asymptomatic, normal kidney function, small cyst size (usually < 4 5cm), medical insurance can be excluded from coverage. Symptomatic, normal renal function, cyst volume of 4 5cm, need to be deferred until after surgery for review.

Kidney cysts are also too common, and in general, there are no symptoms, and there are no **, which should not be considered a major disease, and major diseases are the kind that lose half a life if you have that disease. Of course, if the insurance contract you buy says kidney cyst on the critical illness, that's right.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"