If you forget to do a pension at the age of 45 and a pension at the age of 50, will it be more?

The annual pension payment will only increase, because it is paid according to the average local salary level, and the pension at the age of 50 is definitely more than when the age of 45.

At the age of 50, you have to wait until you retire at the age of 65, because the previous social security can not be paid and you can only pay social security from the age of 45, and the minimum 15 years is 65 retirement.

After the retirement formalities are completed, the pension is not determined according to the salary base at the time of processing, but according to the method and salary base when the person reaches the statutory retirement age.

So, there are still people who are concerned, can the time of this extension be determined as the payment period? Generally, it is also not possible, and the contribution time beyond the retirement age is not counted as the contribution period.

If you forget to do a pension at the age of 45 and a pension at the age of 50, will it be more? If you forget to do a pension at the age of 45, it is estimated that it will be difficult to do it again at the age of 50, and if you are doing it at the age of 50, you will have to pay for 15 years before you can retire.

No matter how old you are, you need to pay 15 years before you can receive a pension in social security.

If you pay pension insurance at the age of 50, it is also paid according to the prescribed proportion, and it is not that you pay more at the age of 50 and less at the age of 45. All of them must be paid according to the proportion of the average social wage, the overall part is paid at 20%, and the individual part is paid at 8%. However, you must pay 15 years before you can retire.

Hello! If you forget to do a pension at the age of 45, and you can do a pension at the age of 50, as long as you meet the age requirements, it will not be much.

It is possible to buy. First, if you find a job and have a unit, and you pay pension insurance through the withholding and payment of the unit, then the retirement age is 50 years old for female workers and 55 years old for female cadres.

Then some people asked, at the age of 45, I started to buy pension insurance, and I only paid for 5 years at the age of 50, and I am still 10 years away from the minimum 15-year payment period, so what should I do? Can I make a one-time payment?

You can only extend the contribution for 10 years, that is, you can only receive a pension at the age of 60.

Second, if you do not have a work unit, but participate in employee pension insurance as an individual, then you can buy and pay employee pension insurance as a flexible employee.

Legal analysis: If you want to receive a pension after retiring at the age of 45, there can only be two situations, one is to work in a hazardous job for a certain number of years, and the other is to retire from illness.

Legal basis: Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Social Insurance Law of the People's Republic of China Article 16 Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis;

Article 1 of the Interim Measures of the State Council on the Retirement and Retirement of Workers Article 1 Workers of enterprises, public institutions, party and government organs, and mass organizations owned by the whole people shall retire if they meet one of the following conditions: (1) Men who have reached the age of 60 and women who have worked continuously for 10 years or more. (2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, where the male Wu Mochan is at least 55 years old, and the female is at least 45 years old, and has worked continuously for 10 years or more.

This provision also applies to grassroots cadres with the same working conditions as workers. (3) Men who have reached the age of 50 and women who have reached the age of 45, who have worked continuously for 10 years or more, and who have been certified by the hospital and confirmed by the labor appraisal committee that they are completely incapacitated to work. (4) Disabled due to work, certified by the hospital and determined by the labor appraisal committee, completely incapacitated to work.

If you want to receive a pension when you retire at the age of 45, you can only do two things:

1. Work in the position of hazardous workers for a certain number of years;

2. Retirement. There are three conditions that must be met for employees to receive a basic pension on a monthly basis:

1. Have reached the statutory retirement age and have gone through the retirement procedures;

2. The units and individuals to which they belong participate in the endowment insurance in accordance with the law and fulfill the obligation to pay the endowment insurance;

3. Individual payment for at least 15 years (the payment period during the transition period includes the deemed payment period).

At present, the statutory retirement age for enterprise employees in China is: 60 years old for male employees; 55 years old female employee engaged in management and scientific research; Female workers engaged in production and work-related support work are 50 years old.

Anyone who meets the following conditions can retire:

1. Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years;

2. Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor or other work harmful to physical health, male at least 55 years old, female at least 45 years old, with 10 years of continuous service;

This provision also applies to grassroots cadres whose working conditions are the same as those of workers.

3. Men are at least 50 years old, women are at least 45 years old, have worked continuously for 10 years or more, certified by the hospital and confirmed by the labor appraisal committee, and completely lose the ability to work;

4. Disabled due to work, certified by the hospital and confirmed by the labor appraisal committee, completely incapacitated.

Legal basis

Social Insurance Law of the People's Republic of China

Article 16 Shirts.

Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

If you want to receive a pension when you retire at the age of 45, there can only be two situations, one is to work in a hazardous job for a certain number of years, and the other is to retire from illness.

1. What should I do if I find that my working experience is wrong after retirement?

It can be reissued, and the length of service is linked to the pension. When handling retirement, you need to fill in the retirement approval form, which will verify the number of years of payment (there is no length of service now), you will see it, and you need to sign it, once you approve the retirement, it is easy to change. If there is conclusive evidence, you can apply to the Social Security Bureau for verification.

There is a relationship between the number of years of contribution and the amount of pension, and the longer the payment period, the more pension will be received. Since the implementation of the individual payment system for pension insurance, the time of unpaid contributions is not regarded as the number of years of payment when calculating the retirement benefits of employees, and does not involve the calculation or change of length of service. The calculation of the length of service (deemed to be the number of years of payment) before the implementation of the individual payment system for pension insurance shall be subject to the consistent records or organizational conclusions in my file, and it is strictly forbidden to falsify and change at will.

If it is necessary to change the length of service, the retired worker shall report to the labor and personnel department at or above the county level for approval.

2. Is there a pension for flight attendants after retirement?

If you are insured, you will have a pension after retirement. Pension is a part of the remuneration paid to employees or staff members of enterprises or institutions in a lump sum or in installments after retirement. As long as you participate in social labor insurance, and the employer pays the premiums on time, and reaches the specified number of years, you will definitely have a pension when you reach the statutory retirement age.

However, if you do not participate in insurance and do not pay contributions, then there is no pension for any job even if you have worked for a certain number of years. The flight attendant industry generally signs a contract with the airline, and under normal circumstances, the unit helps pay five insurances and one housing fund, so there is a pension after retirement.

3. Can people in their 40s receive a pension if they have paid social security for 15 years?

Those who are over 40 years old and have paid social security for 15 years cannot receive a pension if they have not reached retirement age.

Individuals who participate in the basic pension insurance can receive the basic pension on a monthly basis if they have paid contributions for 15 years when they reach the statutory retirement age. That is to say, employees who participate in pension insurance must meet two conditions to receive a pension:

One is to reach the statutory retirement age;

The second is to pay pension insurance premiums for 15 years.

Social Insurance Law of the People's Republic of China Article 16 Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

[Legal Analysis].If you want to receive a pension when you retire at the age of 45, there can only be two situations, one is to work in a hazardous job for a certain number of years, and the other is to retire from illness.

Legal basisSocial Insurance Law of the People's Republic of China Article 16 Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social pension insurance or urban residents' social pension insurance, and enjoy the corresponding pension insurance treatment in accordance with the regulations.